09/04/2026
Not quite. A big refund actually means you overpaid the government all year and just got your own money back, interest-free, on their schedule instead of yours. It feels like a win, but it's really an interest-free loan you gave to the IRS without being asked.
The real goal is landing close to zero: not owing a painful amount, and not handing over thousands you could have had in your paycheck all along. If your refunds keep coming in big, that's actually a sign your withholding needs a second look, not a reason to celebrate.
What's a tax "fact" you've always heard but never actually questioned? Drop it below, we might feature it next Friday. π