Andrea Smith, APMA, CDFA

06/24/2026

Heard of 529 plans — but not sure how they actually work? You’re not alone. Understanding contributions, withdrawals, and eligible expenses can make a meaningful difference in how these plans are used. This article answers some of the most common questions. I can help make planning feel more approachable.

Learn the ins and outs of 529 plans.

06/23/2026

Protecting your finances also means protecting your information. 🔒 Everyday habits — online and offline — can reduce exposure to fraud. This article shares practical, easy‑to‑apply steps that help strengthen personal security.

Learn about common types of fraud, how to protect yourself, and how we can work together safely and securely.

06/22/2026

Starting a business can blur the line between personal and professional finances. Cash flow, taxes, and planning ahead matter early on. This article highlights financial areas many new business owners overlook.

Starting a business? Keep these financial implications in mind so you can prepare accordingly.

06/21/2026

Happy Father’s Day to the dads, grandfathers, and father figures who lead with care, strength, and support. Wishing you a day of appreciation and time well spent with those who matter most.

06/20/2026

Buying a home starts well before house hunting begins. 📝 Preparing credit, understanding upfront costs, and planning beyond the purchase price all play a role. This overview walks through the financial groundwork that can help avoid unexpected hurdles. Preparation behind the scenes often leads to more confident decisions at major milestones.

These financial steps to buying a house detail essential information for the home buying process.

06/19/2026

Identity theft can disrupt more than just your accounts — it can take time and effort to resolve. Being proactive and knowing early warning signs can help reduce exposure. This article outlines practical actions individuals can take to help protect themselves. I encourage clients to view prevention as part of their overall financial well being.

Understanding the different types of identity theft is key to protecting yourself. Learn more about prevention and how Ameriprise helps protect your information.

06/18/2026

Deciding to sell your house isn’t just about timing the market. It’s also about taxes, selling costs, and what comes next. This article breaks down three financial considerations to review before making a move.

Deciding whether to sell your house is a big decision. Make sure you know the costs of selling a home, the tax implications, and how much your home is worth.

06/17/2026

Changing jobs? A new role can affect more than just your salary. Benefits, retirement plans, and taxes often shift, too. This quick read outlines financial items worth reviewing before making a career change.

Here are four financial factors to consider before changing jobs. For more financial advice, contact an Ameriprise financial advisor to make an appointment.

06/16/2026

Money is one of the most common stress points for couples. Clear communication, shared goals, and agreed‑upon systems can help. This article offers practical tips for managing finances together with confidence.

Marriage is an exciting life event—and one of the most significant family and estate financial milestones.

06/15/2026

Feeling confident today doesn’t remove the need to plan ahead.

Ameriprise Financial research shows many financially solo adults are thinking carefully about aging, long‑term care costs, and making savings last — key considerations when planning independently.