AAF Wealth Management

AAF Wealth Management AAF Wealth Management is a boutique Registered Investment Advisor (RIA) firm serving high net worth individuals and families.

Investment guidance & financial peace of mind for both the life you have and the life you envision. AAF Wealth Management, is a Registered Investment Adviser. This platform is solely for informational purposes. Advisory services are only offered to clients or prospective clients where our firm and its representatives are properly licensed or exempt from licensure. Past performance is no guarantee

of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by our firm unless a client service agreement is in place.”

At some point, many women reach a financial inflection point—and everything shifts. Often, it takes a pivotal moment—ret...
04/02/2026

At some point, many women reach a financial inflection point—and everything shifts. Often, it takes a pivotal moment—retirement on the horizon, a health event, the loss of a loved one, or a shift in priorities—to bring financial wellbeing into sharp focus.

This article was originally published during Women’s History Month in the Leading Ladies supplement by Hey Rhody Media Co..

Discover Carmen's thoughts on how personalized guidance can help you move forward with confidence in her new blog. >>
https://hubs.la/Q049sRzy0

What makes an investment strategy truly work?When life gets complex—business transitions, family shifts, legacy planning...
09/16/2025

What makes an investment strategy truly work?

When life gets complex—business transitions, family shifts, legacy planning—financial decisions call for more than investment advice.

That’s why clients turn to AAF Wealth Management. We deliver fully integrated wealth management aligned with tax, estate, philanthropy, business, and insurance strategies.

Beyond integration, Wealth Advisor Carmen Grinkis, PhD, CLTC, CLU®,CFP® brings a distinctive perspective to our client experience. Her background in psychology reinforces the importance of aligning planning with purpose—helping clients move forward with clarity, even when decisions are complex. Carmen’s advice is at the intersection of financial planning and psychology, and she has become a sought-after advisor particularly among female investors seeking a relationship based on empathy and shared perspective.

This is planning that fully connects all the technical with the emotional.

Explore the unique ways we bring clients peace of mind. >>
https://hubs.la/Q03JB0170

They made a Christmas tree out of what? Balloons, old soda cans, garden hoses —   RI yearly contest challenges residents...
12/24/2024

They made a Christmas tree out of what? Balloons, old soda cans, garden hoses — RI yearly contest challenges residents to design and build a Christmas tree using all recycled materials. This year’s winner Carmen Grinkis, PhD, CLTC, CLU®,CFP®, managing partner and wealth advisor with AAF Wealth Management, took that to heart and drew on her childhood for inspiration by transforming recycled wood and other materials into a conically-shaped ‘tree’ complete with a homage to her old closet inside that included games, toys and other childhood mementos. She called the tree “Moon & Sun, Space & Time.”

“When you go inside you’re actually entering into my closet from when I was 10 years old,” said Carm. “It’s such an indulgence for me to explore being a kid again.”

Read more. >>
https://hubs.la/Q030BzL00

Happy Labor Day! Today, we express our heartfelt   to our amazing clients, colleagues, and friends for your unwavering d...
09/02/2024

Happy Labor Day! Today, we express our heartfelt to our amazing clients, colleagues, and friends for your unwavering dedication and hard work. We celebrate your talent and leadership and are thankful for everything you contribute to AAF Wealth Management. Have a safe and enjoyable holiday!

Happy Independence Day from AAF Wealth Management!Wishing everyone a joyful and safe 4th of July as we celebrate the spi...
07/04/2024

Happy Independence Day from AAF Wealth Management!

Wishing everyone a joyful and safe 4th of July as we celebrate the spirit of freedom and unity.

Today, we recognize Juneteenth, a significant day in American history that marks the end of slavery in the United States...
06/19/2024

Today, we recognize Juneteenth, a significant day in American history that marks the end of slavery in the United States. On June 19, 1865, freedom was finally proclaimed in Galveston, Texas, more than two years after the Emancipation Proclamation was signed.

Juneteenth serves as a poignant reminder of the importance of freedom, equality, and the ongoing pursuit of justice for all. Let's come together to recognize the past, acknowledge the ongoing struggle for equality, and commit to building a more inclusive and just future.

Happy Father's Day! To all the fathers and father figures, we extend our appreciation for your dedication and support. Y...
06/16/2024

Happy Father's Day! To all the fathers and father figures, we extend our appreciation for your dedication and support. Your contributions both at home and in the workplace are invaluable!

From all of us at AAF Wealth Management, we honor and thank veteran women for their courageous service and sacrifice. We...
06/12/2024

From all of us at AAF Wealth Management, we honor and thank veteran women for their courageous service and sacrifice. We recognize your strength and bravery. We support you.

Happy Pride Month!! We are proud to celebrate and support the LGBTQ+ community. This month and every day, we continue to...
06/01/2024

Happy Pride Month!! We are proud to celebrate and support the LGBTQ+ community. This month and every day, we continue to celebrate the freedom to be yourself! While it is a time for love and celebration, we also call for greater inclusivity and equity.

We reaffirm our commitment to fostering an inclusive and diverse workplace where everyone feels valued and respected. Embracing diversity and championing equality are essential to our core values, and we believe that an inclusive environment drives innovation and success.

To all of our LGBTQ+ friends, coworkers, and family, we stand with you. 🌈❤️

Today and every day, we honor, remember, and thank those who sacrificed everything for their country.From all of us at A...
05/27/2024

Today and every day, we honor, remember, and thank those who sacrificed everything for their country.

From all of us at AAF Wealth Management, we wish you a safe, healthy, and peaceful Memorial Day.

We at AAF Wealth Management give thanks to the men and women from the Army, Navy, Marines, Air Force and Coast Guard as ...
05/18/2024

We at AAF Wealth Management give thanks to the men and women from the Army, Navy, Marines, Air Force and Coast Guard as they serve with honor and distinction to protect our country. Your bravery, service, and commitment does not go unrecognized.

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50 Washington Street
Westborough, MA
01581

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