Nelson Financial Planning

05/29/2026

Retirement is not just about reaching a certain age or account balance—it is about making sure your income, expenses, healthcare planning, and overall financial strategy are built to support the life you want.

Are you truly ready to retire—or are there warning signs you should pay attention to first? In this segment of Dollars & Sense, Rob Field and Chet Cowart bre...

05/26/2026

What investment habits quietly sabotage retirement plans? In this episode of Dollars & Sense, Rob Field and Chet Cowart break down the hidden investor behaviors that can create unnecessary risk, reduce long-term returns, and increase financial stress during retirement. From trying to time the market and holding too much cash to overlooking taxes, chasing yield, and overreacting to headlines, this episode explains the mistakes retirees make most often—and what to do instead.

What investment habits quietly sabotage retirement plans? In this e...

05/25/2026

Small financial mistakes can have a big impact over time. Chet and Rob share stories of the common investing mistakes they see and share a retirement readiness checklist.

Listen to the full podcast episode here: https://www.spreaker.com/episode/7-ways-retirees-accidentally-hurt-their-investments--72117499

05/19/2026

🚨 The IRS is warning taxpayers about a new wave of tax scams, AI-powered fraud, fake charities, identity theft, and dangerous social media tax advice — and many people don’t realize how easy it is to become a victim.

In this episode of Dollars & Sense, Joel Garris and Christina Lamb break down the IRS “Dirty Dozen” tax scams for 2026, explain the IRS’s major push toward digital payments and online accounts, and share practical ways to protect your money, your refund, and your identity.

🚨 The IRS is warning taxpayers about a new wave of tax scams, AI-po...

05/18/2026

What you need to know if you're still mailing tax payments-- Plus, Joel is joined by Christina to inform you of the latest “dirty dozen” tax scams and how you can spot them.

🎧 Listen to the full podcast episode here: https://www.spreaker.com/episode/the-irs-dirty-dozen-the-digital-shift-what-every-taxpayer-needs-to-know--72023475

05/14/2026

Last week’s Shred Event had it all:
✅ Mountains of documents securely destroyed
✅ Friendly dogs making new best friends
✅ A surprise visit from our local firefighters after the shred truck caught on fire!

Fortunately, no injuries... unless you count one heroic papercut 😉 Everyone is safe, and we’re deeply grateful for the quick response from our police and fire department.

📅 Missed this one? Our next Shred Event is December 3rd. We hope to see you there!

05/12/2026

In this episode of Dollars & Sense with Joel Garris, you’ll learn the 10 essential questions you should be asking your financial advisor — plus a bonus question that could completely reshape your strategy.

Whether you’re planning for retirement, reviewing your investments, or just trying to make smarter money decisions, this episode will help you walk into your next meeting with clarity and confidence.

Most people sit through financial meetings… and leave confused. 😳This episode shows you the exact questions that can change your financial future. 💡In this...

05/11/2026

Get smart about your finances! 🎉💰 Tune in to Joel Garris as he shares essential questions to ask your financial advisor—plus tips on managing important documents.

Listen to the full podcast episode here: https://www.spreaker.com/episode/10-essential-questions-to-ask-your-financial-advisor--71928141

05/08/2026

🎓 Just graduated… now what? Most people get this part completely wrong—and it can cost you YEARS of financial stress.

💰 In this episode of Dollars & Sense, Certified Financial Fiduciaries™ Chet Cowart & Zach Keister break down the exact conversations and money moves every graduate AND parent needs to make right now. No fluff. No jargon. Just real, practical advice you can actually use.

🎓 Just graduated… now what? Most people get this part completely wrong—and it can cost you YEARS of financial stress.💰 In this episode of Dollars & Sense, ...

05/04/2026

🎓 Just graduated or know someone who did? Tune in to our latest Dollars & Sense episode for real-world money tips every new grad (and parent!) needs. From budgeting and emergency funds to student loans and starting retirement savings early—kickstart your financial future now!

💰 Listen here: https://www.spreaker.com/episode/graduation-season-launching-financial-success-for-grads-parents--71818139

04/28/2026

In this episode of Dollars & Sense, Joel Garris reveals the hidden truth that could completely change how your money is passed on—and how you can reduce taxes at the same time. 💡

From overlooked beneficiary mistakes to one of the most powerful tax-saving strategies for retirees, this episode is packed with insights that could save your family stress, confusion, and thousands in unnecessary taxes.

Avoid This Costly Estate Planning Mistake + The Smartest Way to Give (And Pay Less Tax)