Free Home Buyer Classes

Free Home Buyer Classes We feel very strongly buyer education should always be the 1st step in the home buying adventure, an Classes are laid back, fun, and informative.

We are there to help you find out answers to all your home buying and loan questions. All comments and questions are encouraged. Classes are always non-promotional!! Please email [email protected], or [email protected] for more information. Walk ins are always welcome!!

If the home is on a septic... does it really need a sewer scope??REal Estate talk with Tracie DeMars                    ...
02/07/2025

If the home is on a septic... does it really need a sewer scope??
REal Estate talk with Tracie DeMars
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Real estate is ever-evolving and changing. It is one industry that never remains stagnant and one of the most important things a Realtor needs to do is change with it.
One good example of this is when I was first licensed 20 years ago. Back then an offer on a home was about 8-10 pages and now the paperwork for an offer is about 20-23 pages... at least and it can be even more with additional addendums like a well addendum, a septic addendum, or even if the offer is 'contingent' on the sale of the buyers current home, and that is just a few of the addendums that can be added to a 'basic' offer.
The paperwork we used to list a home was maybe about 10 pages... maybe 15-17 with the sellers' disclosures, and now it is about 40 pages with paperwork for both the local RMLS, and the NWMLS. It is a lot of forms and your Realtor needs to be informed and educated to be able to understand these forms and to be able to explain it to you so that you know and understand WHAT you are signing. Of course, when I was first licensed we used to fax offers back and forth, and we didn't have emails on our cell phones! I mean... not quite dinosaurs walking the earth, but it does feel a bit cro-magnon compared to real estate now.
The paperwork involved in buying, and selling a home changes usually 1-2 times a year, and forms are updated based on changing laws, and any possible court cases. Not all real estate is the same throughout the country and paperwork changes from state to state. Back east buyers and sellers have a Real Estate Agent/Realtor and an attorney who does the paperwork, and how inspections are done is different than here. In our area, Realtors have limited liability to fill out the forms provided to us by the attorneys of the local and state Realtor associations. We can not practice law as we are not attorneys, but we are responsible for filling out the legal forms for a client buying and/or selling their home. If the form is not filled out correctly, or something is missed... your Realtor is legally liable so they have more risk than a Realtor back east. How do you know if your Realtor knows what they are talking about? Ask questions. Albert Einstein once said, "If you can't explain it simply, you don't understand it well enough."
Do you know what else has changed? Inspections. In the state of Washington, a home inspector has to be licensed, but that wasn't always the case. What the home inspector looks at, and how long the inspection takes has also changed. Of course, just like everything else... the prices for the home inspection have changed as well. One of the most important changes I think that I have seen with home inspections is the addition of inspections with radon and sewer scopes. As a Realtor, I have talked about the sewer scopes for the past 10 years or so, but it has only been in the last few years have they become more common, and they really are important. I do want to take it one step further though and I will tell you that I encourage a sewer scope even when the home is on a septic system. Hold on... I know what you are thinking.. it is a SEWER scope, not a septic scope, right? If the home that a buyer is making an offer on is on a septic system (on-site sewage), the Septic addendum says that the septic system has to be inspected within the last 12 months, right? Yes, both points are correct... but... I can answer both points with one fact... when a septic contractor comes out to inspect the septic tank, that is all that they are inspecting. They are NOT inspecting the sewage lines from the home to the tank, and honestly, that is where we see a lot of problems.
Ok, storytime...
Late last year I had the sweetest clients who were buying their first home. The home they fell in love with was this super cute tri-level home with a large yard in a cul de sac in Vancouver and on a septic. Not a big deal... many homes in Vancouver (and other areas) have on-site sewage aka... septic. Sometimes the home is on a septic because the sewer line is not available, and sometimes the home is on a septic because when the sewer line came through the homeowner at the time chose not to hook up to the sewer. Yes, when the sewer becomes available to a home on a septic, the current homeowner CAN choose NOT to hook up to the sewer... as long as the current septic is in good working condition. However, if the septic fails... the homeowner (at the time of the septic failure) can not put in a new septic, they will have to hook up to the sewer at that time.
Well, the home that my clients had an accepted offer on had a septic inspection only 6 months prior and the septic inspection said that the tank looked great. Fantastic, right? Well, remember my point from above... I advised my client to have a plumber do a sewer scope (yes, even though the home is on a septic, and the 6-month-old septic report said it looked great), and I also advised my client to have a radon test done as well.
Two points here...
First, I advised my client to have the sewer scope done by a licensed plumber. Yes, some inspectors do their own sewer scopes, but they are not licensed plumbers. Many times when I have assisted a seller a buyers agent has sent in a buyers inspection response where the buyers inspector has said something was wrong with the sewer lines. I always have a licensed plumber come out for a second opinion, and nine times out of ten, they have said that the sewer line was fine, or have countered the inspector with a different opinion. The point is that the home inspector is a home inspector. The licensed plumber is a licensed plumber for the sewage. Two of the inspectors that I refer a lot have plumbers come out to do the sewer scope as a requested part of the home inspection. They understand that having a licensed plumber do the sewer scope means having it done correctly. I appreciate them not trying to 'do it all'. This isn't one-stop shopping my friends.
