Patten Financial Group

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Patten Financial Group Independent Wealth Management At Patten Financial Group, we offer a comprehensive suite of financial solutions tailored to meet your unique needs.

We provide personalized strategies and holistic planning to help you achieve your financial goals, manage your assets, and maximize your financial efficiency. With a commitment to excellence, we advocate for your financial success and peace of mind through proactive and customized solutions.

Election Day is November 3, and the headlines are only getting louder.If you’re wondering whether to make changes to you...
10/29/2026

Election Day is November 3, and the headlines are only getting louder.

If you’re wondering whether to make changes to your portfolio before the midterms, here’s what history shows:

πŸ“Š Midterm years have tended to be more volatile, especially in the weeks leading up to the vote.
πŸ“ˆ Going back to 1950, the S&P 500 has been higher 12 months after every midterm election, according to J.P. Morgan Asset Management.
πŸ›οΈ Research from Capital Group suggests that which party controls Congress has had little consistent effect on long-term market results.

History isn’t a guarantee; 2022 and 2018 were both down years. But it’s a good reminder that reacting to political headlines is rarely a plan.

For retirees and pre-retirees, two things matter more than who wins: whether your income plan can handle a volatile stretch without forcing you to sell at the wrong time, and the policy areas Congress actually controls, including taxes, Social Security, and Medicare.

Our latest article covers what the data shows, what to watch, and a six-question checklist to review before and after Election Day.

Do midterm elections move markets? See what history shows, the policy areas retirees should watch, and a checklist to keep your plan on track

10/27/2026

πŸš€ Weekly Market Insights – October 26th, 2026 πŸš€

πŸ“Š Fresh trends, market moves, and clear-eyed analysis delivered straight to you.

πŸ’‘ Stay sharp. Stay strategic. Stay ahead of the market.

October 19–25 is National Estate Planning Awareness Week, and most people think of it as a reminder to update their will...
10/23/2026

October 19–25 is National Estate Planning Awareness Week, and most people think of it as a reminder to update their will.

But for many families, the will isn't what decides where most of the money goes. Beneficiary forms on IRAs, 401(k)s, life insurance, annuities, and TOD/POD accounts generally pass directly to whoever is named, regardless of what the will says.

Those forms are often filled out once and forgotten. A former spouse still listed, no contingent beneficiary, or a minor named directly can create problems that are hard to fix later.

Our new article walks through which accounts to review, the life events that should trigger an update, common mistakes, and a simple checklist you can use this week.

Read Blog Article Here:

Beneficiary forms on IRAs, 401(k)s, life insurance, and annuities can override your will. Use this 2026 checklist to review them with confidence.

10/20/2026

πŸš€ Weekly Market Insights – October 19th, 2026 πŸš€

πŸ“Š Fresh trends, market moves, and clear-eyed analysis delivered straight to you.

πŸ’‘ Stay sharp. Stay strategic. Stay ahead of the market.

10/16/2026

Social Security benefits will rise 3.6% in 2027, the largest cost-of-living adjustment since 2023.

For the average retiree, that works out to about $75 more per month. Most beneficiaries will see the increase starting with January payments.

One thing to keep in mind: Medicare Part B premiums are usually deducted from Social Security, so the increase that shows up in your deposit may be smaller than the full 3.6%. The 2027 Part B premium is expected in mid-November.

Our latest article covers how the COLA is calculated, when it takes effect, and what 3.6% looks like at different benefit levels.

Read more: https://www.pattenfinancial.com/pfg-blog/the-2027-social-security-cola-is-36-what-it-means-for-your-retirement-income

Most year-end tax moves for people approaching or in retirement come with a December 31 deadline. Roth conversions, requ...
10/08/2026

Most year-end tax moves for people approaching or in retirement come with a December 31 deadline. Roth conversions, required minimum distributions, qualified charitable distributions, and catch-up contributions all deserve a look before the year closes.

We put together a 2026 year-end checklist for both pre-retirees and retirees, covering six moves to review and how they interact with each other. If you're in Northwest Indiana or the Greater Chicagoland area, this one's for you.

Your 2026 year-end tax checklist: 401(k) limits, HSA, Roth conversions, RMDs, and QCDs, with Northwest Indiana and Chicagoland in mind.

10/06/2026

πŸš€ Weekly Market Insights – October 5th, 2026 πŸš€

πŸ“Š Fresh trends, market moves, and clear-eyed analysis delivered straight to you.

πŸ’‘ Stay sharp. Stay strategic. Stay ahead of the market.

Medicare Open Enrollment runs October 15 – December 7. πŸ—“οΈIt's a great time to review your coverage, and also to look at ...
10/02/2026

Medicare Open Enrollment runs October 15 – December 7. πŸ—“οΈ

It's a great time to review your coverage, and also to look at how healthcare costs fit into your bigger retirement picture: monthly budget, cash reserves, taxes, and income planning.

Our new article walks through what to review and the questions worth asking before the deadline.

πŸ‘‰

Medicare Open Enrollment runs Oct. 15 to Dec. 7. Learn how healthcare costs, income, and IRMAA fit into your retirement plan before you review coverage.

09/29/2026

πŸš€ Weekly Market Insights – September 28th, 2026 πŸš€

πŸ“Š Fresh trends, market moves, and clear-eyed analysis delivered straight to you.

πŸ’‘ Stay sharp. Stay strategic. Stay ahead of the market.

09/25/2026

A financial plan isn't a one-time document. It should evolve as your life does.

If your plan hasn't been reviewed since your last major life event, or you're not sure what you pay each year, those are worth a closer look. Our newest article covers 8 signs it may be time to change financial advisors. It also explains why a direct conversation with your current advisor is a smart first step.

At Patten Financial, we offer quarterly review meetings because we believe consistent communication is at the heart of a strong advisory relationship.

Read more: https://www.pattenfinancial.com/pfg-blog/signs-its-time-to-change-financial-advisors

Address

209 Morthland Drive Suite 2A
Valparaiso, IN
46383

Opening Hours

Monday 9am - 4pm
Tuesday 9am - 4pm
Wednesday 9am - 4pm
Thursday 9am - 4pm
Friday 9am - 4pm

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