Martinsen Wealth

Martinsen Wealth Comprehensive Retirement Planning and Wealth Management Registration as an investment adviser does not imply a certain level of skill or training.

Martinsen Wealth Management, LLC (“Martinsen Wealth”) is a federally registered investment adviser under the Investment Advisers Act of 1940. Form ADV Part 2A can be obtained by visiting https://adviserinfo.sec.gov and searching for our firm name. ADV Form 2B is available upon request. Neither the information nor any opinion expressed is to be construed as solicitation to buy or sell a security or personalized investment, tax, or legal advice.

06/02/2026

Many retirees believe that once they stop working, taxes become simple. But this assumption could cost you thousands!

06/01/2026

Discover the bests and worst states for retirement based on taxation. Learn how to maximize your retirement savings the enjoy a comfortable lifestyle.
- As you approach retirement, have you ever wondered how state taxes could impact your hard-earned savings? This post delves into the bests and worst states for retirement, focusing on tax implications that could make or break your financial future. By understanding these factors, you can make informed decisions about where to settle down during your golden years.
- The impact of state taxes on retirement
- When planning for retirement, it's crucial to consider how state taxes affect your overall financial situation. Different states have varying tax rates that can significantly impact your retirement income. This analysis evaluates states based on six key components: retirement income tax, property taxes, estate and inheritance taxes, sales tax, cost of living and healthcare access.

05/29/2026

Struggling to save for retirement in your 50s or 60s? You’re not alone. Here’s what you can do to catch up!

💡 Tag someone who needs to hear this!

1. **It’s Never Too Late**: Many realize they haven't saved enough, but don’t be hard on yourself. Life happens!

2. **Know Your Numbers**: Understand your income and expenses. A budget isn’t just a restriction; it’s your roadmap to financial freedom.

3. **Get Creative**: Think outside the box to reduce expenses and increase income.
For example, consider renting out a room or finding a live-in care situation like I did!

4. **Work Longer**: The retirement age is shifting. Find joy in your work and consider a side hustle.

5. **Keep Learning**: Knowledge is power. Read books that inspire and inform your financial decisions.

These steps can transform your retirement outlook. Remember, you’re capable of achieving more than you think!

For more tips, check out the link in my bio!

05/28/2026

Work Longer and Delay Social Security
Working longer can enhance your retirement savings significantly:
- Consider Retirement Age: Many are now working into their 70s, either out of necessity or choice.
- Delay Social Security Benefits: Delaying your benefits can increase your monthly payout.

05/26/2026

Keep More of Your Money
Once you have a clear picture of your finances, focus on retaining more of your income.
- Review Your Budget*: Make adjustments to cut down on non-essential spending.
- Consider a Savings Plan*: Aim to save a certain percentage of your income every month.

For example, if you save $5,000 monthly for five years, assuming an 8% return, you could have approximately $367,000 saved.

Catching up on retirement savings in your 50s and 60s may seem daunting, but it’s entirely possible with the right strategies and mindset. Take inventory of your finances, make actionable changes, and embrace creative solutions.

Remembering my wonderful dad on this Memorial Day. So grateful for him and for the profound impact his life and example ...
05/26/2026

Remembering my wonderful dad on this Memorial Day. So grateful for him and for the profound impact his life and example had on me. Love you dad!

05/21/2026

Claiming Social Security early might feel like a win… but it can cost you big in the long run.
Starting benefits early permanently reduces your monthly income and that lower check follows you for life. If you live longer than expected (and many people do!), you could leave tens of thousands of dollars on the table
Waiting can mean:
✅ Higher monthly income
✅ Better protection against inflation
✅ More financial freedom later in life
Retirement isn’t just about when you can take benefits… it’s about when it makes the most sense for your future
Think long-term. Your future self will thank you

05/21/2026

Don’t leave free money on the table…especially when it can grow tax-free.
If your employer offers a Roth 401(k) match, you’re getting the best of both worlds:
✅ Matching dollars from your company
✅ Potential for tax-free growth when you retire
Here’s why it matters: Your contributions go in after-tax, but your money grows and can be withdrawn tax-free in retirement (if qualified). Over time, that can mean keeping more of what you earn—not giving it back to taxes later.
Translation: today’s dollars + employer match + decades of compounding = a stronger, more tax-efficient retirement.
Start early. Contribute consistently. Take the match.

05/20/2026

Once you have a clear picture of your finances, focus on retaining more of your income.
- Review Your Budget: Make adjustments to cut down on non-essential spending.
- Consider a Savings Plan: Aim to save a certain percentage of your income every month.

For example, if you save $5,000 monthly for five years, assuming an 8% return, you could have approximately $367,000 saved.

Catching up on retirement savings in your 50s and 60s may seem daunting, but it’s entirely possible with the right strategies and mindset. Take inventory of your finances, make actionable changes, and embrace creative solutions. Your future self will thank you for the effort you put in today.

05/18/2026

By adopting better financial practices and prioritizing your financial goals, you can transform your financial future. Take the first step today by identifying which habits you need to change and implementing actionable strategies to improve your financial health.

Address

7855 S River Pkwy, Ste 206
Tempe, AZ
85284

Opening Hours

Monday 12am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

Telephone

+14805506556

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