Hummingbird Wealth Management

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Hummingbird Wealth Management Investment Management, Financial Planning, Insurance Hummingbird Wealth Management was created by Laura Johnson of Cambridge Investment Research, Inc.

in April 2013. Laura has built her practice working with individuals and businesses to define and work toward their goals. Laura believes her responsibility to her clients is to help them build a solid foundation on which to make their financial decisions. Laura makes certain that her client's needs are taken care of with the highest level of attention. Laura works with her clients to develop a personalized wealth management plan, focusing on in-depth financial strategies and a relationship that is built on trust. Laura has been in the financial services industry since 1987. Laura currently resides in Frederick, Maryland with her husband and 3 sons. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC. Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Hummingbird Wealth Management and Cambridge are not affiliated.

Living with a preexisting health condition doesn’t necessarily mean life insurance is out of reach. 💙The right guidance ...
10/26/2026

Living with a preexisting health condition doesn’t necessarily mean life insurance is out of reach. 💙

The right guidance can help you explore options that fit your needs and give you greater confidence in protecting the people who matter most. Swipe to learn more. ➡️

Have questions about your life insurance options? We’re here to help. ✨

🐦 RETIREMENT COMES WITH A LOT OF QUESTIONS…When should I take Social Security?Should I take it at 62? Wait until my Full...
10/24/2026

🐦 RETIREMENT COMES WITH A LOT OF QUESTIONS…

When should I take Social Security?

Should I take it at 62? Wait until my Full Retirement Age? Hold out until 70?

What happens to my health insurance when I retire?

What’s the difference between Medicare Parts A, B and D—and what about all those other letters? 😳

And here’s a big one that too many people avoid…

What happens if I need long-term care someday—and who pays for it?

On this episode of Be The Hummingbird, I’m talking about three BIG pieces of retirement planning: Social Security, Medicare and Long-Term Care.

And spoiler alert: I’m not going to give you a magic age or a one-size-fits-all answer.

Because the answer to almost every one of these questions starts with YOU.

👉 What resources do you have?
👉 When do you want to retire?
👉 What do you actually want retirement to look like?
👉 What’s your health situation?
👉 If you started receiving Social Security today, what would that money allow you to do?

We’ll talk about Social Security terminology and timing, Medicare’s alphabet soup, health insurance in retirement, what Medicare DOESN’T cover when it comes to long-term care, and how long-term care planning has changed over the years.

Most importantly, we’ll talk about why these decisions shouldn’t be made in a vacuum.

Your retirement isn’t someone else’s retirement. Your financial plan shouldn’t be either.

🎙️ Listen to the latest episode of Be The Hummingbird: “Social Security, Medicare & Long-Term Care: Making Sense of Retirement’s Big Decisions.”

🐦 Sometimes the best financial decision isn’t knowing all the answers—it’s knowing when to ask for help.

https://listenfrederick.com/be-the-hummingbird/

✨ October is full of unforgettable moments that show what can happen when one bold idea becomes reality. Here are three ...
10/23/2026

✨ October is full of unforgettable moments that show what can happen when one bold idea becomes reality. Here are three milestones we’re celebrating this month:

🏰 October 1, 1971: Walt Disney World opened in Orlando, Florida—growing from a big dream into a beloved destination that continues to bring families together through imagination and storytelling. ✨

📞 October 9, 1876: Alexander Graham Bell and Thomas Watson completed an early long-distance, two-way telephone conversation, helping pave the way for the connected world we know today. 🌎

🎵 October 23, 2001: Steve Jobs introduced the iPod with the memorable promise of “1,000 songs in your pocket.” The innovation transformed how we listen to music and helped shape the mobile technology era. 🎧

💡 These moments are a great reminder that meaningful progress often begins with a single idea—and the courage to pursue it.

Which October milestone inspires you most? Share your thoughts below! 👇

🍂 October has a way of putting things into perspective.The final quarter is here, and for many business owners, it bring...
10/22/2026

🍂 October has a way of putting things into perspective.

The final quarter is here, and for many business owners, it brings a mix of energy, urgency, and opportunity. There’s still time to finish strong—but the window is getting shorter. ⏳

Finishing strong isn’t always about doing more. It’s about reconnecting with the reason you started in the first place. That clarity can help turn a scattered season into a focused one. ✨

As you move through October, take a moment to reflect: What was the original reason you started your business—or set your biggest goal—this year?

