AVM DeMars CPAs LLP

10/27/2026

There’s a big difference between preparing your taxes and planning for them. Tax preparation focuses on reporting what has already happened. Tax planning lets you see where you stand before the year is over and consider whether you can still make decisions that could affect your tax situation.

If you wait until filing season to start thinking about your taxes, some of those opportunities may have already passed.

October is a good time to check in with your CPA and start looking ahead.

AVM DeMars | Personal Service. Experienced Guidance.
📍 Serving individuals and businesses across New York, New Jersey & Connecticut with their tax and accounting needs.

https://www.avmdemars.com/

10/22/2026

Did something significant change financially for you in 2026? Maybe your income increased, your business grew, you changed jobs, started earning income in another state, made a major investment, or experienced another change that could affect your taxes.

Those are all good reasons to consider checking in with your CPA before the year is over. A year-end conversation can help you understand where you stand and identify issues worth addressing before filing season arrives.

AVM DeMars | Personal Service. Experienced Guidance.
📍 Serving individuals and businesses across New York, New Jersey & Connecticut with their tax and accounting needs.

https://www.avmdemars.com/

10/20/2026

Paying mortgage insurance? Homeowners should know about an important tax change. Mortgage insurance premiums are once again eligible for a federal tax deduction for premiums paid in 2026, but whether you can claim it depends on factors including your income, type of insurance, residence, and whether you itemize.

Learn more here: https://www.avmdemars.com/post/can-i-deduct-my-mortgage-insurance-premiums-what-homeowners-should-know-for-future-tax-filings

AVM DeMars | Personal Service. Experienced Guidance.
📍 Serving individuals and businesses across New York, New Jersey & Connecticut with their tax and accounting needs.

Understanding Mortgage Insurance Premiums and Your TaxesRemember the day you found “the one?” The house with the picturesque kitchen, the cozy living room, and the perfect patio to host friends and family? You couldn’t wait to call it yours.As much as you love your home, there's no denying tha...

10/15/2026

Tax season feels a lot less stressful when you’re not searching for a missing 1099 or trying to remember where you put an important receipt. Whether you’re filing on extension or simply getting a head start on next tax season, October is a good time to get your records in order.

Our latest blog covers which tax documents to keep, how to organize them, how long to retain certain records, and additional considerations for individuals and business owners in New York, New Jersey, and Connecticut.

Read the full blog to start getting organized now.
https://www.avmdemars.com/post/how-to-get-your-tax-documents-organized-before-filing-season

AVM DeMars | Personal Service. Experienced Guidance.
📍 Serving individuals and businesses across New York, New Jersey & Connecticut with their tax and accounting needs.

Every year, taxpayers experience the same chaotic scramble: trying to track down a missing 1099, sorting through a box of receipts to find the single one that justifies a large expense, and going back and forth with an old employer to get the documents you need to complete a return.

10/13/2026

There’s no greater compliment than knowing our clients feel supported by the work we do. We’re grateful for every client who chooses AVM DeMars and trusts our team to be part of their financial journey. Thank you for taking the time to share your experience with us!

AVM DeMars | Personal Service. Experienced Guidance.
📍 Serving individuals and businesses across New York, New Jersey & Connecticut with their tax and accounting needs.

https://www.avmdemars.com/

10/09/2026

Are you making the most of your retirement contributions before 2026 ends? The IRS increased contribution limits for 401(k)s and IRAs this year, but knowing the limits is only part of the picture. Your age, income, workplace plan, and even where you live can affect your options.

Our latest blog breaks down the 2026 contribution limits, catch-up rules, Roth eligibility requirements, and important considerations for taxpayers in New York, New Jersey, and Connecticut. Read the full blog to see what you should be reviewing before year-end.

https://www.avmdemars.com/post/2026-retirement-contribution-limits-how-to-maximize-your-401-k-and-ira-savings

AVM DeMars | Personal Service. Experienced Guidance.
📍 Serving individuals and businesses across New York, New Jersey & Connecticut with their tax and accounting needs.

The IRS raised the 401(k) employee contribution limit to $24,500 and the IRA limit to $7,500. There's also a new Roth catch-up rule for high earners, and some states handle contributions differently than the IRS does.

10/06/2026

For Kelvin Garcia, working with clients is about being more than an accountant. It’s about becoming a trusted resource for both their business and individual tax needs. Kelvin shares why helping clients grow and reach their goals is one of the most rewarding parts of his work at AVM DeMars.

AVM DeMars | Personal Service. Experienced Guidance.

📍 Serving individuals and businesses across New York, New Jersey & Connecticut with their tax and accounting needs.

https://www.avmdemars.com/

09/30/2026

Accounting software can be a valuable tool for managing your business finances, but it can't replace professional guidance.
Software can track transactions, categorize expenses, and generate reports. A CPA can look at the bigger picture, help you understand what your financials are telling you, identify potential tax or compliance issues, and provide guidance as your business changes and grows.

Think of your accounting software as a tool. Your CPA helps you determine what to do with the information it provides.

Learn more about working with AVM DeMars: https://www.avmdemars.com/



📍Long Island | New York | Connecticut | New Jersey

09/28/2026

Meet Jasleen Kaur, Staff Accountant at AVM DeMars!

Jasleen has more than five years of accounting experience and has been part of our team since May 2024. She enjoys the problem-solving side of accounting, learning as tax laws change, and helping ensure our clients receive accurate, thorough service.

Outside of work, Jasleen is a car enthusiast with a special love for Saabs, an animal lover, and enjoys baking, henna, bhangra dancing, and spending time with family. We’re happy to have Jasleen on the AVM DeMars team!

https://www.avmdemars.com/

09/24/2026

Want to reduce your 2026 tax bill? The decisions you make before December 31 could make a difference. From maximizing retirement contributions and reviewing SALT deductions to managing investments, charitable giving, and timing business purchases, you still have opportunities to strengthen your tax position before the year ends.

But tax strategies aren't one-size-fits-all. What makes sense depends on your income, business, investments, and overall financial picture. Our latest blog covers 5 tax strategies to consider now, while there’s still time to act.

Read the full blog: https://www.avmdemars.com/post/five-tax-strategies-to-reduce-your-2026-tax-bill-before-year-end



📍Long Island | New York | Connecticut | New Jersey

This year carries even more urgency than usual, as new limits from the One Big Beautiful Bill (OBBB) reset several key numbers for 2026, like SALT caps, the standard deduction, and retirement contribution limits— some of which are only changed for a limited time. Any strategy built on last year's ...