Pacific Crest Wealth Planning

Pacific Crest Wealth Planning A financial advisory practice of
Commonwealth Financial Network For your privacy, please don’t post account or service-related information on this page.

William Austin, Financial Advisor, CA Insurance

Commonwealth Financial Network is a broker-dealer and member of FINRA. Comments and "likes" should not be considered
representative of client experiences, or indicative of future performance or success. While I appreciate the support of my clients, I cannot accept Recommendations or Endorsements due to Investment Advisers Act of
1940 rules

which prohibit me from publishing a testimonial of any kind concerning the investment advice, analysis, reporting or other
services I provide. Instead, contact me directly.

Retirement planning isn’t just about saving—it’s about strategy. Three key decisions can make or break your financial fu...
06/10/2025

Retirement planning isn’t just about saving—it’s about strategy. Three key decisions can make or break your financial future, and even the experts disagree. Find out what these choices are, and how to navigate them: https://bit.ly/45fb6tf

Not even experts agree about the 'right' withdrawal rate, long-term-care insurance, and annuities.

Interesting data on the consumer and households...
06/05/2025

Interesting data on the consumer and households...

An analysis looks at inflation, household income and consumer debt during recent economic expansions to understand U.S. consumer sentiment since COVID-19.

Magnificent 7 Report Strong Q1 Earnings Growth of 27.7%, Surpassing Analyst Expectations...
06/02/2025

Magnificent 7 Report Strong Q1 Earnings Growth of 27.7%, Surpassing Analyst Expectations...

The “Magnificent 7” companies reported actual Q1 earnings growth of 27.7%.

Dollar-cost averaging (DCA), a strategy of investing fixed amounts at regular intervals no matter what, tends to match o...
05/28/2025

Dollar-cost averaging (DCA), a strategy of investing fixed amounts at regular intervals no matter what, tends to match or beat many market-timing strategies. Market timing attempts to buy at market lows and sell at highs but requires precision that even professional investors struggle to achieve consistently.

Dollar-cost averaging builds savings steadily by investing fixed amounts regularly regardless of market conditions, while market timing aims for ideal entry points. Discover which strategy offers better results for most investors and how to implement it effectively.

Junk mail designed to look like bills is quietly draining seniors’ bank accounts. Scammers target dementia patients usin...
05/28/2025

Junk mail designed to look like bills is quietly draining seniors’ bank accounts. Scammers target dementia patients using deceptive envelopes and deed fraud schemes. Learn the warning signs that could save your family thousands: https://on.mktw.net/4mw0NqO

“As a millennial, it’s been a long time since I’ve gotten physical mail. I had no idea that my relative would have been receiving solicitations daily from charities.”

Thinking of retiring midyear? You might still get your full Social Security check if you know which earnings test works ...
05/15/2025

Thinking of retiring midyear? You might still get your full Social Security check if you know which earnings test works in your favor. Learn how to navigate 2025’s new thresholds and avoid costly surprises: https://bit.ly/4kcA9kS

If you’re still working and claim Social Security early, your benefits could be reduced, at least temporarily.

Private Equity for All? The SEC’s Push and What It Means for Retail Investors...
05/01/2025

Private Equity for All? The SEC’s Push and What It Means for Retail Investors...

The allure of private equity is considerable, but it's democratization comes with significant caveats for retail investors, according to one financial advisor.

Social Security is evolving, with major changes ahead, including the end of paper checks by 2025. If you're among the ne...
04/30/2025

Social Security is evolving, with major changes ahead, including the end of paper checks by 2025. If you're among the nearly 74 million beneficiaries, here's what you need to know about new schedules and payment shifts: https://bit.ly/4lR7wLR

Social Security's May payment schedule is normal for most recipients. But Supplemental Security Income beneficiaries will get two checks this month.

Think Medicare has you fully covered? Think again—those gaps can cost more than you expect. See how one 65-year-old marr...
04/25/2025

Think Medicare has you fully covered? Think again—those gaps can cost more than you expect. See how one 65-year-old married couple tackled rising medical bills and secured their dream retirement. Learn how to do the same: https://bit.ly/44lS8Rt

Medical expenses aren't slowing down, and if you're not prepared, they can hit you like a ton of bricks.

With earnings forecast to grow in 2025, valuations seem more reasonable...
04/21/2025

With earnings forecast to grow in 2025, valuations seem more reasonable...

The top 5 contributors to year-over-year earnings growth for the S&P 500 for Q1 (in order of contribution) are Bristol Myers Squibb, NVIDIA, Gilead Sciences, Amazon.com, and Broadcom.

Think your Social Security is set in stone? Think again—spousal benefits might boost your retirement income more than ex...
04/21/2025

Think your Social Security is set in stone? Think again—spousal benefits might boost your retirement income more than expected. Even divorced individuals may qualify if married for 10+ years. Learn seven must-know tips for maximizing these payments: https://bit.ly/42kkVUW

If your spouse (or ex-spouse) is still alive and is due to receive Social Security benefits, it pays to look into how much you could receive.

While the immediate aftermath of last week’s market sell-off is unsettling, history shows that a dip like this can prese...
04/08/2025

While the immediate aftermath of last week’s market sell-off is unsettling, history shows that a dip like this can present long-term buying opportunities. Don’t miss the latest blog from Commonwealth chief market strategist Chris Fasciano for key insights: https://bit.ly/43M1INa

Commonwealth's Chris Fasciano breaks down the recent market sell-off, new tariffs, rising investor fears, and what it all means for the path ahead.

Address

11209 Brockway Road Suite C203
Truckee, CA
96161

Opening Hours

Monday 7am - 4pm
Tuesday 7am - 4pm
Wednesday 7am - 4pm
Thursday 7am - 4pm
Friday 7am - 4pm

Telephone

(530) 563-5250

Website

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