Share it in the comments. Sometimes the best fuel for moving forward is remembering where it all began. 💬

10/21/2026

The holidays are right around the corner… but holiday debt doesn't have to be!

We all love the magic of the holiday season, but creating special memories shouldn't mean starting the new year with financial stress.

A little planning now can make a BIG difference later! Here are a few ways to get ahead:

🎁 Start shopping early. Spread out your purchases instead of waiting until the last minute and putting everything on a credit card.

💰 Set a realistic budget. Decide what you can comfortably afford and stick to it. Remember to include gifts, food, travel, and holiday activities!

🛍️ Shop with intention. Take advantage of sales, compare prices, and remember that a good deal isn't really a deal if it's something you weren't planning to buy.

❤️ Remember, you don't have to spend it all. The holidays aren't about how much money you spend. Thoughtful gifts, quality time, and meaningful experiences can be just as special.

✨ Give yourself the gift of financial peace this holiday season. Your January self will thank you!

What's one thing you're doing differently this year to avoid holiday overspending? Let us know below! 👇

🏃‍♂️💙 A powerful Boston Marathon moment is reminding us that kindness can matter more than the clock.When first-time run...
10/21/2026

🏃‍♂️💙 A powerful Boston Marathon moment is reminding us that kindness can matter more than the clock.

When first-time runner Ajay Haridasse collapsed near the finish with severe leg cramps, fellow runners Aaron Beggs and Robson Oliveira made a remarkable choice: they stopped, lifted him up, and supported him across the finish line together. 🙌

In a race built around personal goals, they chose compassion, teamwork, and humanity. Their act is a meaningful reminder that progress isn’t always about moving fastest—it can also mean slowing down to help someone else move forward. ✨

Read the full story here:
https://www.goodnewsnetwork.org/boston-marathon-runners-praised-for-stopping-to-help-injured-competitor-cross-finish-line-watch/

🌿 Estate Planning Awareness Week is a timely reminder that protecting your legacy often requires more than a basic will—...
10/20/2026

🌿 Estate Planning Awareness Week is a timely reminder that protecting your legacy often requires more than a basic will—especially for high-net-worth individuals and families.

As wealth grows, so can the complexity of preserving assets, addressing tax considerations, preparing for incapacity, and making sure your wishes are clearly understood. ✨

Swipe through for key estate planning considerations to keep in mind. ➡️

Thoughtful planning today can bring greater clarity and confidence for tomorrow. We’re here to help you navigate the conversation. 💚

🌟 National Retirement Security Week is a timely reminder that building confidence for retirement starts with the decisio...
10/19/2026

🌟 National Retirement Security Week is a timely reminder that building confidence for retirement starts with the decisions we make today.

Whether retirement feels close or far away, taking time to review your financial plan can help keep you focused on your long-term goals. 💭📈

Have questions about your retirement strategy or want to talk through your long-term financial goals? We’re here to help. 🤝

Had an amazing time tonight figuring out the clues on the Murder Mystery event on the Walkersville Southern Railroad and...
10/18/2026

Had an amazing time tonight figuring out the clues on the Murder Mystery event on the Walkersville Southern Railroad and Museum!! So much fun for our client appreciation event that we were only able to take these pics 😂

Thank you to all of our amazing and supportive and wonderful clients! We love you so much!!!!

This has been a week of community involvement, education, and networking for the ladies of Hummingbird.  Laura and Laura...
10/17/2026

This has been a week of community involvement, education, and networking for the ladies of Hummingbird. Laura and Laura sponsored the Women's Business Network of Frederick Steps to Success event. It was an awesome opportunity to network with like minded women and hear from some phenomenal speakers that motivated, inspired, and educated us!

Then we spent the day in our small town of Walkersville alongside other business and non-profits at Pop Up on Penn. Many members of the community came by our tent and braced the chilly and windy day to say hello.

Thank you to our community for supporting us for the past almost 14 years! We genuinely appreciate you!!!

Address

21 W Pennsylvania Avenue, Unit B
Walkersville, MD
21793

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm

Telephone

+13013049757

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