Secondly, there are some areas (like the heights, and cascade park) that usually have higher radon readings. What is this? Radon has no color, smell, or taste and is a radioactive gas. It comes from the natural decay of uranium that is found in nearly all soils. It typically moves up through the ground to the air above and into your home through cracks and other holes in the foundation. Any home can have radon. I highly advise a radon test (which usually requires 3 days), especially when any part of the home is underground... like with a basement, tri-level, or split-level homes... and homes with a slab foundation.
My clients, bless them, listened to me. Radon levels to be considered 'safe' need to read 4.0 or lower, and the radon levels in this home were about 30.0... over 7x the 'safe' amount. The sewer scope also failed as it was not draining from the pipes. Oh boy...
Radon mitigation isn't too big of a deal and is not usually too expensive. Is it cheap? Well, no, but not as expensive as many other possible issues. Radon mitigation for this home was $1650. That was the easy part, and as there was a bedroom in the basement area of the tri-level, I sleep better knowing that they would be safe.
The failed sewer scope was a whole other problem though. As part of the inspection, my clients requested that due to the failed sewer scope, the seller have the septic either repaired, or the home hooked up to the nearby sewer. Unfortunately, the septic could not be repaired as the drain field was not working. Well, that answers why the septic inspection said it looked great doesn't it... Because the sewer was nearby, a new drain field could not be put in as the septic had failed. So, what is the cost of this? Well, the bid that the seller received was $12,000.
Again, I have been a licensed Realtor for a long time now, and let's be honest here.. I have SEEN THINGS! Remember when I said that 85% of the homes sold are sold by 15% of the Realtors, and we all know each other? There aren't that many of us who have been licensed as long as I have been, and for those of us who do work Real estate full time as a career, well, we talk and share 'war' stories.... just like we all do with friends in the same industry. Also, anyone who has had ANY work done on their home will tell you that it almost always costs more than you think it will.. it's just Murphy's Law.
Well, I would not let my clients close before the sewer work was done, even though it meant that we were going to have to extend closing by about 3 weeks, and there is a reason for this... as you will see...
As the plumbing company started the sewer hook up they found that the sewer line at the road was at a higher elevation than the plumbing for the home was buying. Now, it wasn't just the plumbing from home to the sewer that needed to be done... it was the plumbing IN the home as well that needed to be done. The $12,000 bid turned into $49,000! Yeah... you read that right.. FOURTY-NINE thousand dollars, and that didn't include the cost of the permits.
So what would have happened if my clients had closed before the sewer hook-up was completed? The bid that the seller received for the sewer hook-up ($12,000) meant that the work couldn't be done for two weeks past our original closing date. If my clients had closed on time, and not listened to me when I said that they should wait until after the work was done, then my clients would have been responsible for this difference ($49,000 - $12,000 = $37,000) because only $12,000 would have been held back from the sellers. Let's take this one step further... what would have happened if my clients had NOT done the sewer scope on this home with an on-site sewage/septic that had just been looked at with a glowing report? Well, after living in the home awhile this spring the backyard grass, where the drain field is, would have been very lush....and smelly. My clients, my first-time home buyers, would have had it checked out and found that the drain field had failed and that they would need to hook up to the sewer. In short, it would have been my first-time home buyers who would have been responsible for that $49,000 + bill to hook up to the sewer.
Hold on... I know what you're going to ask... if either of these had happened wouldn't the seller have still been responsible?
Quick answer? No, the seller would not have been responsible, and here's why...
Buyer's Due Diligence. The seller has to legally disclose existing material defects that are known to them. This home had been a rental. The buyer would have had to sue the seller and prove that the seller knew that the septic had failed. As this had been a rental, how would he know? Chances that any of the previous renters knew something was up would be slim, and even if it was a seller/owner-occupied home... the septic inspection came back with a good report, and how would the seller know what was wrong, or if anything was wrong with the septic?
This is why it is important to do the inspections, even when they cost more.. and why it is important to listen to your Realtor... even when you might not like what we have to say. One of the most important things I have learned in Real Estate is that we are always learning as every day, and every deal and home is different and that it is ALWAYS better to be safe than sorry.
Speaking of better safe than sorry... whether you are buying a home (first home, or 10th home) or you are thinking about selling your home... take a home education class!
Home Buyer Class
Saturday 2/8 1pm-3pm Virtual class
Tuesday 2/18 5pm -8pm Marshall Community Center
March
Saturday 3/8 9am-12pm Marshall Community Center
Home Seller Class
Saturday 2/8 10am-12pm Virtual class
Saturday 2/22 10am-1pm Firstenberg Community Center
March
Monday 3/3 5pm-8pm Firstenberg Community Community Center
Go to www.LearningToBuyAHome.com or www.FreeSellerClasses.com to sign up for one of the classes.

