Michael Maglio Financial Services

Michael Maglio Financial Services Financial Services
Understanding Today’s Financial Environment Welcome, I’m Michael Maglio, a Financial Planner in Totowa, NJ. Member FINRA & SIPC.

We understand that individuals face unique challenges as they prepare for retirement. We can help take the mystery out of preparing for today and tomorrow. Whether you are investing for retirement, college savings or estate planning, our personalized service focuses on your needs, wants, and financial goals and objectives. Our professionals have years of experience in financial services. We can he

lp you address your needs of today and for many years to come. We look forward to working with you through all stages of your life, please call 973-406-5180. Securities offered through LPL Financial, a Registered Investment Advisor. www.finra.org
www.sipc.org

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: CA, DE, FL, LA, MA, MD, MI, NC, NJ, NY, OH, PA, TX, VA, VT. Third party posts found on this profile do not reflect the views of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness.

The stock market is heading for a critical stretch of the year. Citadel Securities' top strategist flagged three things ...
06/25/2026

The stock market is heading for a critical stretch of the year. Citadel Securities' top strategist flagged three things for investor to watch.

Which is the final word: your beneficiary designations or your will?Your beneficiary designations. In almost every circu...
06/25/2026

Which is the final word: your beneficiary designations or your will?

Your beneficiary designations. In almost every circumstance, it’s beneficiary designations.

It's one of the most overlooked facts in estate strategies. The beneficiary forms on file for your retirement accounts, insurance policies, and other accounts are legally binding—and they almost always override whatever your will says.

A former spouse still listed on a retirement account can inherit it. Someone written out of your will entirely can still receive an insurance payout. Assets intended for your children may pass to someone else because a form was never updated.

This applies across the board—even to payable-on-death bank accounts. 📋

The good news: a beneficiary review takes minutes. 💙

When did you last review yours?

Most couples spend years preparing financially for retirement.Very few have talked about what retirement will actually l...
06/24/2026

Most couples spend years preparing financially for retirement.

Very few have talked about what retirement will actually look like.

Not the number. The life.

👉 Where will you live?

👉 What will your days look like?

👉 What happens if one of you is ready to stop working and the other is not?

A 2025 Fidelity survey found that 48 percent disagree on the age they prepare to retire. And research from Ameriprise found that nearly two-thirds expect to retire at the same time, while only 11 percent actually do.

The gap between what couples assume and what they have actually discussed is where retirement quietly breaks down.

The good news is that most couples are not as far apart as they fear. They just have not had the conversation yet.

👉 If retirement is somewhere on your horizon, the most valuable thing you can do right now is not check your portfolio.

It is to sit down with your partner and start asking the questions you have both been putting off.

Is your financial strategy keeping up with your life?As priorities shift, your wealth plan should evolve too. Taking tim...
06/23/2026

Is your financial strategy keeping up with your life?
As priorities shift, your wealth plan should evolve too. Taking time to review your strategy can help ensure you’re still on track toward your long-term goals.

I help you stay aligned, confident, and prepared—no matter what the future holds.

Access your FREE wealth management ebook!

Understanding risk isn’t guesswork—it’s strategy.If you’re managing concentrated wealth, a comprehensive risk tolerance ...
06/22/2026

Understanding risk isn’t guesswork—it’s strategy.
If you’re managing concentrated wealth, a comprehensive risk tolerance assessment can help determine how much risk you can truly afford and where adjustments may be needed.
Because clarity today helps protect your wealth tomorrow.

Not sure where you stand? Let’s walk through your risk profile and build a strategy that fits—message me to get started. https://www.michaelmaglio.com/

Happy Father's Day! Take a moment today to thank the father figures who’ve made a difference in your life.
06/21/2026

Happy Father's Day! Take a moment today to thank the father figures who’ve made a difference in your life.

There's a version of your father you didn't know. The one who existed before you came along. Before the responsibility. ...
06/21/2026

There's a version of your father you didn't know. The one who existed before you came along. Before the responsibility. Before the sacrifices, you may not have fully understood until you were older.

Most of us only piece that together with time.

What fathers leave behind isn't just memories. It's a way of moving through the world.

A standard.

A sense of what it looks like to take care of the people who depend on you.

That's worth honoring. 👔

Happy Father's Day weekend to every father and father figure out there.

That's Abraham Lincoln's signature.It appears on the Emancipation Proclamation, signed January 1, 1863.Yet, it would be ...
06/19/2026

That's Abraham Lincoln's signature.

It appears on the Emancipation Proclamation, signed January 1, 1863.

Yet, it would be two and a half more years before enslaved people in Texas learned they were free.

They were kept in the dark on purpose.

On June 19, 1865, Union soldiers arrived in Galveston and delivered the news.

That's what Juneteenth commemorates.

It has been celebrated by Black Americans for more than 150 years and became a federal holiday in 2021. It's a day worth understanding, not just observing.

Wishing everyone a meaningful Juneteenth. 🤍

06/18/2026

Feeling FOMO about SpaceX stock? Rather than venturing predictions, it makes sense to consider your personal financial lens and stage in life. Here are a few scenarios from Barron's.

Address

999 Riverview Drive, Ste 201
Totowa, NJ
07512

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 5pm
Sunday 9am - 5pm

Telephone

+19734065180

Website

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