First Street Financial Advisors

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First Street Financial Advisors

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First Street Financial Advisors and NPC are seperate and unrelated companies. NPC does not provide tax or legal advice.

Boutique Financial Planning Firm
📍STL Metro Area, Licensed in MO and NC
📩 In person and teleconferencing planning sessions (book 🔗 below)
First Street Soundcheck: youtube.com/ Securities (and advisory services) offered through National Planning Corporation (NPC), NPC of America in FL and NY, member FINRA (www.finra.org) / SIPC (www.sipc.org), (a Registered Investment Advisor). Content posted by other parties does not necessarily represent the view of NPC or First Street Financial Advisors. Content is for general purposes only and is not an offer to buy or sell any security. NPC Privacy Policy (www.natplan.com/public/forms/npc_madv6130a.pdf)

10/29/2026

The same practice sale can look very different depending on which side of the table you’re sitting on.

In this First Street Soundcheck clip, we talk about representations and warranties in a dental practice purchase. Buyers generally want those promises to be as comprehensive as possible, while sellers may want to limit their scope and avoid taking on unnecessary exposure.

It’s another example of why the wording in a purchase agreement matters — and why both sides need experienced guidance before signing.

10/27/2026

🎙️ Episode 4 of First Street Soundcheck is here: Medicine, Money & Ownership: A Physician’s Financial Playbook

Our financial advisor Lucas Johnson sits down with Dr. Joe Cangas, Founder of Dr. Joe Concierge Pediatrics, to discuss the physician’s perspective on practice ownership, including the financial decisions, responsibilities, and opportunities that come with building and running your own practice.

It’s a conversation about more than medicine.

It’s about what ownership really looks like when your career, business, and financial future are all connected.

10/22/2026

What actually determines what a dental practice is worth?💰

In this First Street Soundcheck clip, we talk about third-party practice valuations and the different pieces that can factor into the number, from equipment and other tangible assets to cash flow and the business the dentist has built over time.

For buyers and sellers, understanding how that value is determined is an important part of navigating a practice transition.

10/20/2026

What is your dental practice actually worth?

In this First Street Soundcheck clip, we talk about why practice valuation goes beyond looking at a single year or one headline number. Reviewing several years of financial statements, revenue, cash flow, and expenses helps build a clearer picture of what the business may be worth to a potential buyer.

For practice owners thinking about an eventual sale, understanding that value before you’re ready to exit can help you plan more intentionally.

10/15/2026

Dental practices change. Your retirement strategy may need to change with them.

As income grows, staffing evolves, and your long-term goals shift, it can be worth revisiting a retirement plan that may have been established years ago.

The goal isn’t to make changes just for the sake of making changes; it’s to make sure your strategy still reflects where your practice and your financial life are today.

Book with our financial advisor to start a conversation about your strategy (🔗 in bio).

10/13/2026

Getting a new patient through the door is only part of the equation. Keeping them coming back matters just as much.

In this First Street Soundcheck clip, we talk about patient retention: from getting the next cleaning on the calendar to maintaining a strong digital presence and creating consistent touchpoints between visits.

Those small efforts can help practices strengthen patient relationships and build a more consistent, loyal patient base over time.

10/08/2026

What exactly is the seller promising when you buy a dental practice?

In this First Street Soundcheck clip, we break down representations and warranties in an Asset Purchase Agreement — including statements about things like outstanding liabilities, malpractice claims, taxes, and employee obligations.

These provisions help give buyers a clearer picture of what they’re actually acquiring and provide protection if important information turns out to be inaccurate.

🎙️ More from Episode 3 of First Street Soundcheck.

10/05/2026

As your dental practice grows, your financial life usually gets more complicated too.

Investments. Retirement planning. Insurance. Practice finances. And eventually, what your practice is worth and how you’ll transition out of it.

Too often, those decisions are handled separately. At First Street Financial Advisors, we help dentists look at the practice and personal sides of their financial lives together so the pieces are working toward the same goals.

Interested in seeing where we may be able to help? Start with a conversation.

10/02/2026

09/28/2026

“Time is your friend; impulse is your enemy.” -John C. Bogle

Building wealth rarely comes down to one perfect decision. More often, it’s the result of a thoughtful strategy, consistency, and the discipline to stay focused on your long-term goals.

Whether you’re an entrepreneur, investing for the future, or planning for retirement, patience can be one of your most valuable financial tools.

Address

17 S Oak Street, Ste 100
Union, MO
63084

Telephone

+16362663010

Website

http://www.firststfinancial.com/, http://youtube.com/@firststreetadvisors, https://calendly.com/lucas-johnson-firststfin

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