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Misty Lynch

CFP® Professional, Owner - Sound View Financial Advisors, LLC a Registered Investment Advisor, Author, Speaker, Host

06/17/2026

Social security is one part of your retirement plan.
- When should you claim it?
- What happens if you keep working?
- What changes if you’re married, divorced, or widowed?
- What do you need to know to help a spouse or parent understand the options?

That’s why I created a Social Security Planning Guide.

It’s a starting point to help you understand the questions worth asking before you apply for benefits.

Comment SOCIAL below, and I’ll send the guide right to your DM’s.

06/16/2026

What happens when your retirement comes as a surprise? Save this post just in case.

Return-to-office rules can make the job harder to keep. Being replaced by AI could turn “just a few more years” into “what do I do now?”

That’s why when picking a retirement date, it’s also important to know:

✅When can/should I take Social Security?
✅Do I need benefits from this job? If not, what will Medicare cost?
✅Is a buyout package the right move? Is the offer a good one?
✅How long could I go without this paycheck, and would part-time work help bridge the gap?
✅What would I do if my timeline had to move up by one to two years?

If you’re GenX or Generation Jones, this post is a good one to share with your friends and family to get those conversations started.

The time to build your ark is before it starts raining.

06/15/2026

You can have enough money to retire and still not be ready.

Timing your retirement is about more than your account balance. Please consider your health, your energy, your partner, your parents, your job, and whether the choice will truly be all yours.

In 2026, retirement rarely happens on an ideal schedule.
- Your company may eliminate your role or offer an early retirement.
- Your health may change and require a slower pace or a whole different job.
- A child, parent, or sibling may need financial help that delays your plans.

Sure, numbers matter. They’re just not the only thing that matters.

Your timing depends on your actual life, not a 60-second video, but I am going to spend all month exploring retirement as the beginning of something and not just the end.

So, if that interests you, follow me here and let me know what questions you have for me in the comments.

06/13/2026

At Sound View Financial Advisors, I help people think through both sides of retirement, the money and the life that money is meant to support. If retirement is starting to feel closer, more complicated, or less optional than it used to, let’s talk about what this transition could look like for you and your family. Schedule a discovery call today: https://zurl.co/Ijb2h

06/10/2026

If you imagined retirement as the day you smile, eat the cake, and ride off into the sunset, your reality may be a shock.
Work gave structure to your day, a reason to get up, a place to go, and people to talk to. One thing you can do right now to be better prepared is ask yourself: What am I retiring to, not just what am I retiring from?

06/09/2026

People talk about retirement like it’s a switch you flip off when you’re done.

Transitions as big as this are rarely that simple.

Sometimes they’re out of your control.

Some people ease into retirement by keeping one or two clients, cutting back to part-time, or taking on work that still feels interesting.

Other people are ready to spend more time volunteering, helping family, traveling, or just having more of a life outside of work.

I’m talking in generalities here on the internet, it can’t be advice because your situation is specific to you, and we probably haven’t met yet. I’d just like you to know that retirement doesn’t have to be all or nothing.

05/30/2026

I’ve been working on something big behind the scenes at Sound View Financial Advisors, and I’m excited to finally share it.

As of April 1, I acquired Waypoint Financial Planning following Alan Dossett’s retirement, and I’m incredibly grateful he chose to partner with me and trusted me with his clients. That kind of trust means a lot.

It also matters to you.

When you choose a financial advisor, you want to know the person guiding you is building something steady, thoughtful, and built to last. You want continuity. You want personal service. You want to know your family is working with a firm that’s growing in the right way.

That’s exactly what I’m building at Sound View, and I’m excited about what’s ahead.

If you’ve been looking for financial guidance for yourself or your family, this is a good time to get to know us.

Visit us on the web: https://zurl.co/qbpnR

05/28/2026

You’re teaching your kids something about money every day.

It starts with your language. If you only talk about money when it’s stressful, kids learn that managing finances is a little scary.

Try saying “That’s not a priority right now,” instead of “No! We’re broke!”

Language like that demonstrates creating space between wanting something and buying it.

The lesson isn’t only for kids. Partners, aging parents, and your own inner dialogue improve when you change your language.

Constructive conversations begin when you stop making everything about how little you have and start talking about how priorities, timing, values, and tradeoffs decide your spending.

You help the next generation by making money less taboo. Talk about work. Talk about how decisions get made. Talk about what something costs and whether it is worth it.

05/27/2026

Your kids are learning about money long before you sit them down for a big money talk.

They hear how you react at the store. They notice the tone in your voice when bills come up. They notice if money feels like a shameful topic or a normal part of life.

Instead of saying, “We can’t afford that,” try saying, “That’s not a priority right now.”

That teaches your kids discernment instead of fear.

It also helps you. The way you talk to your kids about money usually sounds a lot like the way you talk to yourself. When your language gets calmer and clearer, confidence grows in the whole household.

I make videos for the internet every Tuesday to get you thinking about how you handle money. They’re no substitute for working with a financial advisor, but they're a place to start.

05/23/2026

The way you handle money affects how much you can count on each other.

This episode of my web series Heartbroke follows Shanelle and Brian, a couple with real goals, real savings, and one big problem: they’re not treating that money the same way.

She’s focused on school, a house, and long-term stability. He sees extra room and spends more freely.

That makes it hard to relate, even when you both want the same future.

Start with being honest about your habits and whether your actions line up with the life you say you want.

If you’ve ever felt like you and your partner agree on the dream but not the day-to-day choices, this one will hit home.

Watch the full episode of Heartbroke to see how it plays out: https://zurl.co/Qp8nA

Address

128 School Street
Walpole, MA
02081

Opening Hours

Monday	8:30am - 5pm
Tuesday	8:30am - 5pm
Wednesday	8:30am - 5pm
Thursday	8:30am - 5pm
Friday	8:30am - 5pm

Website

https://mistylynch.com/

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