Jeremy Geronimo, How Money Works

04/20/2026

When Robert Downey Jr. shared this, it hit a nerve because it reflects something many people learn the hard way. Life has a way of revealing truth when things fall apart. The people who celebrate you during your highs are not always the ones who stay when things get uncomfortable, uncertain, or difficult.

Psychology suggests that adversity acts as a filter in relationships. During stressful periods like job loss or illness, social support tends to shrink but becomes more meaningful. Research in social psychology shows that strong relationships are defined by consistency, emotional presence, and reliability during hardship, not just shared good times.

Hard moments are painful, but they also bring clarity. They show you who checks in, who stays, and who quietly disappears. Instead of fearing these phases, you can learn from them. They help you rebuild your circle with people who truly value you, not just your circumstances.

07/21/2025

💔

06/27/2025

04/24/2025

Credit Original Post:

Client is unable to move funds to a more favorable vehicle because her current IRA Custodian is in a “Blackout Period” and she can’t move funds until May 17th. ALL WHILE the market is… doing what the market is doing.

Does this seem fair for the client?

05/07/2024

I don’t usually post about politics, but this us worth 10 minutes.

If you want to change the system, change the incentives.

The electoral system in the United States needs a redesign, says political reformer Andrew Yang. Exposing the flaws of a system built on poor incentives, he ...

05/03/2024

https://fortune.com/2024/05/02/father-of-the-401k-interview-ted-benna-retirement-disturbed-investment-fees/?utm_source=facebook.com&xid=soc_socialflow_facebook_FORTUNE&utm_campaign=fortunemagazine&utm_medium=social&fbclid=IwZXh0bgNhZW0CMTEAAR27rGr2QzzbFtfCB60CG8wKfM2tiQhnxXbVSzR97kx1yipdmkAP66yxJuc_aem_ARrxaoDQFIHjMEWr1NYllprZyp4IzH4Ywm32rsRNoZLGnUAht_cO0acuZ_2JvlRS7oCRzrZngS0STumQb1f1hxSx

Retirement legend Ted Benna says the savings model isn’t for everyone, but he would do it all over again.

04/15/2024

I have reached 400 followers! Thank you for your continued support. I could not have done it without each of you. 🙏🤗🎉

02/09/2024

Choose one and your reason why in the Comments

02/07/2024

God Dreams Require God’s Assistance.

HE>i

11/18/2023

POP QUIZ:
There’s a Blue Crab
and a Red Crab. Both are in a race,
who wins the race?

10/17/2023

If you know, you know. 📉

401Ks are exposed to market risk.

Retirees fear Running Out Of Money, more than they fear Death.
Meaning they would rather die than watch their accounts go to zero and potentially become a financial burden to their loved ones.

There are different vehicles that can reduce exposure to market loss.

For information and an action plan to protect your retirement, DM me directly or click the 🔗 in my Bio to book an appointment.

#457

09/14/2023

Just 20 Stocks Have Driven Most of S&P 500 Returns
Just 20 firms—mainly AI-related stocks—are propping up the S&P 500 and driving it into positive territory, signaling growing risk in the market.

The above graphic from Truman Du shows which stocks are making up the vast majority of S&P 500 returns amid AI market euphoria and broader market headwinds.

Big Tech Stock Rally
Tech and AI stocks have soared as ChatGPT became a household name in 2023.

The below table shows data from last month, highlighting that just a small collection of companies drove most of the action on the U.S. benchmark index.

Infographic: Truman Du