Cutler & Co. LLC Certified Public Accountants

04/07/2026

April 15th is around the corner already, so here are some VERY IMPORTANT deadlines you MUST be aware of.

Save it to not lose it.

03/13/2026

REMINDER!!!

A few more deadlines to NOT miss this month.

Saved it and repost it

12/31/2025

As the year wraps up, I'd like to take the opportunity to thank all our clients on behalf of everyone from Cutler & Co.

It's been a great year, with its challenges and lessons, but also with great memories - something that wouldn't have been possible without the trust that you put in us.

We don't take that for granted, and we promise to commit in 2026 to elevate our level of service even more and do everything in our power to provide even more value alongside everything we already do for you.

Thank you once again for your trust and your business, and Happy New Year.

Let's have an amazing 2026 together.

12/26/2025

Hey guys, we are literally just a few days away from the end of the year.

For that occasion, I wanted to remind you of a few KEY upcoming deadlines you need to be mindful of.

Make sure you save this post and DON'T miss these deadlines.

Happy New Year to all of you.

11/28/2025

For those of you out there who might consider a new CPA firm now - especially since the tax-filing season is around the corner - here's a quick overview of what you are getting when you start working with us.

Discover the onboarding process, services, and unique approach Cutler & Co. brings to strategic finance, tax planning, and bookkeeping.

11/26/2025

Two months ago I was speaking with a business owner of a real estate firm.

They were making $5.6m in revenue but after a short audit - we realised they could have made even more.

What they did is, they mistook growth for profit.

Last quarter - they added 4 new properties, doubled their management staff, and hit record gross revenue.

On paper, it looked like a win.

But when we tore through their books, net margins had silently dropped from 22% to 11%.

What worked? The acquisition pipeline.

What didn’t? There was no allocation of shared costs between entities.

Payroll, vehicles, and admin all expensed in the wrong company.

The books made every deal look profitable until you saw the blended numbers.

So after a quick chat - we found to be the perfect fit for each other.

The plan we implemented was to - restructure intercompany allocations and clean up how management fees flowed through.

But doing just that - they were back to 20% margins.

That’s roughly $420k recovered cash flow — without touching top-line revenue.

The fix wasn’t fancy.

But it was a very obvious one for us.

Something that their previous CPA missed unfortunately - and didn't even tell them about.

11/25/2025

Fractional CFO support. Why should you consider one?

If you asked yourself this question - here are 5 strategic wins that you get from fractional CFO support.

Discover five real wins business owners achieve with fractional CFO support—from cash flow clarity to smarter growth decisions

11/24/2025

If you are looking for some clarity and want to see how you can get more out of your business's financial potential - then consider a consultancy or advisory service.

In this blog post, we cover how advisory can help you go from chaos and a blind look over your finances to more clarity and better financial decisions.

Discover how Cutler&Co.'s strategic advisory transforms 7-figure businesses from financial chaos to scalable clarity.

11/18/2025

I keep hearing this: my CPA will handle it at year-end.

Well, let me tell you something

That’s not tax strategy - that’s damage control.

Picture this - a construction firm has $6.5m in revenue and a great accountant.

But because their bookkeeping isn’t built strategically, they overpay $186,000 in taxes.

Why?

They book expenses late and usually miss their depreciation window.

And this scenario is very common.

Now, I don’t blame the CPA.

They usually work with what they were given.

I blame the system.

Bookkeeping done right isn’t about data entry - it’s about positioning your business 12 months ahead.

That’s what tax efficiency really means.

Want a proper tax efficient system?

Schedule a call and let's put one together for you.
Link in the bio

11/14/2025

After 40 years in finance, I’ve learned that every $1m–$10m company thinks they’re “fine” - until they are not.

Until we show them how to 'properly' protect their profits.

Here are 5 ways great companies protect their profits (and how you can too):

1. They reconcile cash daily - not monthly. Daily.

2. They forecast 13 weeks ahead, minimum. (Most companies we get to work with - can't even forecast 2 weeks ahead).

3. Their CPA, CFO, and bookkeeper meet monthly - same table, same truth. Get them on the same page and watch your profits skyrocket.

4. They know exactly what a 1% margin shift means in real dollars. If you don't, are you really in control? Think about that.

5. They don’t let their books tell them what happened. They use the books to decide what’s next.

If your team isn’t doing this, chances are - you are leaving money on the table.

Wanna change that?
Let's talk.
No hard sell - pure value.

Schedule a call right now. I leave you the link in the comments below.

11/12/2025

People often don't know how to 'properly' structure their crew for 'proper' tax efficiency.

That's exactly what we are covering in today's blog post.

Discover the tax and compliance impact of hiring W-2 employees vs 1099 contractors in construction — and how to choose the right model.

11/10/2025

Every construction firm should build a materials sub-ledger. It separates project cost creep from margin compression - and shows which PMs are actually profitable.