David Rae Certified Financial Planner, CFP, AIF

03/30/2026

Are you getting the most tax savings from your Charitable Donations?

https://www.forbes.com/sites/davidrae/2026/03/30/how-a-qualified-charitable-distribution-qcd-creates-big-tax-savings/

Want even bigger tax savings from your donations to charity? Don't let your financial advisor skip telling your abou the QCD tax strategy.

03/26/2026

Are you on track for a $10 million 401(k)? Or at least financial freedom?

https://www.forbes.com/sites/davidrae/2026/03/26/how-to-build-a-10-million-dollar-401k-from-a-wealth-manager/

Dream of a fabulous retirement? How to actually build a $10 million 401(k) from a top wealth manager all while saving taxes and building finanical freedom.

03/17/2026

Do you know your dream retirement number? Would $10 million be enough?

https://www.forbes.com/sites/davidrae/2026/03/17/readers-ask-is-10-million-enough-for-a-comfortable-retirement/

You may be wondering if you could fund you dream retirement with $10 million. According to a financial planner it depends on a variety of factors. What you need to know.

01/13/2026

Did you know about these changes to 401(k) contributions in 2026?

https://www.forbes.com/sites/davidrae/2026/01/13/what-you-need-to-know-about-2026-401k-catch-up-contributions/

2026 brings changes to your 401(k) cathc up contributions. Ignoring these changes could get you in trouble with the IRS or cause a suprise tax bill.

01/07/2026

Looking to max out your tax-free retirement income? Check out the Mega Backdoor Roth Strategy....

https://www.forbes.com/sites/davidrae/2026/01/07/tax-free-retirement-income-maximized-with-the-mega-backdoor-roth/

Did you know you could triple your 401(k) contributions with a mega backdoor Roth tax planning strategy? We share how to maximize your tax free retirement income.

12/17/2025

So great to share these insights with the CFP Board about how to manage an Inheritance when planning for retirement.

Working with a CFP® professional can help ensure your retirement strategy minimizes taxes, strengthens your future, and aligns with your values. Start planning your retirement today!

12/04/2025

Has your CPA told you to open a Cash Balance Plan? What you need to know about this great way to save on taxes.

https://www.forbes.com/sites/davidrae/2025/03/14/what-is-a-cash-balance-retirement-plan/

As a business owner, a cash balance plan is an amazing way to reduce your tax liability and play catch-up for retirement. How much could a cash balance plan save you?

11/25/2025

Are you trying to reach for Financial Freedom or Coast Fire?

Are you dreaming of the day work is an option? Are you on track for financial freedom or perhaps Coast Fire? Which is betst for your financial goals?

11/24/2025

"Be thankful for what you have; you’ll end up having more. If you concentrate on what you don’t have, you will never, ever have enough."
~ Oprah Winfrey

11/18/2025

The 5 Times You Should Name Your Trust as Your IRA Beneficiary.

There are 5 times you may want to name your trust as an IRA beneficiary. Is most other scenarios this could be a huge estate planning mistakes.

11/17/2025

Wealth Building Strategies that really work

Here are 5 valuable wealth building strategies to help you actually become a millionaire. How do you plan to build your million dollar net worth?

11/10/2025

.“The truth of the matter is that you always know the right thing to do. The hard part is doing it.”
~ Norman Schwarzkopf