02/02/2026
๐ College Students: Letโs Talk Taxes (Real Quick)
If you received a 1098-T, that does NOT automatically mean youโre getting a refund.
I knowโฆ nobody tells yโall this part.
That form is informational. It helps determine if you (or your parent) qualify for an education tax credit if itโs filed correctly.
Hereโs where students get tripped up:
โข Filing when a parent should actually claim the credit
โข Assuming scholarships are always tax-free
โข Forgetting books and out-of-pocket expenses
โข Guessing instead of asking questions
There are credits out there worth up to $2,500, but I see students miss them every year simply because they were never taught how this works.
๐ Taxes = financial literacy.
And college students deserve education on this too.
๐ If you have a 1098-T and youโre unsure how to file, donโt guess.
๐ฉ DM me โ1098-Tโ or book a consult so we can make sure itโs done right and youโre not leaving money on the table.
โจ Ask questions. Learn the game. Keep your coins where they belong.