When to call your Realtor: Loss, Divorce, & Foreclosure....REal Estate Talk with Tracie DeMarsNext home buyer & home sel...
10/28/2024

When to call your Realtor: Loss, Divorce, & Foreclosure....
REal Estate Talk with Tracie DeMars
Next home buyer & home seller classes (in-person & online) are available at:
www.learningtobuyahome.com
www.freesellerclasses.com
Don't want to go to the website? (Hey! it has other awesome blogs & videos on there too!), you can always email me at [email protected] and I will email you the schedule.
Happy (almost) Halloween!
I don't care who you are... I love October through December! It is my favorite time of year. The holi-daze are the best! I love the weather, the lights, the family time.... I love it all, and I love Client Appreciation time, so look for that soon.
So, that is the happy part of my post this week. Things are changing and some of the calls lately have been pretty ...well, heavy.

When is a good time to call your Realtor?
You call when you are excited about buying your first home. We love that!
You call when you are getting married and maybe it is time for a new home. We love that we get to help be a part of your new adventure that you are embarking on with your favorite person.
You call when you are having a baby, or another baby, or maybe it is the next baby, and it is time for the next ...bigger home.... and we are so excited for you as we help you say good-bye to that starter home, and hello to the bigger, family home.
You call when you get the big job promotion and it is time for the next move...sometimes it is only across town, and we are helping you sell your first home and buy that next home. This is such an exciting and stressful time for you. Sometimes it is a move across the country though and while we are helping you sell your home here and assisting you in finding a Realtor in, what will be your new home area, we are still excited for you, but we are also sad that we will be keeping in touch via social media.
You also call your Realtor when the kids get bigger and need more space... or you do....and you call when the kids start moving out and maybe you need a bit less space....downsizing is not a bad word after all.
We love that you call us during these times in your life. I know that I have said it before, but it bears repeating... real estate is not about houses and it is not about sales. Real estate is about relationships. Realtors want to be the ones that you think about calling during these times in your life. I love being a part of my client's lives....graduation parties, engagement parties, wedding invitations, anniversary parties, retirement parties, baby announcements... it all just makes me so happy to be a part of it.

