Tim Holter Financial Planner at Prudential

Tim Holter Financial Planner at Prudential As a Financial Planner, I help people plan for financial security. Tell me your goals and we’ll he EEO IS THE LAW.

Licensed to sell Life insurance in the following state(s): FL, NY, PA
Licensed to sell Health insurance in the following state(s): NY, PA
Licensed to sell Variable Life insurance in the following state(s): FL, NY, PA
Licensed to sell Property & Casualty insurance in the following state(s): NY, PA
Licensed to sell Mutual Funds in the following state(s): CO, FL, NY, NC, OH, PA, SC
Licensed to sell F

ixed Annuities in the following state(s): FL, NY, PA
Licensed to sell Variable Annuities in the following state(s): FL, NY, PA

Life insurance and annuities are issued by The Prudential Insurance Company of America, Newark, NJ, and its affiliates. Securities products and services are offered through Pruco Securities, LLC (Pruco) (Member SIPC). All are Prudential Financial companies and each is solely responsible for its own financial condition and contractual obligations. The availability of other products varies by carrier and state

Prudential is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status, or any other characteristic protected by law. The Prudential Insurance Company of America, Newark, NJ and its affiliates. Prudential is an Employer that participates in E-Verify. Any information, comments, photos and videos (and any image, likeness, voice and statements contained therein) and other content posted or actions taken by third-party visitors to this page do not reflect the views of Prudential, Pruco Securities, LLC, The Prudential Insurance Company of America or any of their respective affiliates, have not been reviewed by any of such companies for completeness or accuracy, are not endorsed by any such companies, and are not the responsibility of such companies.

“Prudential” is a marketing name only that is intended to refer to the Prudential Financial family of companies. Pruco, TPICA and its affiliates are all Prudential Financial Companies. 1-800-201-6690. THIS PAGE AND ITS CONTENTS IS NOT INTENDED, NOR SHOULD BE VIEWED AS, AND IS NOT, A RECOMMENDATION OR ADVICE TO BUY, SELL OR HOLD ANY INSURANCE PRODUCT, SECURITIES OR ANY OTHER FINANCIAL PRODUCTS OR INVESTMENT ADVICE. Prudential Financial, its affiliates and its financial professionals do not render tax or legal advice. Please consult your tax and legal advisors for advice concerning your particular circumstances.

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Please use my work email address [email protected] and/or my phone number at (814) 726-9097 to contact me. The information shared publicly on Facebook can be used for relationship building and engagement. Prudential reserves the right, to the extent permitted under applicable law, to monitor and retain all electronic communications. Do not send electronic communications containing your personal, financial, or account information via Facebook or its messaging systems. Prudential makes no representation or warranty that electronic messages via Facebook will be confidential or secured. Please use the Prudential email address for the person above. Offering investment advisory services through Pruco Securities, LLC (Pruco) (Member SIPC), doing business as Prudential Financial Planning Services (PFPS), pursuant to separate client agreement. Offering insurance and securities products and services as a registered representative of Pruco, and an agent of issuing insurance companies. 1-800-201-6690.

Many married couples are saddled with growing debt, making it harder to plan for  , and these issues are magnified when ...
11/13/2021

Many married couples are saddled with growing debt, making it harder to plan for , and these issues are magnified when the higher earner passes away first. In these uncertain times, life insurance can help a surviving spouse pay off outstanding debt and remain in his or her preferred lifestyle in retirement.

The right financial strategy may help couples ensure a surviving spouse is taken care of in retirement.

Honoring all who have served to preserve our freedom!
11/11/2021

Honoring all who have served to preserve our freedom!

Did you know the   Earnings Test applies to survivor benefits in the event of a wage earner’s death? Here’s how families...
09/14/2021

Did you know the Earnings Test applies to survivor benefits in the event of a wage earner’s death? Here’s how families can use life insurance to bridge the income gap.

Families entitled to receive Social Security survivor benefits may be surprised to learn that those benefits could be reduced or even eliminated based on the Earnings Test.

Remembering those we lost...never forget!
09/11/2021

Remembering those we lost...never forget!

Seismic changes in the economic landscape have made it more challenging for married couples to ensure a secure   - tough...
08/15/2021

Seismic changes in the economic landscape have made it more challenging for married couples to ensure a secure - tougher still for and . Find out how to provide for a surviving spouse in retirement.

The right financial strategy may help couples ensure a surviving spouse is taken care of in retirement.

The Social Security Earnings Test may reduce or even deplete survivor benefits in the event of a wage earner’s death. Bu...
07/16/2021

The Social Security Earnings Test may reduce or even deplete survivor benefits in the event of a wage earner’s death. But the creative use of life insurance can help bridge the income gap and protect families.

Families entitled to receive Social Security survivor benefits may be surprised to learn that those benefits could be reduced or even eliminated based on the Earnings Test.

In light of potentially massive cross-generational tax bills on any   account   under the 2019  ,  shares some actions  ...
06/17/2021

In light of potentially massive cross-generational tax bills on any account under the 2019 , shares some actions can take now to minimize and for beneficiaries.

Passage of the SECURE Act has made it harder to pass money on to adult children in a tax-efficient way.

Did you know? Same-s*x couples who were married and subsequently divorced may be eligible for Social Security benefits n...
06/16/2021

Did you know? Same-s*x couples who were married and subsequently divorced may be eligible for Social Security benefits no matter which state they reside in. Learn more about what divorcing individuals approaching retirement need to know about benefits.

Outlines Social Security claiming strategies for divorced individuals near or in retirement.

The   of 2019 ended the “stretch IRA” as we knew it. Now, most taxpayers who inherit an   must cash out those assets – a...
06/06/2021

The of 2019 ended the “stretch IRA” as we knew it. Now, most taxpayers who inherit an must cash out those assets – and pay taxes on them – within 10 years. Here’s how to be better prepared.

Passage of the SECURE Act has made it harder to pass money on to adult children in a tax-efficient way.

Don’t be caught off guard: the change in withdrawal rules under the 2019   is dramatic, accelerating taxes due on an inh...
05/26/2021

Don’t be caught off guard: the change in withdrawal rules under the 2019 is dramatic, accelerating taxes due on an inherited from the beneficiary’s remaining lifetime to just 10 years. We share some pointers on what you can do to minimize impact.

Passage of the SECURE Act has made it harder to pass money on to adult children in a tax-efficient way.

Did you know? Widows and widowers can integrate Social Security worker and survivor benefits to maximize the income they...
05/17/2021

Did you know? Widows and widowers can integrate Social Security worker and survivor benefits to maximize the income they provide. Learn more about ways widows and widowers can maximize benefits:

The “gig economy” has become a significant source of employment for three generations of Americans – Millennials, Gen Xers and Baby Boomers. But no matter what age or lifestyle stage, all face challenges achieving financial wellness.

Successful   and   saver? Check. Raised children with successful careers? Check.Are you in trouble tax-wise? Check. Read...
04/23/2021

Successful and saver? Check.
Raised children with successful careers? Check.
Are you in trouble tax-wise? Check.
Read what the means for you.

Passage of the SECURE Act has made it harder to pass money on to adult children in a tax-efficient way.

Address

308 Market Street
Warren, PA
16365

Opening Hours

Monday 8am - 4:30pm
Tuesday 8am - 4:30pm
Wednesday 8am - 4:30pm
Thursday 8am - 4:30pm
Friday 8am - 4:30pm

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