Vickie Intriago

11/10/2025

Thinking about retirement? You're not alone—and the numbers might give you something to think about.

From how much people rely on Social Security to what retirees actually spend, these stats highlight why it’s important to look at the full picture. It’s not about having every answer—it’s about starting a conversation that helps you feel more confident about what’s ahead.

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💬 Questions? I’m always here to talk things through

11/03/2025

Money is one of the top sources of tension in relationships — but experts say even strong couples can stumble if they avoid key conversations.

After studying more than 60 couples, money expert Heather Boneparth found that the happiest partners share five habits:

1. They adapt when circumstances change, rather than sticking to outdated money routines.

2. They don’t dwell on financial regrets or let shame define their decisions.

3. They avoid holding past mistakes over each other’s heads.

4. They focus on shared priorities instead of constant comparison.

5. They stay honest about spending and goals, building trust through transparency.

The takeaway? Communication matters as much as cash flow. Open conversations can help partners align values and expectations — and reduce unnecessary stress around money.


Source:

"You can love each other deeply and still allow money to erode your relationship if you're talking about the wrong issues, or not talking at all," writes money expert Heather Boneparth.

10/27/2025

Roth IRA conversions have long been used to manage future taxes, but the new state and local tax (SALT) deduction rules may add wrinkles for higher earners.

The new law raised the SALT deduction cap from $10,000 to $40,000 in 2025. However, once income exceeds $500,000, the benefit starts to phase out, shrinking back to $10,000 at $600,000.

Because Roth conversions add taxable income in the year they’re made, some households could see their eligibility for the larger SALT deduction reduced.

It’s a reminder that tax strategies often have overlapping effects—and one move may influence another.


Source:

Trump's "big beautiful bill" increased the SALT deduction cap to $40,000. But Roth conversions could threaten the tax break for higher earners.

10/20/2025

The hottest accessory trend of summer 2025 is the Labubu doll.

But if you don’t hang out with Gen Z’ers (13 to 28 years old), you may have missed it.

Labubus are plush mini monsters that are worn on backpacks, purses, or belt loops on your jeans.

Four-time Grand Slam tennis champion Naomi Osaka, who is 27, carried a $495 Labubu on her racket bag at the U.S. Open tennis tournament.

Are you team Labubu or sitting this trend out? Let us know! 👇

10/13/2025

10/06/2025

A new study finds that America’s billionaires paid an average effective tax rate of 24% between 2018 and 2020. That compares with an effective rate of about 30% for other taxpayers.

Why the difference?
▪️Much of billionaire wealth comes from stocks, businesses, and real estate, which are taxed differently from wages.
▪️Capital gains and corporate profits are often subject to lower rates than earned income.
▪️Some wealth isn’t taxed until it’s sold, which means large unrealized gains can go untouched.

The findings have reignited debate over how taxes are distributed across income levels—and what fairness looks like in practice.


Source:

The wealthiest 400 people in the U.S. pay a tax rate of 24%, lower than the average rate for all other taxpayers, economists find.

09/29/2025

The list of IRA withdrawals that may be taken without incurring a 10% early penalty has grown.

09/22/2025

Whether you realize it or not, you’ve allocated your assets.

Investors who put off important investment decisions may face potential consequences to their future financial security.

09/15/2025

If you'd like to participate in emerging markets, what are your options?

What are your options for investing in emerging markets?

09/08/2025

Choices, choices, choices. Make sure you know the benefits and limitations before committing your money.

Exchange-traded funds have some things in common with mutual funds, but there are differences, too.

09/01/2025

Markets closed. BBQs open. But smart money never takes a day off.

What's your best "set it and forget it" financial strategy? Share below!

01/06/2025

Understanding today's inflation report: While consumer prices rose 2.7% from last year, we're seeing interesting shifts across the economy.

Housing costs, which have been a major driver of inflation, posted their smallest increase since 2021. Food prices are showing mixed signals—overall costs rose 0.4%, but cereals and bakery products saw their biggest monthly drop since 1989.

What does this mean for consumers? While inflation remains above the Fed's 2% target, certain everyday expenses are starting to stabilize. Your purchasing power is gradually strengthening in specific areas. 💼


Source:

The consumer price index was expected to rise 0.3% in November and 2.7% from a year ago.