Kara R. Morin - Ameriprise Financial Advisor

05/14/2026

An unexpected illness or injury can change more than your health. Disability income insurance helps provide a monthly benefit if you’re unable to work, so you can focus on recovery instead of financial stress. Planning ahead gives you more certainty when life takes an unexpected turn. Reach out if you’d like to start the conversation.

05/13/2026

Midterm elections don’t just shape the political landscape; they impact financial markets too. Find how stocks typically behave during a midterm election year and learn portfolio positioning strategies to navigate the 2026 election cycle.

05/12/2026

Needing long-term care isn’t rare, it’s likely. Life can change in ways we don’t always anticipate, and having a plan can bring clarity and confidence when it matters most. Planning ahead can help protect your finances and give you more control over how care happens. Message me if you’d like to start the conversation.

05/04/2026

Dear friends and clients:

We’re excited to welcome Haley Rust who will be joining us this summer to intern in our growing practice. Many of you who connect with us virtually may have already been introduced to Haley in our meetings since she has been virtually interning since the start of the year.

Haley is in her senior year in the Financial Planning program at Texas A&M University. After meeting with several highly qualified candidates last fall, I initially selected Haley for her conscientious spirit and commitment to academic excellence. Since joining us in January, she has continued to stand out—demonstrating a true heart for service to both our team and our clients, along with a strong intellect when reviewing client cases.

As we head into the summer, Haley will join us in the office full-time. In addition to sitting in on meetings, she will begin collaborating more closely with our team—contributing to strategies we implement during client conversations and gaining deeper, hands-on experience in the planning process.

Mentoring Haley has been incredibly rewarding, and it’s also an important part of how we stay connected to and engaged with the next generation. As we continue to support families, it’s essential that we’re learning, evolving, and providing accessible and relevant advice in all seasons of life.

We’re delighted to have Haley as part of our team and look forward to you meeting her!

05/01/2026

Florida was the perfect reminder of how important it is to make time for both meaningful relationships and memorable experiences.

From celebrating a beautiful wedding to exploring Honeymoon Island State Park and hiking the Osprey Trail, where we spotted bald eagles (check out that wingspan!) and osprey, the trip was full of unforgettable moments. We even saw a manatee while kayaking!

One of the best parts was sharing dinner with clients and spending time together outside the office. Moments like these are a great reminder that this business is built on relationships.

Grateful for the chance to celebrate, connect, and recharge.

04/21/2026

Markets started 2026 under pressure as investors weighed continued uncertainty in the Middle East. Heading into Q2, Ameriprise Financial experts break down recession risk, key emerging-market trends and what recent geopolitical developments could mean for your portfolio.

04/20/2026

April is Financial Literacy Month. It is a great reminder that building wealth does not start with complex strategies. It starts with understanding the basics.

Financial literacy is not about knowing everything. It is about having the confidence to make informed decisions in how you spend, save, invest, and plan for the future.

As a financial advisor, I have seen that small, consistent habits often matter more than big, one-time moves. Creating a budget, contributing regularly to retirement accounts, and asking questions can all lead to meaningful progress over time.

If you have been putting off getting organized financially, this is your sign to start. There is no need to be perfect. Just take the first step.

If you already have a plan in place, April is a great time to revisit it. Life changes, goals evolve, and your financial strategy should reflect that.

Financial literacy is not just knowledge. It is empowerment.

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Kara Morin is an Ameriprise Financial Advisor serving the The Woodlands, TX area. Get the personal financial advice you need to achieve your goals.

04/17/2026

I'm happy to share that Nelson, Kellmann & Associates is a recipient of the 2025 Ameriprise Client Experience Award! Our practice could not have received this award without the support of our team members Kara, Claire, Haley & Carson. Thank you for all you do to make our practice run smoothly. https://bit.ly/4dP0HZD

04/09/2026

Tax Day is April 15. If you’re expecting a refund, what’s your plan — vacation, a rainy‑day fund boost, or saving for your future goals? I'm here to help you make the most of it.

04/07/2026

The 2025 giving results are in, and I'm proud to share that Ameriprise Financial and its people once again made a positive impact in our communities.

Together, we supported over 8,000 nonprofit partners through donations, gift matching and volunteerism. ​

I'm proud to be part of a company that’s dedicated to improving lives and strengthening communities — and grateful to everyone who helped make it possible.

03/19/2026

They say age is just a number. Social Security says otherwise. Before you file early, let’s connect and look at ways to help maximize your benefits.