St. Croix Advisors, LLC

06/24/2026

One simple system has helped countless families teach financial responsibility:

Three jars.

Giving. Saving. Spending.

Children quickly learn that every dollar has a purpose and every decision has consequences.

The goal isn't raising wealthy children. The goal is to raise wise stewards.

06/23/2026

Even generosity can have unhealthy motives.

Giving for recognition.
Giving from guilt.
Giving to appear spiritual.

God cares not only about the gift, but also the heart behind it.

True generosity flows from love, gratitude, and worship.

06/22/2026

A common parenting mistake is giving children money with no connection to responsibility.

When children learn that money simply appears, they can develop unrealistic expectations about life.

Work teaches value.
Responsibility teaches ownership.
Delayed rewards teach patience.

These lessons prepare children for leadership long before they enter the workforce.

06/21/2026

Today, we celebrate the fathers, grandfathers, stepfathers, and father figures who lead with integrity, serve with humility, and invest in the lives of those they love.

Whether through quiet sacrifice, steady guidance, or faithful example, fathers help shape future generations in ways that often go unseen.

To the men striving to lead their families with wisdom, character, and faith: thank you. Your legacy is being built every day.

Happy Father's Day!

06/20/2026

Simple living isn't necessarily the goal. Strategic living is.

The question isn't, "How little can I live on?" It's, "How can I best use what God has entrusted to me for His purposes?"

That's a very different conversation.

06/20/2026

Many parents spend years building financial security for their families, but far fewer spend time preparing their children to navigate it.

When it comes to legacy planning, the goal isn't simply passing down assets. It's passing down wisdom, responsibility, and clarity.

When discussing legacy planning with your children, consider not only the assets that will eventually pass to your children, but also the preparation you provide along the way.

06/19/2026

If we want our children to become generous adults, they need opportunities to practice generosity as children. Invite them to make giving decisions. Let them choose causes they care about. Help them experience the joy of helping others.

Generosity isn't taught through lectures. It's developed through action.

06/18/2026

Money makes a terrible master but a wonderful tool.

Jesus didn't say money was evil. He warned that we cannot serve both God and money.

The real question isn't how much money we have. It's where our trust ultimately rests. Security in God will always outlast security in a bank account.

06/17/2026

Children are always watching. They watch how we spend, save, give, and talk about money.

Long before they understand a budget, they're learning our values.

The most powerful financial education often happens around the kitchen table, not in a classroom.

What are your children learning about money from watching you?

06/16/2026

Materialism rarely announces itself. It often sneaks in through comparison, lifestyle inflation, and the belief that "just a little more" will finally be enough.

Paul said he learned the secret of contentment.

Contentment isn't a personality trait. It's a discipline. What is one way you're practicing contentment today?