Tristate MediHealth Solutions

Tristate MediHealth Solutions Tristate MediHealth Solutions is a full service life & health insurance agency.

We specialize in benefits for Vets & people with chronic conditions, federal employees, protect families & children

“Which is better: Medicare Supplement or Medicare Advantage?”That's the wrong first question.The better question is:“Whi...
09/07/2026

“Which is better: Medicare Supplement or Medicare Advantage?”

That's the wrong first question.

The better question is:

“Which structure fits YOU?”

Your doctors matter.
Your prescriptions matter.
Your travel habits matter.
Your budget matters.
Your tolerance for copays matters.
Your health-care usage matters.

With Original Medicare, you generally pay 20% of the Medicare-approved amount for Part B-covered services after the deductible unless other coverage helps with those costs. Medicare Advantage plans have their own cost-sharing structures and an annual limit on what you pay for covered Medicare services.

There isn't one Medicare setup that's automatically right for everybody.

There IS a setup that may make more sense for your specific situation.

Let's compare instead of guessing.

Ready to learn more? Connect with us today!

757-478-7561

🚨 **Attention Humana Medicare Advantage Members**You might have heard that Humana will be discontinuing some Medicare Ad...
09/06/2026

🚨 **Attention Humana Medicare Advantage Members**

You might have heard that Humana will be discontinuing some Medicare Advantage plans in 2027 — affecting around 600,000 members nationwide.

Before you worry, here's what that actually means:

Humana is NOT leaving Medicare Advantage. With over 35 million Americans on Advantage plans, Humana is still one of the biggest carriers. They are simply closing certain plans in certain areas.

We won't know exactly which plans until late September / early October when the mail starts arriving.

**What to watch for in your mailbox:**

You will get one of two letters:

1. An Annual Notice of Change — your plan is staying, but benefits may change.
2. A Plan Non-Renewal Notice — your plan is ending Dec 31st.

**If you get #2, that letter is VERY valuable. Please do not toss it.**

Why? Because when your Advantage plan ends, federal rules may give you a special right to enroll in a Medicare Supplement (Medigap) plan WITHOUT having to answer health questions.

For many people who couldn't qualify for a Supplement before due to health conditions, this opens a door back to Original Medicare + Supplement + drug coverage.

You have time. You have protections. And you have more than one option — including another Advantage plan if that's a better fit.

Our advice at Kauffman Insurance Group:

✅ Keep every letter from your current plan
✅ Don't rush into the first replacement option you see
✅ Let's review your doctors, prescriptions, and budget together

We are already preparing for 2027. If you get a letter that says your plan is ending, send us a photo of it and we will walk you through every choice you have.

We do not offer every plan available in your area. To get information on all of your options, please contact Medicare.gov or 1-800-MEDICARE.

The official U.S. government website for Medicare, a health insurance program for people age 65 or older and younger people with disabilities.

🍖 IT’S TIME TO GRAB YOUR BUTTS! 🍖TriState MediHealth Solutions is proud to sponsor the Kiwanis Club of Chesapeake Pork B...
09/04/2026

🍖 IT’S TIME TO GRAB YOUR BUTTS! 🍖

TriState MediHealth Solutions is proud to sponsor the Kiwanis Club of Chesapeake Pork Butt Sale Fundraiser!

📅 Saturday, October 10, 2026
⏰ Pickup from 9 AM to 12 PM
📍 Chesapeake Firefighter Union Hall
120 Kempsville Road, Chesapeake, VA

Choose from:

🍽️ $55 Meal Kit
Includes 5 pounds of shredded pork butt, coleslaw, and a pack of buns

🐷 $25 for 2 pounds of shredded pork butt

Quantities are limited, so preorder now to guarantee yours!

Order online at innovativeticketing.com and search “butt sale,” scan the QR code on the flyer, or contact:

📞 Robbie Warren: 757-472-2990
📞 George Spence: 757-376-5984

Come get some delicious barbecue while supporting the Kiwanis Club of Chesapeake and the incredible work they do in our community! 💙

The $10,600 QuestionCould you comfortably handle $10,600 in medical expenses?For 2026, a Marketplace health plan can hav...
09/04/2026

The $10,600 Question

Could you comfortably handle $10,600 in medical expenses?

For 2026, a Marketplace health plan can have an individual annual out-of-pocket limit as high as $10,600 for covered in-network services.

That does NOT mean every plan has a $10,600 limit. Your actual plan may be lower.

