Heritage Financial Services

06/23/2026

𝗦𝗮𝘃𝗮𝗻𝘁 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗮𝗱𝘃𝗶𝘀𝗼𝗿 𝗦𝗮𝗺𝗺𝘆 𝗔𝘇𝘇𝗼𝘂𝘇 wrote an educational article for Investopedia about gold investing, valuation challenges, and the differences between ETFs and physical gold.

𝗥𝗲𝗮𝗱 𝘁𝗵𝗲 𝗳𝘂𝗹𝗹 𝗮𝗿𝘁𝗶𝗰𝗹𝗲: https://hubs.ly/Q04mjsd_0

06/22/2026

𝗛𝗼𝘄 𝗞𝗲𝘃𝗶𝗻 𝗪𝗮𝗿𝘀𝗵 𝗣𝗹𝗮𝗻𝘀 𝘁𝗼 𝗥𝗲𝘀𝗵𝗮𝗽𝗲 𝗙𝗲𝗱𝗲𝗿𝗮𝗹 𝗥𝗲𝘀𝗲𝗿𝘃𝗲 𝗣𝗼𝗹𝗶𝗰𝘆 Kevin Warsh begins as Fed Chair favoring rate policy over asset purchases, a leaner balance sheet, and a narrower definition of the central bank’s mandate.

🔗: https://hubs.ly/Q04m8Dmh0

06/18/2026

Financial scams targeting adults over 50 are growing more sophisticated. Learn how they work and what steps can help protect your savings.

🔗: https://hubs.ly/Q04lTwmx0

👉We’ve joined Savant Wealth Management! Follow Savant Wealth Management for timely insights, market updates, and valuable content that can inform your financial planning decisions.

06/16/2026

Retirement planning is hard. Beyond the math, there’s a psychological hurdle: shifting from decades of saving money and earning income to suddenly needing those savings to last a lifetime.

How do you convert your career earnings into a big enough nest egg? And once you get there, how much can you safely take out?

These questions keep people up at night and we help people tackle them head-on, including tax-planning tips to keep more of your nest-egg, avoiding investment mistakes, Social Security and paying for health care.

🔗: https://hubs.ly/Q04lB_zQ0

06/11/2026

𝗧𝗵𝗲 𝗧𝗿𝘂𝗺𝗽 𝗔𝗰𝗰𝗼𝘂𝗻𝘁 𝗚𝗶𝗳𝘁 𝗧𝗮𝘅 𝗤𝘂𝗲𝘀𝘁𝗶𝗼𝗻 𝗡𝗼𝗯𝗼𝗱𝘆 𝗛𝗮𝘀 𝗔𝗻𝘀𝘄𝗲𝗿𝗲𝗱 𝗬𝗲𝘁 Trump Accounts may raise an unexpected gift tax question for families. Here is what remains unresolved and why it matters for your planning.

🔗: https://hubs.ly/Q04l2j3_0

06/09/2026

Preparing financially for retirement can feel daunting, especially with the vast amount of information available on the subject. It can be difficult to figure out whose advice you should follow and what strategies would best align with your financial goals.

Don’t let these six common myths sidetrack you from a successful retirement.

🔗: https://hubs.ly/Q04kDv7b0

06/04/2026

Rain didn’t stop us! This past weekend’s Shred-It events at our Woburn and Westwood offices were a great success. Thank you to everyone who joined us for coffee, breakfast, and the opportunity to safely and securely dispose of sensitive documents. It was a pleasure seeing so many familiar faces.

👉We’ve joined Savant Wealth Management! Follow Savant Wealth Management for timely insights, market updates, and valuable content that can inform your financial planning decisions.

06/02/2026

𝗚𝗶𝗳𝘁𝗶𝗻𝗴 𝗪𝗵𝗶𝗹𝗲 𝗬𝗼𝘂’𝗿𝗲 𝗔𝗹𝗶𝘃𝗲 𝘃𝘀. 𝗟𝗲𝗮𝘃𝗶𝗻𝗴 𝗮 𝗟𝗲𝗴𝗮𝗰𝘆 Explore the financial and emotional trade-offs of gifting while you’re alive versus leaving a legacy, including potential tax impacts, control, and long-term flexibility.

🔗: https://hubs.ly/Q04jL2gf0

👉We’ve joined Savant Wealth Management! Follow Savant Wealth Management for timely insights, market updates, and valuable content that can inform your financial planning decisions.

05/29/2026

Happy 529 Day!

529 plans are tax-advantaged education savings accounts designed to help families save for education expenses, including college, trade schools and registered apprenticeship programs. When used for qualified education expenses, investment earnings and withdrawals are tax-free.

Whether you’re a parent, grandparent, aunt or uncle, contributing to a 529 plan can be a smart way to invest in a loved one’s educational future while building a long-term education savings strategy.

https://hubs.ly/Q04jf6nc0

From tax-advantaged accounts to intergenerational gifting strategies, education funding can be far more than paying tuition—it can be a meaningful part of your family’s legacy plan.

05/26/2026

Even the closest families can be fractured by disagreements after a loved one’s passing. This is especially true when it comes to inheriting assets. While you might imagine your children getting along seamlessly, it’s important to plan for all possibilities.

🔗: https://hubs.ly/Q04hSGwg0

👉We’ve joined Savant Wealth Management! Follow Savant Wealth Management for timely insights, market updates, and valuable content that can inform your financial planning decisions.