However, as we all know... life isn't all about the ups... life is a roller coaster and for every up, there are plenty of downs as well. These are the harder calls that we get....

Sometimes you might call your Realtor with the, "We are getting a divorce' call. Sometimes, the home needs to be sold and I need to do a Comparable Market Analysis (CMA) for the attorneys to determine possible market value, and to get it on the market. Sometimes the divorce is amicable, and other times it is less so. Sometimes I am talking, or emailing with both parties together, and sometimes I am talking, or emailing with them individually. It depends on the situation. A question that I always feel is important, is to ask what is the 'next step' for the parties involved. Sometimes, in situations like this, there hasn't been a thought of what to do 'after' as they are just trying to get through the 'now'. I feel that asking about the 'after' is important as I want to do what I can to help

Sometimes, one, or the other, of the spouses, would like to to keep the home. In this case, the attorneys will still need the CMA to know what the possible net equity (market value minus loan/ fees/taxes/charges/costs) might be. The spouse who would like to keep it can then see about refinancing the other spouse off the loan for half the equity the home currently holds.
I received one of these calls this past week. She was apologetic, her attorney was asking for information, and she didn't know who else to call. It is ok. A Realtor is more than the person to call when times are good, yes, I can help her get the information she needs here. She would like to try to keep her home, so I also got her in contact with a lender and asked her to have her attorney reach out to me as well. I am not just here for a good time. I am here to help, whether you guys need to sell the home, or if you want to keep it... your Realtor isn't just here for the good times, but here to help for the not-so-good times as well.

Sometimes you call your Realtor with the loss of a family member call. These are also a tough call to get. Sometimes it is a sibling, a parent, or an aunt/uncle. Occasionally it has been a child. Loss...of any kind....is awful. I have assisted many clients through this process. Sometimes there isn't a will and the home has to go through probate. If there is a will, there is usually a designated person named in the will to handle the estate. Now, it can be a bit more complicated from here, but it will depend on individual circumstances. No one wants to think about it 'what if', but if you own a home, or you are thinking about buying a home, you should have a will put together. If you have children, you should definitely have a will. Vancouver Wills & Trusts in Downtown Vancouver are wonderful if you need someone to talk to about wills and estates. Let them know I sent you. I have worked with Vancouver Wills & Trusts quite a bit and have found them to be knowledgeable, affordable, kind, and responsive.

Something else that comes up with loss and estates, is cleaning up and getting the home ready to sell. Yes, we can help you with this as well. I know you have a lot on your plate right now, and as your Realtor, we are here to help lighten your load. I have the knowledge and the resources, let your Realtor help...if that is what you want, or need.

One of the times people 'forget' to call their Realtor, is one of the times they should be calling us sooner.... and we are starting to see more of this again. Sometimes people get behind in their mortgage payments. It happens. Maybe you had a forbearance, and it is coming up due. Sometimes it happens because of a job loss. Sometimes it happens because of a vehicle loss and the money needed to go somewhere else for a bit. Sometimes it happens because of a medical emergency. Sometimes it happens because payments on X,Y,Z just got too much....and money needed to be redistributed. Either way... it happened and now you are behind and the bank is calling. Maybe you came home to a notice on your door? Either way... in Real Estate we have a saying, "Time is of the Essence" and this is extremely important here. Once an auction date is set, it is almost too late, and the vultures start circling.