But here's the question most people never ask:

“If I have a really bad health year, where does MY plan stop and where does MY wallet begin?”

Premium matters.

But deductible, copays, coinsurance and your maximum potential exposure matter too.

Don't shop for health insurance based on the monthly payment alone.

Know your numbers.

If you want to know more, you can call us at 757-478-7561.

One of the most expensive insurance misunderstandings is this:“My insurance covers it, so I'm good.”Covered does NOT alw...
09/03/2026

One of the most expensive insurance misunderstandings is this:

“My insurance covers it, so I'm good.”

Covered does NOT always mean free.

You may still have a deductible.
You may have a copay.
You may have coinsurance.
You may have an annual out-of-pocket maximum.

Those numbers don't feel important when you're healthy.

They become VERY important when you have surgery, cancer treatment, repeated specialist visits or a serious hospitalization.

Don't wait until the bill arrives to learn how your insurance works.

Pull out your plan and ask:

“What is MY financial exposure in a bad health year?”

If you don't know, that's exactly what a coverage review is for.

Call 757-478-7561 for a policy review.

We'll be happy to help!

Wednesday Tip of the Day: Think insurance costs more than it actually does?Don’t assume your insurance premium is too ex...
09/02/2026

Wednesday Tip of the Day: Think insurance costs more than it actually does?

Don’t assume your insurance premium is too expensive. You may qualify for discounts or savings that could lower your monthly cost.

The best way to know? Get a personalized quote!

📞 Call 757-478-7561 to find out more.
🌐 lesliedscofield.com

Don’t guess. Get the facts and find out what you qualify for.

Your retirement plan shouldn't automatically turn your children into your long-term care plan.Who helps Mom shower?Who h...
09/02/2026

Your retirement plan shouldn't automatically turn your children into your long-term care plan.

Who helps Mom shower?
Who helps Dad get dressed?
Who handles meals?
Who leaves work for appointments?
Who helps with personal care?
Who stays overnight?

Medicare generally does not pay for long-term custodial care.

So the financial risk isn't the only issue. There's also a family risk.

Adult children love their parents. Spouses love each other. But love shouldn't be the only long-term care strategy a family has.

Planning ahead gives families options, dignity and choices.

That's the conversation worth having BEFORE someone needs the care.

📲757-478-7561

Skilled Nursing Costs“Medicare pays for the nursing home.”Not exactly.Under Original Medicare, qualifying skilled nursin...
09/01/2026

Skilled Nursing Costs

“Medicare pays for the nursing home.”
Not exactly.

Under Original Medicare, qualifying skilled nursing facility care in 2026 can look like this:

Days 1–20: $0/day after applicable Part A deductible requirements
Days 21–100: $217 PER DAY
Day 101 and beyond: You pay all costs

Eligibility requirements apply, and skilled nursing care is different from long-term custodial care.

This is why retirement planning can't stop at “I have Medicare.”

The better question is: “If my health changes, how much of the financial responsibility comes back to me and
my family?”

Let's find out before there's a crisis.

📲757-478-7561

We’re proud to recognize Gary Anderson for his hard work and the positive impact he makes every day!Success is not just ...
09/01/2026

We’re proud to recognize Gary Anderson for his hard work and the positive impact he makes every day!

Success is not just about what you accomplish, but the lives you positively impact along the way.

🛡️ Need Help Securing Your Future?
Whether you’re planning for retirement, looking for comprehensive health coverage, or wanting to protect your loved ones with life insurance, our team is here to guide you every step of the way. Send us a message today to get started!

💼 Looking for a Rewarding Career?
Ready to take control of your income, make a real difference in people's lives, and join a winning team? We’re hiring! Reach out to learn more about joining our growing team of dedicated agents.


Cancer Treatment CostsMedicare covers cancer treatment. But “covered” doesn't always mean $0.Under Original Medicare, ou...
08/31/2026

Cancer Treatment Costs

Medicare covers cancer treatment. But “covered” doesn't always mean $0.

Under Original Medicare, outpatient chemotherapy generally falls under Part B. After the Part B deductible, the patient typically pays 20% of the Medicare-approved amount.

20% of a routine doctor visit may not feel scary. 20% becomes a very different conversation when you're dealing with cancer treatment.

Don't just ask, “Is it covered?”

Ask, “What could I actually owe if I have to USE my insurance?”

Your health insurance strategy should be built for the bad year, not just the healthy one.

Want us to review where the financial gaps are in your current coverage? Message me.

📲757-478-7561

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Virginia Beach, VA

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