10/24/2026
🐦 RETIREMENT COMES WITH A LOT OF QUESTIONS…
When should I take Social Security?
Should I take it at 62? Wait until my Full Retirement Age? Hold out until 70?
What happens to my health insurance when I retire?
What’s the difference between Medicare Parts A, B and D—and what about all those other letters? 😳
And here’s a big one that too many people avoid…
What happens if I need long-term care someday—and who pays for it?
On this episode of Be The Hummingbird, I’m talking about three BIG pieces of retirement planning: Social Security, Medicare and Long-Term Care.
And spoiler alert: I’m not going to give you a magic age or a one-size-fits-all answer.
Because the answer to almost every one of these questions starts with YOU.
👉 What resources do you have?
👉 When do you want to retire?
👉 What do you actually want retirement to look like?
👉 What’s your health situation?
👉 If you started receiving Social Security today, what would that money allow you to do?
We’ll talk about Social Security terminology and timing, Medicare’s alphabet soup, health insurance in retirement, what Medicare DOESN’T cover when it comes to long-term care, and how long-term care planning has changed over the years.
Most importantly, we’ll talk about why these decisions shouldn’t be made in a vacuum.
Your retirement isn’t someone else’s retirement. Your financial plan shouldn’t be either.
🎙️ Listen to the latest episode of Be The Hummingbird: “Social Security, Medicare & Long-Term Care: Making Sense of Retirement’s Big Decisions.”
🐦 Sometimes the best financial decision isn’t knowing all the answers—it’s knowing when to ask for help.
https://listenfrederick.com/be-the-hummingbird/