Aaron Brask Capital

10/09/2025

TAXES IN RETIREMENT workshops (Tues Oct 21 + Thur Oct 23rd @ 6pm):
> Overview of the tax code
> Taxation of ordinary income, capital gains, and Social Security
> Other costs such as Medicare surcharges (i.e., IRMAA)
> Specific strategies for reducing taxes, including asset location, Roth conversions, and account-specific withdrawal sequences
>>> More information and registration here: https://events.afceducators.org/VUCRYV

08/09/2025

Weekend reading!

12/19/2024

Hi everyone, I just created a new video on ROTH CONVERSIONS. Many people only think about the tax rate paid on a conversion, but there are many factors that should go into these decisions. I do my best to explain them here: https://www.youtube.com/watch?v=apTqQS7Uuhk [Note: Likes/comments/feedback is greatly appreciated] ... HAPPY HOLIDAYS TO ALL!!!

11/14/2024

TAXES IN RETIREMENT webinar (Tues Nov 19 @ 6pm):
> Basic description of the tax code
> Taxation of ordinary income, capital gains, and Social Security
> Other costs such as Medicare surcharges (i.e., IRMAA)
> Specific strategies for reducing taxes, including asset location, Roth conversions, and account-specific withdrawal sequences
More information and registration here: https://us06web.zoom.us/webinar/register/WN_deXKjAKLRE6W_UGKcctJdw

08/12/2024

I am thrilled that the NEW YORK TIMES quoted me and highlighted my educational content on tax planning. The cherry on top was getting quoted right between two industry experts whom I greatly respect and have learned a great deal from.

The complicated way Social Security is taxed can catch middle-income earners by surprise.

05/28/2024

A more recent photo ...

04/24/2024

LOWER YOUR TAXES DURING RETIREMENT via account-specific withdrawal strategies! Many planners use software that assumes you spend down your taxable accounts first, then tax-deferred (e.g., traditional IRA), and tax-free accounts (e.g., Roth) last. However, this approach can result in paying significantly more taxes than necessary. This video explains why it is important to optimize your withdrawal strategy:

This video explains the importance of utilizing an optimized withdrawal strategy. Most financial planners and planning software default to the conventional w...

03/19/2024

Nearing or already in retirement? I am hosting TAXES IN RETIREMENT workshops next week (6-730 pm on Tues, the 26th, and Thurs, the 28th @ Cox Science Center & Aquarium). More information and registration links can be found here: https://www.aaronbraskcapital.com/events/

Events - Aaron Brask Capital |

01/10/2024

Retirees should watch out for the Social Security tax torpedo & capital gains bump zone as they can more than QUADRUPLE your marginal tax rate. This video explains how capital gains and income taxes interact with Social Security - making for a dangerous cocktail! Watch now: https://www.aaronbraskcapital.com/tax-torpedo-video/

11/29/2023

'Tis the Season for Roth Conversions!

Roth conversions can be a powerful financial planning tool. However, many people do not understand or account for all the variables required to optimize this strategy. This article highlights some of the relevant factors and logistics.

https://www.aaronbraskcapital.com/roth-conversions/

10/24/2023

I see this over and over when looking at portfolios. It looks like someone is doing a lot of work, but the portfolio is just the overall market being repackaged with more fees. Read more here: https://www.aaronbraskcapital.com/repackaging-pet-peeve/