Gardner Financial Services

Gardner Financial Services Gardner Financial Services is a full service investment firm focused on helping clients navigate the road to retirement and financial independence.

12/02/2025

The federal income tax filing deadline for individuals is generally Tuesday, April 15, 2025.

11/25/2025

The Social Security Administration (SSA)provides personalized Social Security Statements to help Americans age 18 andolder better understand the benefits that Social Security offers.

11/23/2025

The latest issue of Market Month is available.

11/18/2025

A 401(k) wraparound plan is a nonqualified deferred compensation (NQDC) plan that supplements or "wraps around" the already existing tax-qualified 401(k) plan that you offer to your employees. It also allows both you and your employees to make contributions that exceed the limits imposed on contribu...

11/16/2025

Ordinary income is income that is taxed at ordinary income tax rates and does not qualify for capital gains tax treatment. It's important to understand the difference between ordinary income and capital gain income because, generally, ordinary income tax rates are higher than capital gains tax rates...

11/09/2025

The Federal Thrift Savings Plan (TSP) is a tax-deferred retirement savings and investment plan set up to help federal civilian employees and military personnel save for retirement. The Federal Retirement Thrift Investment Board, an independent government agency, administers it. The TSP is a defined....

11/06/2025

How smart are you about your retirement savings plan? Take this quiz to find out.

11/02/2025

Married filing separately is an option available to all married individuals when choosing a filing status for their federal income tax returns. Your filing status is important because it determines, in part, the amount of your standard deduction, the deductions and credits that are available to you,...

10/30/2025

Every parent is obligated to financially support his or her children, providing such necessities as food, clothing, shelter, etc. Divorce doesn't cause this obligation to cease. When a divorce occurs, the noncustodial parent is usually ordered to pay some child support to the custodial parent; the r...

10/26/2025

Though far from simple, franchising can be a good way for you to own a business.

10/23/2025

It often makes sense to defer taxable income from one year to a later year in order to postpone payment of tax. This allows you the use of more money for a longer period of time. Postponing receipt of taxable income may also be useful, because when you eventually realize the income at a future time,...

10/19/2025

This decision depends on several factors that relate to these assets.

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5506 Watch Tower Row
Wilmington, NC
28409

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