Couto DeFranco, P.A.

05/29/2026

There are four ways to approach risk. You can ignore it or avoid it entirely. Or managing it carefully. Or transferring it through insurance.

Every one of these can work, but the key is knowing which one you're choosing and why.

Of these four approaches, which one do you instinctively reach for?

05/27/2026

No two clients are the same. Nor are their portfolios.

The strategies that serve someone building wealth at 55 look very different from those preparing for retirement at 65. That's why it's critical to take a multi-layered approach that allows us to use a mix of strategies to pursue your goals.

What mix works best for you?

05/26/2026

A quiet week for data, but Thursday’s PCE report still matters. Inflation is expected to remain above the Fed’s target. But the bigger driver? Geopolitics—especially in the Middle East. See why Chief Market Strategist Brian Klimke says markets may take cues from headlines, not data, in .

“Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms...

05/22/2026

In observance of the holiday, our office will be closed on Monday, May 25th for Memorial Day. We take this time to honor and remember those who have given the ultimate sacrifice for our country.
We will be back in the office on Tuesday, May 26th at 9am.

05/21/2026

Read the latest issue of Financial Watch here:

When basic money management principles such as saving, spending, earning, and giving are taught at an early age children are more likely to grow into teens and…

05/18/2026

A quieter market week is setting the stage for something bigger. Fed signals, fresh leadership, and inflation trends all coming into focus. Stay tuned—this is where clarity begins. CIO Gene Goldman explains in .

“Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms...

05/14/2026

Markets are high, risks are real—but so are opportunities. With solid growth and cash on the sidelines, pullbacks don’t have to be scary. Staying flexible and opportunistic still matters.

Markets are at record highs—but it’s not all smooth sailing. Inflation and global headlines may stir up some bumps, and rate cuts may be harder to come by.…

05/11/2026

CPI hits Tuesday. PPI follows Wednesday. With elevated energy costs and sticky services prices, the data could surprise—and influence how long the Fed stays on hold. CIO Gene Goldman breaks down what to watch and why it matters for markets in .

“Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms...

05/11/2026

Did you know a tax-intelligent advisor can potentially add 1.17% annually to your portfolio through tax-efficient strategies? By working with a tax-intelligent Financial Professional, you pursue a world of benefits:

🔍 Tax-Intelligent Planning: Make the most of financial tools by reducing tax implications. Benefit from tax-efficient investment products and strategic planning to minimize unnecessary taxes.

📊 Proactive Management: Align investments with your long-term goals.

🧠 Behavioral Guidance: Achieve rational decision-making and overcome financial hurdles by understanding your behaviors and biases.

🤝 Personalized Experience: Your financial plan should evolve with you. Enjoy financial planning tailored to your unique circumstances.

05/08/2026

📈 Yes, we can do your taxes – but we have so much more to offer! Our team provides a wide range of financial planning services tailored to your needs. Whether you need tax-focused investment strategies, retirement planning, family risk management, business planning, legacy planning, education planning, or cash flow management, we've got you covered!