Your mortgage is due on the 1st of every month. It is late on the 15th with a late fee being due, and you'll get a call of, "Hey, did you forget to pay your mortgage?". Once the 1st rolls around again, you have officially missed a payment, your credit has been 'dinged', and the bank is now calling.... frequently, and sending notices. The fees now start adding up as well. I know that you are beyond stressed out right now, and wondering what can you do?
If you are behind in your payments, you may be able to work with the bank on a loan modification. Loan modifications and refinances are not the same. Loan modifications are for home homeowners experiencing financial hardship who are unable to make timely payments, but want to stay in their home. Refinances replace your current loan. What about a refinance? That might work, but you will lose your current interest rate, and you will need to qualify with the new interest rate and the new payment amount....which might be tough if you are already having issues with the current payment, which may be lower if you have a lower interest rate. However, every option is worth looking at and we will help you look at all of them first. We will always do what we can to help you keep your home first. You need to know that early communication is key. Please, if you are having trouble making your mortgage payments, I want you to know that you ARE NOT ALONE. I know you feel terrible, and you don't want to call, but don't ignore the calls and the letters. For many people times are tight, and they are having to make tough choices. We will do all we can to help you. I have been in real estate for over 20 years. I worked through foreclosures, short sales, and bankruptcies. If there is no other option, you can sell while you still have equity in the home. You will walk away with cash from the sale, and with your credit only slightly tarnished. Don't wait. Don't bury your head in the sand. If the bank auctions off the home you lose your equity and you tank your credit. I have had a few of these calls in the past few months. You are not alone, and there is no judgment.

Life happens my friends... both the good and the not-so-good. Sometimes we are just dealt a crappy hand and we have to play it the best way we can. Sometimes all the cards fall in our favor and the sun shines through our rose-colored glasses....and sometimes all we can do is dance in the rain the best way we know how. The clouds will eventually part, and there will be a rainbow. Either way, as a Realtor, I love to be there for your good times but don't forget to call, email, or text during your bad times as well. It is during your bad times that the knowledge and care that we have to share with you can assist in making your life, if not simpler, then at least, hopefully, a bit easier.

I apologize if this blog is a bit heavy this week. I have had it written for over a month now as I have had these phone calls, and emails come through. I love being there for your good times, but I am honored that you think of me during your rough times.
If you have any questions, or someone you know is having a difficult time, reach out to me, or your favorite Realtor. Let's see how we can assist.

Information is power, and as always...May the odds be ever in your favor out there...

If you have any questions, or comments please get a hold of me anytime. You can call, text, email, or even facebook me. Please remember that while I mean these emails/blogs to be helpful, and educational, I am still hoping that you will call, or email me as I would be honored to help you with your home buying, or home selling adventure! 😁

Have a great day, and I will talk to you soon,
😃
Tracie DeMars
Real Estate broker
Re/Max - Van Mall
360/ 903-3504 cell
www.traciedemars.com
[email protected]

“Interested in free and non promotional home education classes? Go to www.learningtobuyahome.com or www.freesellerclasses.com for local upcoming home BUYER and home SELLER classes, or facebook: Tracie DeMars Real Estate for my home buyer education blog.”
"Listen to the mustn'ts, child. Listen to the don'ts. Listen to the shouldn'ts, the impossibles, the won'ts. Listen to the never haves, then listen close to me... Anything can happen, child. Anything can be."
- Shel Silverstein, American poet, cartoonist and composer, (1930 - 1999).

06/08/2024

I feel like the skies should be cloudy today. Grief is strange, and it never goes 'away'... it ebbs & flows.
Today is my 1st granddaughter's 6th birthday. Even though Althea never got to spend time with us Earthside, she is still a big part of our lives. She will forever be my 'Aly-Bug'. ❤️

We can still miss Althea as we love on our sweet Aulora. Missing the one doesn't mean we love the other any less.

How Long Does the Home Buying &/or Selling Process?Spring has Sprung and so has the Real Estate Market...it may seem lik...
05/01/2024

How Long Does the Home Buying &/or Selling Process?

