Darin Kight - Southpaw Financial

10/29/2026

Demographics will shape economic growth for decades.

More than half the world’s countries, home to roughly two-thirds of humanity, now have fertility rates below replacement levels. As populations age, the changing balance between workers and retirees will put increasing pressure on economic growth and retirement systems.

This is one reason I’m particularly interested in the potential of AI and automation. Productivity gains could become increasingly important as working-age populations decline.

Interesting research from McKinsey Global Institute.

In more than half of the world’s countries, home to two-thirds of humanity, the fertility rate has dropped below the replacement rate of 2.1 children per woman.

10/28/2026

One of my favorite things about being involved with the Kiwanis Club of Tahlequah is learning about the people and organizations making a difference in our community.

At today's meeting, Tom Jefferson, co-owner of Too Fond Of Books, spoke about Joe's Bookcase, a nonprofit dedicated to making books more accessible and encouraging a love of reading. It's an awesome initiative that's helping put books into the hands of people throughout our community.

We also heard from Joe Mack, director of CASA in Tahlequah, who shared the important work CASA does for children in our area and the need for more volunteer advocates.

CASA volunteers help give a voice to children who have experienced abuse or neglect, ensuring their needs are heard and their best interests are represented. When we were fostering, we saw firsthand the difference CASA advocates made in the lives of the kids in our care. Having someone looking out for their best interests and making sure their voices were heard made such a huge difference.

Joe encouraged anyone interested in becoming an advocate to reach out to him.

Both organizations are doing meaningful work, and I'm grateful to have the opportunity to learn more about their missions through Kiwanis.

Joe's Bookcase:
https://givebutter.com/Joesbookcase

CASA volunteer information:
https://www.casaok.org/volunter/advocate-description.html

Too Fond Of Books Kiwanis Club of Tahlequah CASA of Cherokee Country

10/26/2026

Just like your car, your retirement plan needs regular maintenance to make sure it will get you where you’re going.

10/25/2026

One of the biggest economic divides since 2020 has been between those who owned assets and those still trying to acquire them.

Whether this is how the economy should work is worth discussing. But understanding how it actually works matters.

As asset values increased, many owners built wealth while rising costs made it harder for others to get started.

Ownership makes a difference. That’s why I believe helping more people become owners, even if they start small, is so important.

10/20/2026

It’s interesting to see how net worth changes across different stages of life.

One thing worth remembering is that these numbers represent millions of families with different circumstances, opportunities, and financial decisions.

I think comparisons like this can offer some perspective, but what matters most is understanding where you are today, where you want to go, and what you’re doing to get there.

Building wealth takes time. Having a thoughtful plan helps you make the most of it.

10/19/2026

**Social Security benefits are getting a 3.6% increase in 2027!**

The Social Security Administration recently announced its largest cost-of-living adjustment since 2023. For the average retiree, that means about $75 more per month.

That's welcome news, especially with the rising cost of everyday living.

But here's something worth thinking about if you're approaching retirement.

**When you begin collecting Social Security can make a significant difference in how much you receive for the rest of your life.**

For those with a full retirement age of 67, claiming at 62 can reduce monthly benefits by 30%. Waiting until 70 can increase them by 24% compared to claiming at 67.

Of course, there's more to consider than just the monthly amount. Your health, other income sources, and even your spouse's future benefits can all play a role in that decision.

A little planning today can make a meaningful difference in retirement.

Source: Social Security Administration |

Cost-of-Living Adjustment (COLA) Information for 2027 Social Security and Supplemental Security Income (SSI) benefits for 76 million Americans will increase …

10/19/2026

"Your best asset is your own self.” - Warren Buffett

10/05/2026

October is filling up fast.
If “I need to sit down and get my financial life organized” has been sitting on your to-do list for a while, I still have a few openings this month.

Come in, grab a cup of coffee, and let’s talk through it.

https://oncehub.com/Kight

09/30/2026

Time in the market, has always beat trying to time the market.