Zabel & Co., LLC

Zabel & Co., LLC At Zabel & Co., we believe you should be able to grow your business on your terms. Call us at 651.605.2301 today!

We offer the expertise and accountability to help our clients get to where they want to be in business and life. Our mission is to provide high quality personalized financial services with an experienced staff our clients can trust.

Growing a business is hard enough without flying blind on the financial side. Most owners know their revenue but not the...
04/29/2026

Growing a business is hard enough without flying blind on the financial side. Most owners know their revenue but not their real profitability. They know their bank balance but not their cash flow forecast.

At Zabel & Co., we work alongside business owners to bring clarity and strategy to the financial side of their business. From Fractional CFO services and tax planning to exit strategy and the Value Builder System, we bring the depth of a full financial team without the overhead.

If you're ready to move from reactive to strategic, we'd love to talk. [email protected] | 651.605.2301

Pricing is one of the highest-leverage financial decisions a business owner makes, and most people set it once and forge...
04/23/2026

Pricing is one of the highest-leverage financial decisions a business owner makes, and most people set it once and forget it. Costs change, markets shift, and the price you landed on two years ago may no longer reflect the value you're delivering or the margins you actually need.

A CPA or CFO looking at your financials can tell you quickly whether your pricing is covering your true cost structure, including overhead allocation, owner compensation, and a sustainable profit margin. Most owners are surprised by what that analysis shows.

If you haven't reviewed your pricing with a financial lens in the last 12 months, that conversation is overdue.

When buyers look at a business where all the key relationships, decisions, and knowledge sit with one person, they see r...
04/21/2026

When buyers look at a business where all the key relationships, decisions, and knowledge sit with one person, they see risk. And they price it accordingly.

Reducing owner dependency means documenting processes, developing your team, and building systems that run whether or not you're in the building. Those same steps that make a business more sellable also make it less stressful to operate today.

If every critical decision flows through you, that's not a sign of strength. It's a liability on your valuation.

Lost documents, duplicate payments, delayed approvals, and hours chasing receipts. Paper-based financial processes creat...
04/15/2026

Lost documents, duplicate payments, delayed approvals, and hours chasing receipts. Paper-based financial processes create real drag on your profitability, and most business owners underestimate just how much.

The good news is you don't have to overhaul everything at once. Start with accounts payable, expense reports, or contract management. Each process you digitize saves time, reduces errors, and gives you better visibility into your cash position.

Read our practical guide to getting started: https://zabelco.com/the-paperless-2026-finally-ditching-manual-financial-processes-that-waste-time-and-money/

For most business owners, tax season means scrambling for documents, meeting deadlines, and hoping the number at the bot...
04/13/2026

For most business owners, tax season means scrambling for documents, meeting deadlines, and hoping the number at the bottom isn't a surprise. That's no way to run a business.

At Zabel & Co., we work with clients year-round. When April arrives, we've already had the conversations that reduce your liability, maximize deductions, and align your tax position with your bigger financial picture.

If you're ready to stop dreading this time of year, let's talk. [email protected] | 651.605.2301

Most owners don't think about their exit until they're ready to leave. By then, the window to maximize value has usually...
04/08/2026

Most owners don't think about their exit until they're ready to leave. By then, the window to maximize value has usually passed.

A five-year exit roadmap gives you time to clean up your financials, reduce owner dependency, and build the kind of business a buyer will actually compete for. Starting early is not just good advice, it is the difference between a strong exit and a stressful one.

Read the full breakdown of what each year of an exit plan should focus on: https://zabelco.com/the-5-year-exit-plan-why-starting-early-is-your-best-investment/

Most business owners think of April 15 as the personal income tax deadline. It is also the due date for your Q1 2026 est...
04/06/2026

Most business owners think of April 15 as the personal income tax deadline. It is also the due date for your Q1 2026 estimated tax payment.

If you underpay or skip it, you are looking at an underpayment penalty on top of whatever you owe. The IRS calculates it quarterly, so getting behind in Q1 compounds throughout the year.

Now is the right time to run a projection with your CPA, confirm your Q1 number, and make sure you are not caught off guard in six weeks.

Buyers and investors are increasingly looking at AI adoption as a direct value driver when evaluating companies, not jus...
04/02/2026

Buyers and investors are increasingly looking at AI adoption as a direct value driver when evaluating companies, not just a cost-cutting tool.

The businesses seeing the strongest valuation uplifts are the ones tying AI to measurable outcomes like improved profitability, faster decisions, and scalable operations. That is what differentiates it from every other technology wave businesses have adopted.

If you have an eventual exit in mind, understanding how AI fits your value story is no longer optional. Read the full breakdown: https://zabelco.com/using-ai-to-drive-your-companys-value/

If you're building a business, you should know what drives its value. Most owners have no idea where they actually stand...
03/31/2026

If you're building a business, you should know what drives its value. Most owners have no idea where they actually stand until they're ready to sell, and by then it's too late to do much about it.

The Value Builder assessment evaluates eight key drivers including financial performance, recurring revenue, and owner dependency. It takes about 13 minutes and gives you a specific picture of where your business stands and what will actually move the needle.

At Zabel & Co., we help business owners not just measure their value but systematically improve it. Take the free assessment: https://score.valuebuildersystem.com/zabel-co-llc/todd-zabel

If you're building a business, you should know what drives its value. Whether you're planning to sell in five years or f...
03/25/2026

If you're building a business, you should know what drives its value. Whether you're planning to sell in five years or fifty.

This quick quiz gives you a clear assessment of where your business stands and what specific actions will increase its value. It evaluates eight key drivers including financial performance, recurring revenue, and owner dependency.

At Zabel & Co., we help business owners not just measure their value, but systematically improve it over time. Take the free assessment: https://score.valuebuildersystem.com/zabel-co-llc/todd-zabel

Address

3475 Willow Lake Boulevard, Ste 300
Vadnais Heights, MN
55110

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm

Telephone

+16516052301

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