Spring has Sprung and so has the Real Estate Market...it may seem like Realtor signs are coming up your neighbor's lawns faster than the tulips! Now, honestly, the best time to buy or sell a home is when it is the BEST time for your family. I can give you all the pros & cons, but ultimately, you need to decide when it is the best time for your family to make THAT move. So, what's your first step?
First? EDUCATION! I can not stress that enough! Take a home buyer class! Take a home seller class! GI Joe had it right when they said, "Knowing is half the battle'.
Next step? Talking to a lender about how much you are pre-approved for. There's nothing a realtor can do for you until we know what price range you are looking at.
What if you are selling & buying? Well, then you want to start with your Realtor to see what your current home is worth, and what you would be looking at after selling. Then you would go to your lender to get pre-approved...just like we had just talked about. If you are selling and using your equity to buy your next home, ask your Realtor what you guesstimated net from the sell of your home might be... and yes, I say 'guesstimated'. The market is adjusting quickly. I would rather guesstimate on the low side and look like a hero, and not a zero if your home ends up selling for more. If you are selling, a question to talk with your Realtor about is Closing Costs. It is most likely that a buyer will be asking for those... prepare for that. Not sure what Closing Costs are? I will update that blog for you next time.

So, one of the questions we get a LOT is how long is the home-buying process? Of course, what people really want to know is when do they get the keys. So...when does this all happen? The home-buying process is sometimes as short as a celebrity marriage and sometimes feels as long as waiting at the DMV. On average, most people write an offer on one of the first 6 homes they see. Weird? Not really if you think about it.... when you get pre-approved you have an idea of the home you are looking for. Your Realtor is going to do everything they can to help you find that home. First, we are going to hope that the home you are hoping to find is in your price range, but if it is... we're going to find it. Now, sometimes, it can take longer....especially depending on the time of year. The real estate market ebbs and flows and runs on a pretty cyclical nature. There are times of the year when it's better to be a seller and times of the year when it is better to be a buyer. How long it takes to get a home under contract really depends on these factors, and of course, what you're looking for. Luckily, this isn't House Hunters, and homes come on the market all the time. Our biggest race is against rising interest rates right now. However, this blog is all about what happens AFTER the home is under contract....

Once we have a home under contract with an accepted offer, that home goes PENDING (Congratulations!). This is when things really start moving. A copy of the signed around purchase & sale agreement goes to your lender and to the escrow/title company. The escrow company opens escrow on the home and does a title search. The lender will call you to come in and sign your lending documents. Remember that your pre-approval is just saying that a lender has looked at your financial situation, and has said that, 'based on the potential buyer's CURRENT financial situation, we, the lender COULD give them a loan for XX amount IF the potential buyers get an offer accepted and signed around with a seller'. Yep... in clear terms... YOU do NOT have a loan yet. You also do NOT have an interest rate locked in yet. You have to get an offer accepted on a home, and that signed around purchase/sale agreement has to go to the lender so the lender can actually start the loan process on a home.... yes, you read that right, now that you have a home under contract, the loan application and the process can begin...and that includes locking in rates.
On the buyer's end, we need to schedule the home inspection, and whatever other inspections you would like to have done. I do strongly recommend a sewer scope. We have 10 days to have the home inspection completed and to request any repairs if needed. Now, there is a lot more to the inspection period, but let's save that for a different email. Once the inspection process is complete, the appraisal process begins. Remember that the home inspection is for your information, and the appraisal is for the banks' information. Once the appraisal is in, the file goes to the underwriters again for their approval. Once we have the underwriter's approval, closing documents are ordered. You will receive an email asking you to acknowledge receipt of the closing documents. From receipt of the closing documents, you have 3 days before you can sign at title. Everyone always asks, "When is my signing appointment?" We don't know...yet... You see, once the title company receives the documents from the lender, they have to balance those papers, numbers, and information with the lender to verify that all the information is correct. Until they are 'balanced' with the lender, they can not set up the signing appointment. Once this is all done, the title officer will call you for a signing appointment. Yay! Signing appointments are often the same, or the next, day... you know because everyone loves the last minute. You can also sign with a notary after hours if needed. The title officer will also let you know how much (if anything) you need to bring into signing with you. This can be by a cashier's check. Signing by a notary, and cashier's checks can put a delay on closing though. In real estate, things are always changing... so disregard the last sentence, and pay more attention to the following ones.... Be cautious when receiving an email from the title company regarding requests for your bank account/routing number to transfer your funds when buying, or selling. DO NOT DO IT! My friends, there are people out there who spend a lot of time trying to figure out how to get money for nothing. When you go into title for your signing, your title officer will let you know how much you need to bring in for closing.... or if you are buying/selling, how you want the proceeds from you sale. At that time, you can give the title officer (in person) your bank information. At that time, the title officer will give you a form that you can take to your bank to have the funds you need wired over to title. Ok... now you are caught up.
Signing & closing get mixed up quite often, but they are totally different steps. Signing is when you meet with the title officer at the escrow office to sign acceptance of the loan, and of the property you are purchasing. You will receive copies of everything you have signed and get sent home....to wait.... Why? Because now we move on to the last step in your home-buying process, the closing.
Once you and the seller have signed, all the paperwork goes back to the underwriters to sign off on, and then to the lenders to fund. After funding happens, you will probably get a call from your lender letting you know it's all done. Ok, well, they are all done. We, however, are not... Once funding happens (and this is when the banks get their monies), all the information goes back to the title company. The title company then sends the necessary information to the courthouse to record your sale. The recording is closing...this is when the home becomes yours. Recording happens during business days from 10am-12pm & from 3pm-5pm. Once the home is officially recorded in your name, the title officer calls your Realtor to let me know that you are recorded. Congratulations!! NOW I can call you to meet up for those magical KEYS!!
Remember that there are 28 people involved in your purchase/sale. That is a lot of people who all have a job to do to make things go smoothly. As your Realtor, one of the things we do is keep in contact with many of those, and with your lender, who keeps in contact with everyone. We are keeping those cogs oiled, and trying to keep ahead of any potential issues. Chris Berg & I always joke that a purchase/sale dies about a dozen times before we get it to closing. We joke about it because it is actually pretty accurate. There are a lot of cooks in the kitchen and dinner only tastes delicious when everyone stays on task.... or there is someone there to pick up the slack when someone doesn't. Cat wrangler is another one of my job descriptions..

