Sterling Total Wealth Solutions

Sterling Total Wealth Solutions Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC.

Our mission is to provide financial guidance and insight to our clients through a personal relationship built on integrity and commitment, with a desire to make a difference in the lives of our clients, their families, and our community. Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Sterling Total Wealth Solutions and Cambridge are

not affiliated. Content provided via links to third party sites should not be considered an endorsement of content, which we cannot verify completeness or accuracy of.

Many people assume that once you start collecting Social Security, working is off the table. That’s not always the case,...
06/23/2026

Many people assume that once you start collecting Social Security, working is off the table. That’s not always the case, but there are a few important details to consider, especially if you haven’t yet reached full retirement age. Swipe through to learn more.

Have questions about how working in retirement could impact your income? We’re here to help you make informed, strategic decisions. Contact us today.

Social Security is a topic that comes up often, but understanding how it truly impacts your income can be less straightf...
06/22/2026

Social Security is a topic that comes up often, but understanding how it truly impacts your income can be less straightforward. Swipe through for answers to two common questions we receive about Social Security and how it fits into your broader financial strategy.

If you have questions about your own benefits or how to make the most of them, we’re here to help you navigate the process with confidence. Reach out today.

When it comes to retirement planning, Social Security is more than just a monthly check — it’s a powerful tool that can ...
06/22/2026

When it comes to retirement planning, Social Security is more than just a monthly check — it’s a powerful tool that can shape your income strategy, tax exposure, and overall financial confidence in retirement.

Swipe through for two common questions I often hear about benefits.

If you’d like to discuss how Social Security fits into your broader plan or how to make the most of your benefits, we’re here to help. Give us a call today.

Happy Father's Day to all the fathers who show up with dedication, patience, and purpose.The day is a chance to honor th...
06/21/2026

Happy Father's Day to all the fathers who show up with dedication, patience, and purpose.

The day is a chance to honor the dads who have taught us life lessons, made us laugh, and shown us what dedication looks like.

To those celebrating, being celebrated, or honoring the memory of someone who shaped your journey, we wish you a meaningful day filled with appreciation.

Juneteenth commemorates June 19, 1865, when federal troops arrived in Galveston, Texas, two years after the Emancipation...
06/19/2026

Juneteenth commemorates June 19, 1865, when federal troops arrived in Galveston, Texas, two years after the Emancipation Proclamation, to enforce Abraham Lincoln’s order to end slavery in the rebelling state farthest west.

It’s been observed as a day to honor this history and celebrate Black culture and resilience, and it officially became a federal holiday in 2021.

With tax laws shifting and retirement planning top of mind for many, we are sharing an overview of Roth conversions. Swi...
06/18/2026

With tax laws shifting and retirement planning top of mind for many, we are sharing an overview of Roth conversions. Swipe through to learn more.

Want to talk through incorporating Roth IRAs and conversion into your financial plan? Give us a call today to get started.

When the U.S. Mint halted new penny production in late 2025, many business owners and consumers are evaluating what this...
06/16/2026

When the U.S. Mint halted new penny production in late 2025, many business owners and consumers are evaluating what this change means for day-to-day transactions. As the supply of pennies gradually declines, the shift toward rounding cash payments to the nearest nickel is expected to become standard practice. Swipe to learn more.

As payment practices continue to evolve, staying informed matters. If you have questions about how this shift may affect your budgeting, tax reporting, or business operations, contact us for guidance.

Turning 50 this year? This birthday is more than just an exciting milestone. It is a key opportunity for retirement plan...
06/15/2026

Turning 50 this year? This birthday is more than just an exciting milestone. It is a key opportunity for retirement planning.

Starting in the year you turn 50, you may be eligible to make catch-up contributions to certain tax-advantaged retirement accounts, allowing you to contribute above the standard annual limits. Eligible accounts include:

🔹 401(k) and other employer-sponsored retirement plans
🔹 Traditional and Roth IRAs
🔹 SIMPLE IRAs

These additional contributions can make a meaningful difference over time through compounded growth and potential tax advantages.

Starting in 2026, individuals age 50 or older who earned more than $150,000 in Federal Insurance Contributions Act (F**A) wages in the previous calendar year must make catch-up contributions to employer-sponsored plans as Roth (after-tax) contributions.

If you are approaching age 50, now is the time to review your retirement savings strategy and evaluate whether increasing your contributions makes sense for your financial goals.

Contact us to discuss how catch-up contributions can support your long-term retirement plan.

Every June 14th, we celebrate the Stars and Stripes on Flag Day. While we’re all familiar with the United States’ flag, ...
06/14/2026

Every June 14th, we celebrate the Stars and Stripes on Flag Day. While we’re all familiar with the United States’ flag, we might not know all of the history behind this symbol.

To celebrate, we wanted to share a few fun facts about the history of the flag that might surprise you:

🔹 The current 50-star design was created by a 17-year-old. Robert G. Heft of Lancaster, Ohio, submitted the design as a high school project in 1958. It was chosen by President Eisenhower out of more than 3,000 submissions in 1960.

🔹 There have been 27 official versions of the flag. Twenty-five of those changes were solely to update the number of stars every time a new state joined the Union. The star additions were admitted on July 4th, and, together, they give us a rich visual history of the country's growth over time.

🔹 The colors for the flag have taken on their own meanings over the years. Charles Thomson, secretary of the Continental Congress in 1774, suggested that red represents hardiness and valor, white symbolizes purity and innocence, and blue stands for vigilance, perseverance, and justice.

🔹 Six American flags have been planted on the moon. Neil Armstrong and Edwin E. “Buzz” Aldrin were the first, but five additional Apollo missions have also left a flag on the lunar surface.

🔹 The current design is the longest-running version in history. No new states have been added since Hawaii joined the union in 1959, making this the most enduring flag design the country has ever had.

Wishing you a wonderful Flag Day filled with pride and appreciation for the history behind the flag we share.

As wealth grows, financial decisions often become less about simple accumulation and more about maintaining flexibility,...
06/11/2026

As wealth grows, financial decisions often become less about simple accumulation and more about maintaining flexibility, supporting long-term goals, and ensuring current spending aligns with the bigger picture. Swipe for key principles for preserving wealth for the future.

If you’d like to discuss your current financial strategy, spending structure, or long-term planning objectives, please contact us. We’re always happy to help.

Address

2202 Timberloch Place, Suite 100
The Woodlands, TX
77380

Opening Hours

Monday 9am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 9am - 3pm

Telephone

+12817195629

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