GLB Financial Services

GLB Financial Services This includes life insurance, disability health insurance

As an Insurance Representative I assist individuals, families and professionals realize their personal, professional and financial goals & objectives through a holistic and comprehensive approach. * Whole Life Insurance policy with cash value
* Cash Back Option/Return of Premium policies
* Juvenile Policies for generational wealth
* Mortgage Protection policies to pay off home
* Insurance Planning through nine carriers

06/17/2026

Permanent Life Insurance as Portfolio Buffer

Essential Financial Planning Steps for Military Families in Williamsburg with Gary Loten-BeckfordThe 2024 Military Famil...
06/17/2026

Essential Financial Planning Steps for Military Families in Williamsburg with Gary Loten-Beckford

The 2024 Military Family Lifestyle Survey from Blue Star Families found that 70% of military families spent over $500 out-of-pocket during their last move, and financial recovery often took a year or more. That single number points to a fundamental truth: military life operates on a different financial frequency.

Between constant relocations, unique benefits systems, and unpredictable deployments, the challenges are things generic financial advice just can't cover. For service members in the Williamsburg, Virginia area, navigating this landscape requires a plan built for the realities of military life.

A successful financial journey for a military family isn't about a single product or a hot stock tip. It's about a process: analyzing where you are now, identifying your long-term goals, and then building a bridge to get there. These five steps are the foundation.

1. Build a Proactive Permanent Change of Station (PCS) Strategy:
A military PCS isn't just a move, it's a major financial event. The key is to stop being reactive, just covering costs as they come, and instead build a proactive strategy to minimize the financial disruption. A good plan anticipates expenses that reimbursements won't cover, considers the tax implications of moving to a new state like Virginia, and sets a clear budget for establishing a new household. Working with an advisor who knows the process can help you create a financial checklist for your PCS, making sure short-term logistical stress doesn't derail long-term goals like retirement savings.

2. Maximize Your Military-Specific Retirement Benefits:
Military retirement planning is its own world, full of acronyms like TSP and BRS. The Blended Retirement System (BRS) changed everything, making personal contributions to the Thrift Savings Plan (TSP) more critical than ever before. A sound strategy goes beyond just contributing. It means understanding contribution matching, picking the right funds for your risk tolerance, and making sure your TSP works in concert with any other retirement accounts.

06/16/2026

How to Save Money on Monthly Health Insurance Premiums
Let’s connect and talk about the latest insights in the industry!

06/15/2026

Life Insurance Affordability Gains Attention

06/11/2026

Life Insurance Options After Age 75

06/10/2026

Living Benefits Add Policy Flexibility

Address

Richmond Road
Williamsburg, VA
23168

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 7pm
Saturday 12pm - 5pm

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