Main Street Advisors, LLC

Main Street Advisors, LLC We are a fee-only registered investment advisory firm located in Westminster, MD serving individuals Our philosophy is rooted in our beliefs.

Welcome to Main Street Advisors, a fee-only investment advisory and financial planning firm in Carroll County Maryland within the heart of Westminster. We provide services focused in these primary areas: Retirement and Financial Planning, Investment Planning, Tax Planning, Education Planning and Estate Planning. We believe it is our duty to honor our “fiduciary oath.” We believe it is our duty to

have a solid understanding of our clients. They come to us with pre-determined biases, concerns, goals, needs, dreams and financial tendencies. Some of these will change over time and some will not. As a result, we are vigilant in our responsibility to explore who are clients are and what they aim to achieve.

Learn what to look at when vetting continuing care retirement communities (CCRCs).
06/23/2026

Learn what to look at when vetting continuing care retirement communities (CCRCs).

Deciding if a continuing care retirement community (CRCC) is right for you means puzzling out a complex business model that blends real estate, healthcare and insurance. Here's some help in understanding the different types of CCRCs.

Learn this little secret about required minimum distributions (RMDs).
06/22/2026

Learn this little secret about required minimum distributions (RMDs).

Most seniors don’t know about the still working exception but it has saved Bazer hundreds of thousands of dollars of RMDs over the years, and tens of thousands of dollars in taxes.

Phased retirement has become a positive trend.
06/17/2026

Phased retirement has become a positive trend.

A gradual approach to retirement can be a positive experience for employees, employers, and customers.

Is your money paying you? For many retirees the answer is no. Learn how to fix this.
06/16/2026

Is your money paying you? For many retirees the answer is no. Learn how to fix this.

Big‑name banks often pay far less than the national average on savings. Here’s why, how that affects retirees, and a simple framework for getting more from your cash.

Many retirees regret not saving enough or starting sooner.
06/11/2026

Many retirees regret not saving enough or starting sooner.

Many retirees regret not saving enough or starting sooner, since both can shape their financial security and happiness later.

The auto industry is changing as more Americans are holding on to their cars longer.
06/10/2026

The auto industry is changing as more Americans are holding on to their cars longer.

Automakers, dealers and repair shops are changing business practices to adapt to a new normal: the 13-year-old car

Tips on maintaining your financial records.
06/09/2026

Tips on maintaining your financial records.

An integral part of managing your personal finances involves properly maintaining your financial records. This is especially important in the event of a crisis or emergency so that you can quickly locate something if needed.

SpaceX will more than likely be inside index funds in the very near future.
06/08/2026

SpaceX will more than likely be inside index funds in the very near future.

As SpaceX nears what could be the largest IPO ever, rule changes mean the company is likely headed into index funds soon after.

Many retirees wonder how much cash they should have tucked away in retirement.
06/05/2026

Many retirees wonder how much cash they should have tucked away in retirement.

Understanding how much cash to hold during your retirement can be a delicate balance.

Costs for Medigap are rising.
06/04/2026

Costs for Medigap are rising.

Costs for Medigap coverage to supplement Medicare are rising rapidly. Here's what to know to prepare.

Address

205 E. Main Street
Westminster, MD
21157

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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