Todd M. Winter, CFP, APMA, AIF - Ameriprise Financial Advisor

06/12/2025

“There isn’t a loan for retirement, and so this is in the category of put your own oxygen masks on first.” Ameriprise Financial Vice President of Financial Planning and Advice Deana Healy shares tips to help parents balance their financial goals in this interview with Fortune.

72% of parents report experiencing guilt while 35% put pressure on themselves to be the 'perfect' parent.

01/23/2025

Are you unsure of what to do with your 401(k) when you switch jobs? There are a few options for you to consider:

1. Keep your savings with your previous employer’s 401(k) plan
2. Transfer your 401(k) from your old plan into your new employer’s plan
3. Roll over your old 401(k) into an individual retirement account (IRA)
4. Cash out your old 401(k)

I can help you decide the best option for your financial situation.

When you change jobs, you have several choices regarding what to do with your 401(k). Learn about your options.

01/16/2025

Like a yearly check-in with your doctor, an annual review is key to your financial health. How do you best prepare for an annual review? Start with this checklist of five questions, and let’s connect to evaluate your portfolio and financial goals.

Review your financial situation regularly to help monitor progress and stay on track for your goals.

12/11/2024

Are you wondering when to start collecting your Social Security retirement benefits? The longer you wait, the more benefits you’ll receive, but what’s right for you depends on your unique situation. Let’s connect to discuss.

10/22/2024

Are you taking full advantage of your company’s retirement saving opportunities? National Retirement Security Week is the perfect time to review your options.

10/17/2024

Medicare open enrollment is October 15-December 7. Choosing your coverage is a complex but important decision. Use this great Medicare guide to help you understand the program and the choices available. We can then connect to weigh your options and decide what’s best for you.

05/25/2024

Don't underestimate the challenge of getting back to even — the bigger the drawdown, the harder the climb back up. Get in touch to discuss your options.

05/02/2024

Are you and your partner aligned on your retirement goals? According to a new research study from Ameriprise Financial, 93% of couples have shared goals for retirement and overwhelmingly trust their partner on money matters.

02/27/2024

Did you know that leaving an employer isn't the only time you can move your retirement savings? You can roll your 401(k) fund into an IRA at any time – even while still employed at the same place. Let’s discuss if this strategy fits with your broader retirement savings plan.

Are there financial benefits to working while in retirement? Learn how your earnings could affect Social Security benefits so you can make an informed decision.

02/23/2024

Find out why returns on cash investments will likely fade in 2024 and where similar yields may be found instead.

02/20/2024

Tax filing season is upon us. Here’s when to expect your tax statements from Ameriprise Financial.

Here’s what to expect and when.

01/20/2024

Ameriprise Financial experts share the key themes they believe will drive market and economic conditions in 2024.