Jennifer Blum CLTC, Licensed Agent

01/06/2026

Tax season is approaching, and several major changes affect 2025 returns you’ll file in 2026.

While the IRS hasn’t announced the official start date, there are key updates you should know before filing.

-- The standard deduction is going up for 2025 with about a 5% increase on top of normal inflation.

Married couples filing jointly get an extra $1,500.

Seniors 65 and older or those who are blind get an even bigger boost with $2,000 extra for single filers and $1,600 more for each spouse on a joint return.

In 2026 the standard deduction continues rising to $32,200 for married couples filing jointly, $16,100 for single filers, and $24,150 for heads of household.

-- If you’re 65 or older, you may qualify for an additional deduction of up to $6,000 ($12,000 for married couples filing jointly).

-- Families will see a modest boost, with the Child Tax Credit increasing from $2,000 to $2,200 per qualifying child for 2025.

-- Purchased a new American-assembled vehicle in 2025? You might be able to deduct up to $10,000 in interest paid on your loan.

-- Service workers can now deduct up to $25,000 in tip income, while overtime workers can deduct up to $12,500 ($25,000 for joint filers).

Getting your W‑2s, 1099s, and other records organized now will make filing smoother and help you maximize refunds.

07/08/2024

Generational Wealth.. Wanna create The Waterfall Method for your family, let’s chat..

04/20/2024

Let’s chat!

01/11/2024

Who has retirement accounts still sitting with previous employers?
Let’s chat

10/28/2023

07/19/2023

⭐️Business Owner You Should Know⭐️

🥁Introducing Brian Meneses, PharmD, RPH, owner of Fairhaven Pharmacy.

💊 What makes Fairhaven Pharmacy so special? Let’s start with its an independently owned Pharmacy and you can tell from the moment you walk through the door. You are greeted by Brian and his staff with such care and patience. They are ready and willing to take the time to answer any questions or concerns you may have..

🚙 Fairhaven Pharmacy Delivers..

🤬Tired of corporate owned pharmacies? Tired of being treated like just a name on a prescription bottle? GO SEE BRIAN.. The personal service you receive at Fairhaven Pharmacy you will never receive at a corporate pharmacy!

🤷🏼‍♀️🤷🏻Ready to make the switch to the best pharmacy experience but you are unsure how? Brian and his staff can assist you start to finish, making the process easy..

🗣️CALLING ALL NURSES: Do you want to make your work life easier? Have you heard of Dispill? Brian has new products that’ll make your job more enjoyable and give you more time to focus on patient care.. Give him a call for more details.. Several Nursing Homes and Assisted Living Facilities are glad they made the call to Brian!

❤️Go see Brian and his staff at Fairhaven Pharmacy, support local.. You’ll be glad you did!!

🚙Fairhaven Pharmacy Delivers!!

📍Fairhaven Pharmacy is conveniently located in the heart ❤️ of Brian’s hometown..

72 Main Street
Fairhaven, MA
508-525-4455

07/05/2023

⭐️Business Owner You Should Know⭐️

CONGRATULATIONS 🎉 Angela on your grand opening! After working out of Gloss Salon in Fairhaven for several years she’s moved on up to her very own space.. And.. It’s Fabulous!

💅🏼Angela is a Swarovski Certified Nail Artist, LCN Barefoot & Mastering Gel Certified. Her nail art is creative and amazing..

💜 Unfortunately at this time her books are closed to new clients, however go give her a follow on Instagram .by.angela.rose where she posts cancellations as well as all the cool work!

🎉 CONGRATULATIONS Angela Rose 🎉

Nails by Angela Rose
Kilburn Mill
127 W. Rodney French BLVD, 3rd Floor

06/01/2023

Do you have a 401(K) from a previous employer? Here’s a few reasons why rolling it over may be in your best interest…

✅Consistency: Often, people have multiple retirement accounts from different jobs, which can make it difficult to keep track of all their investments and ensure they are well diversified. By rolling over your 401(k) into a single account, you can simplify your retirement planning and more easily monitor your investments.

✅More Investment Options: Some 401(k) plans have limited investment options. By moving your money to a new account, you may be able to access a wider variety of investment options.

⬇️Lower Fees: Some 401(k) plans charge high administrative fees, which can eat into your investment returns. By moving your money to a new account with lower fees, you may be able to save money in the long-run.

✅Flexibility: If you roll over your 401(k) into an IRA, you may have more flexibility to manage your money and make withdrawals. For example, you may be able to withdraw money for emergencies or major life events without facing penalties or tax implications.

Sound like a conversation worth having? Let’s Chat!

05/24/2023

When you’re meeting your client and one of her chickens 🐔 jumps in your car ❤️