The Neal Tipton Team - Waterstone Mortgage - NMLS #188890

08/10/2026

The Case for Putting 20% Down on Your Next Home

If you’re planning to buy your next home soon, you’ve probably heard the old rule about saving 20% for your down payment.

08/08/2026

5.0 star review received on Experience.com for Neal Tipton by Alexander A B - Very attentive and kept us on track even when we were thinking about waiting another year. Kept us updated and answer questions the whole way.

Read more: https://experience.com/reviews/neal-tipton-403992/5f0e6266-9d31-4ed4-b8b8-42b6c70b8b96?V=1786154920&utm_source=facebook&utm_medium=autopost&utm_content=13395439

08/07/2026

People don't buy a house because they want a mortgage — they buy it for moments like family dinners, movie nights, birthday celebrations, and watching their kids (or pets!) make themselves at home.

A home is more than four walls. It's where life happens.

If you're thinking about buying a home this year, let’s discuss your mortgage options and create a plan that fits your goals.

Start by getting pre-approved today. https://bit.ly/4fsLHPO

08/06/2026

Thinking About Waiting for Lower Mortgage Rates? Read This First.

Imagine waiting a year to buy a home, only to find mortgage rates haven't changed much. That may sound frustrating. But it's a real possibility.

08/05/2026

Big Investors Are Backing Off and That’s Your Opening

For years, a lot of would-be homebuyers have worried about the same thing. How do you compete with big investors who can swoop in, pay cash, and snap up the houses you want?

08/04/2026

Do you have strong savings or investments, but your income doesn’t quite fit the traditional mortgage box? You may still have home loan options.

At Waterstone Mortgage, we offer a program called Asset Amplify that allows you to use your assets (like savings or investments) to help qualify for a home loan, without needing to move or manage them.

✔ Keep full control of your assets
✔ Use them to strengthen your application
✔ Up to 90% financing available
✔ Loan amounts up to $2M+

This can be a great fit for self-employed buyers, investors, or anyone with a unique but strong financial picture.

Learn more about Asset Amplify: https://bit.ly/4x0KLtA

08/03/2026

5.0 star review received on Experience.com for Neal Tipton by Justin R L - Very straightforward and easy process. Was a pleasure to work with Neal.

Read more: https://experience.com/reviews/neal-tipton-403992/f440db9d-c06d-41ec-922a-36bb7a894955?V=1785762372&utm_source=facebook&utm_medium=autopost&utm_content=13380520

08/03/2026

Here’s Where To Start if You’re Selling and Buying at the Same Time

If you're a homeowner getting ready to move, one question usually comes first: should you buy your next home before you sell, or sell your current house before you start looking?

08/01/2026

Is your mortgage pre-approval REALLY helping you compete, or just checking a box?

A Platinum Credit Approval from Waterstone Mortgage gives you an extra level of credibility by completing a more comprehensive credit review upfront, so when it's time to make an offer, sellers know you mean business.

Give sellers one more reason to choose your offer. Learn more about the Platinum Credit Approval process here: https://bit.ly/4yFnqPC

07/30/2026

Love your neighborhood... but wish you could change your house?

You're not alone.

Maybe your kitchen no longer fits your family's needs. Maybe you've been dreaming of a primary bathroom remodel, a finished basement, a home office, or simply more functional space.

Before you start thinking about moving, consider another option.

Waterstone Mortgage’s Make It Your Own renovation loan program may help eligible homeowners finance qualifying renovations through a refinance — so you can transform the home you already love into the home that works for you today.

Eligible projects may include:
✔️ Kitchen and bathroom remodels
✔️ Flooring and roofing updates
✔️ Eligible ADU additions
✔️ Energy-efficient improvements
✔️ Accessibility modifications
…and more.

Sometimes, the best move isn't moving at all. 🏠🛠️

If you've been putting off a renovation because you're not sure how to finance it, let's talk. We can explore your options together and see if the Make It Your Own loan is a good fit for your goals.