Southern Charm Brokerage

09/30/2025

‼️‼️Attention ALL NC State Employees/Retirees‼️‼️

⏳Your OPEN ENROLLMENT period is FAST approaching!! Be on the lookout for your DECISION GUIDE booklet that should be hitting your mailboxes soon!!! If you have had an address change and worried you may not receive it, there is a link in the post below for your viewing! ⌛

📅Open Enrollment for State Employees/Retirees runs from October 13-October 31!!!📅

If you have questions or need some help looking over it give me a call, I'll be happy to help!!!

You’ve got mail! 📬

Open Enrollment decision guides are on their way and will be arriving in your mailbox soon!

Inside, you’ll find:
✅ Your 2026 health plan options
✅ Easy-to-read comparison charts
✅ Pharmacy benefits and resources
✅ An Open Enrollment checklist

Take some time to browse through these guides and use them to make informed decisions for your 2026 health plan. 💙Open Enrollment runs from October 13 - October 31!

As a reminder, these guides were sent to all members with valid addresses in the eBenefits enrollment system. All decision guides are available for viewing online at www.shpnc.gov.

10/14/2024

OUR MOST RECENT NEW HIRE, MISS HARPER GETTING UP TO SPEED ON MEDICARE AND SOCIAL SECURITY. CALL US FOR INFORMATION

01/29/2024

ARE YOU PAYING MORE THAN 174.70 FOR YOUR MEDICARE PART B? THE LETTER YOU RECIEVED FROM MEDICARE/SOC.SEC THE LAST QUARTER OF 2023 WILL EXPLAIN. CALL ME FOR ANY QUESTIONS.

There’s a good chance you can get your IRMAA eliminated or reduced if your income has dropped in the past two years.

01/29/2024

THE BEST ADVICE I CAN GIVE IS DO NOT MAKE THIS DECISION WITHOUT AN EXPERIENCED INSURANCE PROFESSIONAL!!!

It’s vital to carefully consider your options so that you get the appropriate coverage for your specific needs.

01/29/2024

A MUST READ, MAKE 2024 THE YEAR YOU PUT A PLAN IN PLACE. I CAN RECOMMEND SOME AWESOME ATTORNEYS TO HELP YOU. EVEN THE STATE EMPLOYEES CREDIT UNION HAS OFFERINGS FOR SOME OF THEIR PARTNERS TO HELP WITH A PLAN.

Estate planning not only makes things easier for your loved ones if you become incapacitated or when you’re gone, but it also does these three important things.

01/26/2024

A VERY GOOD READ, IM ALWAYS GLAD TO OFFER CLARIFICATION ON THESE MATTERS.

There’s a lot to think about, including the break-even point on your Social Security benefits, your own health and longevity and your other retirement income.

12/29/2023

I AM GOING TO POST SOME FRAUD ALERTS AS WE NEAR A NEW YEAR. SCAMS ARE FAST SPREADING. BE ALERT-BE CAUTIOUS. NEVER GIVE OUT ANY PERSONAL
INFORMATION ON ANY PHONE CALL-NEVER!!!!

WalletHub report compared the 50 states and the District of Columbia across 14 key metrics, including each state’s vulnerability to identity theft and fraud.

12/29/2023

ONLINE SHOPPERS-AMAZON CEASING TO ACCEPT VENMO-MAKES YOU WANDER IF ITS BECAUSE THEIR CONSUMER PRACTICES ARE UNCLEAR. WE MUST TAKE MORE AND MORE PRECAUTIONS TO BE SAFE WITH OUR ONLINE PRESENCE.

Amazon.com and Amazon mobile app users won't be able to use Venmo as a payment option starting next month.

12/29/2023

HEADS UP TO ALL THAT USE THE CASH APPS, BE INFORMED-THEY DO NOT RE-INBURSE

Lawmakers called out Venmo and Cash App, once again, over scams and their ability 'to keep customers' money safe.'

08/01/2023

ASK ME HOW THESE CUTTING-EDGE PRODUCTS MAY BE A FIT IN YOUR RETIREMENT PLAN. CALL FOR A NO OBLIGATION REVIEW OF YOUR CURRENT PLAN-910-604-0801
-DO YOU WORRY ABOUT ALL OF YOUR FUNDS BEING AT RISK OF A MARKET DOWNTURN?
-DO YOU NEED GUARANTEED INCOME YOU CANNOT OUTLIVE ABOVE SOCIAL SECURITY?
-DO YOU WANT TO GROW FUNDS FOR RETIREMENT THAT LOCK IN YOUR GAINS ANNUALLY?
-IS IT IMPORTANT FOR YOUR FUNDS TO PASS DIRECTLY TO YOUR HEIRS NOT BEING TIED UP IN PROBATE?

July 25, 2023- INSURANCE NET NEWS

Indexed annuity products power sales surge through Q2, set records.

Indexed annuity sales drove a 12% increase in second-quarter, year-over-year sales to $88.6 billion, LIMRA reported today.