MFG Capital Inc.

12/08/2025

We sincerely thank you for your generous donations, which we delivered to the St. Philip's Food Pantry today. Your support is especially meaningful to our community and the Pantry staff. Many families are in need, and this is very helpful during this holiday season. We hope you're having a wonderful and safe Holiday Season!

09/27/2024

Raising a child in 2023 could cost an average of $331,933 from the time a child is born to age 18, according to a 2023 study by Northwestern Mutual. Shocking, right?

But here's the twist: Taking care of aging parents may be even more expensive.

According to a CNN report from April 20, 2023, an assisted living facility can cost an average of $5,806 per month or roughly $70,000 per year.

And then there is memory care, the fastest-growing sector of the senior housing market. On average, memory care costs just over $7,500 a month or $90,000 per year!

What I tell people is to prepare ahead of time!

Talk to your parents about their wishes and potential financial needs. Explore extended care solutions early on. Establish a financial strategy that’s flexible when it comes to medical and care expenses.

A financial professional can help by showing how different scenarios can be supported.
Share your experiences in the comments!

09/25/2024

Interesting fact: There are now nearly 3x as many stock mutual funds and exchange-traded funds (ETFs) as there are listed American companies!

Some eye-opening stats from a 2024 study by the MSCI World Index, which tracks financial markets throughout the world:
🔘 70% of global stock market value comes from US markets
🔘 All 10 of the world's most valuable companies are US-based
🔘 Yet less than 10% of listed companies worldwide are American (down from ~20% in the late 1990s)

This shift reflects a changing landscape:
🔘 Fewer but larger US companies are dominating the markets
🔘 There's a rise of ETFs
🔘 Merger and acquisition activity has reduced the number of public companies

Here’s a couple of things for investors to keep in mind:
🔘 Mutual funds and ETFs can play a role in a portfolio.
🔘 U.S. financial markets have a great amount of influence throughout the world.
🔘 Mutual funds and exchange-traded funds are sold only by prospectus. Please consider the charges, risks, expenses, and investment objectives carefully before investing. A prospectus containing this and other information about the investment company can be obtained from your financial professional. Read it carefully before you invest or send money.

As financial professionals, we understand navigating this evolving market can be challenging. But we can help you see through the clutter and design a strategy to pursue your financial goals.

09/24/2024

Ever stop to think about how the smallest acts of kindness can sometimes make the biggest impact?

Whether it's holding the door open, sending a thoughtful text, or sharing a smile, these little gestures can brighten someone's day more than we realize.

Keep spreading those good acts and making the world a bit brighter, one small act at a time. ✨

09/23/2024

Have you heard of Acquired, one of the business world’s favorite podcasts?

The buzz is that all the most brilliant business minds are tuning in. Acquired goes behind the scenes of the biggest tech initial public offering and acquisitions of all time and boasts an average of over 500,000 listeners per episode.

Some unusual but interesting facts about the podcast:

- They are LONG, but people still love them–episodes are in-depth dives, averaging a whopping 3-4 hours. They’re more like "conversational audiobooks."

- Unlike typical podcasts with frequent releases, Acquired prioritizes quality. It releases meticulously researched episodes just 12 times a year, and each episode feels like an event.

- The show explores companies across industries, offering a broader perspective on building and sustaining success. As investor David Rosenthal puts it, "Corporations are the biggest and best nonfiction stories of our day."

Hosts Ben Gilbert and David Rosenthal are known for their in-depth research and clear storytelling, turning complex business histories into captivating narratives. Episodes include conversations with today’s leading business minds,

Whether you're a seasoned entrepreneur or simply fascinated by the stories behind the world's most successful companies, Acquired is a podcast worth adding to your queue.

09/20/2024

Did you know that economic trends tend to have a more consistent relationship with market performance than who wins in November?

As we approach the 2024 election, here's what you need to consider:
1️⃣ As the chart shows, who sits in the Oval Office is only one factor in stock prices
2️⃣ The stock market has fluctuated under the leadership of both parties
3️⃣ The overall economic conditions tend to have an influence on the business environment

Our take: Be prepared for some volatility as the election approaches. But don't let short-term price swings distract you from your long-term financial goals.

09/19/2024

Find out whether you are insurable before implementing a strategy using life insurance.

09/17/2024

What every parent needs to know about insuring his or her .

Tips on insuring your teen driver.

09/13/2024

Imagine this: you mail a check to one of your accounts only to discover later it's been stolen, altered, and deposited into something you don't recognize.

Mail theft is more common than you might think. It has steadily risen nationwide, with cases surging by 400% since 2019.

Check out this real-life example:

A recent incident involved an individual mailing a check for estimated taxes to the IRS. Unfortunately, the check was intercepted during mailing. The thieves then cleverly altered the check, making it payable to two individuals. The fraudulent check was deposited into separate accounts under the thieves' names.

Thankfully, the bank eventually resolved the issue, but the experience serves as a stark reminder: fraudsters are constantly innovating, and mail remains a target.

Here are some steps to consider:

🔘 Go digital: Many institutions, including the IRS, offer online payment options. Switching to electronic payments eliminates the risk of mail theft.

🔘 Shred sensitive documents: Don't toss out old bank statements or credit card offers. Take the time to shred anything that relates to your personal finances.

🔘 Monitor, monitor, monitor: Review bank and credit card statements regularly. If you notice something unusual, report it immediately.

Don’t think that fraud can just occur online. Take steps to help protect yourself both off and online!

09/12/2024

The financial risks to consider when evaluating self insurance?

09/11/2024

Solo dining reservations have risen 29% in the U.S. over the last two years.

The surge in solo dining can be attributed to several factors. Remote work has created a desire to change scenery, with many seeking respite from home offices. Additionally, there's been an increase in single-person households, and society has become more accepting of self-care and "me time" activities like dining alone.

How are restaurants adapting to this growing trend?
✅ Redesigning seating arrangements
✅ Offering smaller portion sizes
✅ Creating exceptional solo dining experiences

🗣️ Expert Insight:
"The social norms have changed. People don't look at solo diners anymore and think, 'You must be a loner.'"
Anna Mattila, Professor at Penn State University

👥 vs. 👤: Some high-end restaurants still prefer larger parties, but many see the value in catering to solo diners.
What's your take? Do you enjoy dining alone, or do you prefer company? Share your thoughts below!

A growing number of restaurant customers are choosing to eat alone