One thing to mention...your lender, and your Realtor....we do NOT give out your information. We value your privacy. Recording on a home purchase, or sale, is matter of public record though. You WILL start getting tons of crap mail and calls because it is public record. If you are not sure about anything you are receiving, please call your lender, or Realtor, we can let you know if it is spam or something you need, or help you get information on where to ask.

So, how long does this take? Depending on your loan type, the speed which you can get your information to your lender, and the speed we can get inspectors and appraisers out, anywhere from 3 weeks to 6 weeks to get from the accepted contract to keys. The average is about 40 days. I've got one right now that we are closing in 2 weeks!!! I've got another one that just received keys that went into 6 weeks because the appraiser called out a repair. Wait, hold the phone!!! That can happen???? Why, yes, it can...but that is an email for a different day. :-D
Thank you, as always, for reading this.
I hope this helps you this week! Please, if you have any questions, please feel free to call, email, text, or even facebook me anytime. I am always here to help!


Have a great day, and I will talk to you soon,
Emoji
Tracie DeMars
Real Estate broker
Re/Max - Van Mall
360/ 903-3504 cell
www.traciedemars.com
[email protected]

“Interested in free and non promotional home education classes? Go to www.learningtobuyahome.com or www.freesellerclasses.com for local upcoming home BUYER and home SELLER classes, or facebook: Tracie DeMars Real Estate for my educational blog.”

"Listen to the mustn'ts, child. Listen to the don'ts. Listen to the shouldn'ts, the impossibles, the won'ts. Listen to the never haves, then listen close to me... Anything can happen, child. Anything can be."
- Shel Silverstein, American poet, cartoonist and composer, (1930 - 1999).

Free home seller classes from real estate pros. Learn how to sell your home in Vancouver, Washington and Clark County.

Address

Vancouver, WA
98662

Opening Hours

Monday 10am - 7pm
Tuesday 10am - 7pm
Wednesday 10am - 7pm
Thursday 10am - 7pm
Friday 10am - 7pm
Saturday 10am - 7pm

Telephone

(360) 903-3504

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