Treasure Coast Retirement & Wealth

05/08/2026

Want to know if your IUL is truly structured and funded properly? Here’s how to check ⤵️
�� Step 1: Look at your total premiums paid into your IUL by age 65.
�� Step 2: Look at your cash value — actual or projected.
�� Step 3: Calculate the internal rate of return (IRR) — the rate you would have to earn to reach that value, as if the life insurance came along for free.
If you’re averaging 8%, you should net 7–7.5%.
If you’re averaging 9%, you should net 8–8.5%.
�� But if you’re averaging 9% and only netting 6%, something’s wrong — your policy likely isn’t structured or funded optimally. Watch my webinar at https://carl-green.mynewretirement.com/en-us/videos/risk or schedule a time at https://scheduler.zoom.us/carl-green-92yb3r I am here to help.

05/01/2026

Have you ever considered that your mortgage can provide you with tax-free retirement income. My name is Carl Green and let's Retire with Purpose

05/01/2026

Retire with Purpose at https://carl-green.mynewretirement.com/en-us/videos/risk, complete a Retirement Snapshot, and retire with tax-free income, tax-free growth, and your death benefit blossoms tax-free to your beneficiaries. Or let's schedule a Zoom meeting at https://scheduler.zoom.us/carl-green-92yb3r,+

03/18/2026

There’s a good, better, and best way to save for retirement. Traditional IRAs and 401(k)s may be good. Roth accounts may be better. But the strategy I use aims for the best—money that can grow tax-free, can be accessed tax-free, and transfers income-tax-free to your heirs.
With a properly structured IUL, every $1 million can generate up to about $100,000 a year of tax-free income. When you Retire with Purpose at https://carl-green.mynewretirement.com/en-us/videos/risk, complete a Retirement Snapshot, and retire with tax-free income, tax-free growth, and your death benefit blossoms tax-free to your beneficiaries. Or let's schedule a Zoom meeting at https://scheduler.zoom.us/carl-green-92yb3r,+

03/03/2026

Most retirees think that by deferring taxes until age 72 or 73, they are winning. But here’s the reality: simply taking Required Minimum Distributions (RMDs) isn't saving you a dime—it’s actually compounding your tax bill.
When you "stretch out" those payments, you aren't avoiding the IRS; you're often just increasing the total amount of tax you'll pay over your lifetime. It’s a myopic strategy that many CPAs and advisors still push, but it’s the worst advice for most Americans.
Instead of waiting for the government to tell you when to take your money, consider a strategic rollout. By getting the money out now and converting it to a tax-free vehicle, you can get the tax over and done with. From that point forward, your growth and income are yours to keep—not the government’s. It’s a FACT. When you Retire with Purpose at https://carl-green.mynewretirement.com/en-us/videos/risk, complete a Retirement Snapshot, and retire with tax-free income, tax-free growth, and your death benefit blossoms tax-free to your beneficiaries. Or let's schedule a Zoom meeting at https://scheduler.zoom.us/carl-green-92yb3r,+

02/23/2026

🏥 56% of Bankruptcies Happen Because of Medical Bills
You can do everything right in business… Build wealth... grow your portfolio... save for retirement... but one unexpected medical event can wipe it all out. That’s not fear-mongering. It’s a FACT. When you Retire with Purpose at https://carl-green.mynewretirement.com/en-us/videos/risk, complete a Retirement Snapshot, and retire with tax-free income, tax-free growth, and your death benefit blossoms tax-free to your beneficiaries. Or let's schedule a Zoom meeting at https://scheduler.zoom.us/carl-green-92yb3r,+

If most people who retire with an IRA or 401k are not financially free...why do we continue on that path? There is an asset class that will grow your money risk-free and tax-free. Learn here now!

02/22/2026

Many Americans believe that deferring taxes until age 72 or 73 is a smart move. In reality, you aren't saving on taxes—you are compounding them.
When you follow the herd and wait for Required Minimum Distributions (RMDs), you are often just increasing the total tax bill you'll eventually owe. I have the software to prove it: deferred taxes almost always mean increased taxes.
There are four phases to your strategy:
1. Contribution 2. Accumulation 3. Distribution 4. Transfer
Most people "go into withdrawal" during the distribution phase because of the heavy tax burden.
Don't let your hard-earned capital be eroded by taxes or leave a mess for your heirs. There is a way to make your future totally tax-free. I explain this more when you Retire with Purpose at https://carl-green.mynewretirement.com/en-us/videos/risk, complete a Retirement Snapshot, and retire with tax-free income, tax-free growth, and your death benefit blossoms tax-free to your beneficiaries. Or let's schedule a Zoom meeting at https://scheduler.zoom.us/carl-green-92yb3r,+

02/05/2026

Most retirees draw income from investments, real estate, or pensions—but hardly anyone takes advantage of tax-free income. It’s the most powerful.
I’ve helped hundreds convert 40–60% (or more) of their retirement income to totally tax-free cash flow. The secret isn’t luck—it’s education. "Retire with Purpose" at https://carl-green.mynewretirement.com/en-us/videos/risk and retire with tax-free income, tax-free growth, and your death benefit blossoms tax-free to your beneficiaries. Or let's schedule a Zoom meeting at https://scheduler.zoom.us/carl-green-92yb3r

01/31/2026

People ask me all the time—which company offers the best IUL? There are nearly 90 insurance companies in America with IUL products, and while I'm picky about which ones I use, here's the real secret: It's not the product—it's the design. It's not the nest egg; it's the cash flow.

Think of it like golf. Would you rather have Tiger Woods' clubs or his swing? It's the swing that wins.

Likewise, it's how your IUL is structured that has a big impact on performance—not just the carrier's name. "Retire with Purpose" at https://carl-green.mynewretirement.com/en-us/videos/risk and retire with tax-free income, tax-free growth, and your death benefit blossoms tax-free to your beneficiaries. Or let's schedule a Zoom meeting at https://scheduler.zoom.us/carl-green-92yb3r

01/31/2026

For nearly 120 years, the Internal Revenue Code has supported tax-free growth and income-tax-free transfer for life insurance—currently under these key sections:

📘 Section 72(e) — Money inside your IUL can grow tax-free.
💰 Section 7702 — You can access that money tax-free via policy loans.
🌿 Section 101(a) — When you pass away, your money transfers income-tax-free and often blossoms in value.

No other vehicle offers all three benefits—but you must follow TEFRA, DEFRA, and TAMRA guidelines.
"Retire with Purpose" at https://carl-green.mynewretirement.com/en-us/videos/risk or let's schedule a Zoom meeting at https://scheduler.zoom.us/carl-green-92yb3r