Intrinsic Wealth Counsel

05/29/2026

It's 529 Day! If making your money work to pay for a child's or grandchild's education is your goal, we can help!



https://intrinsicwealthcounsel.com/intrinsic-blog/a-look-at-529-plans/

05/19/2026

Have a new graduate? Check out this advice from Jill Schlesinger on how to set up their finances for success!

When it comes to helping soon-to-be college graduates manage their financial lives, the key is to keep it simple and meet them where they are.

05/08/2026

Wishing all the Moms out there a Happy Mother's Day!

Here are a few words of wisdom from one of our favorites!

04/30/2026

Looking for a friendly, competent, and kind team to work with on your financial goals? We have that and more.

Reach out to get started today!

We are an independent financial life planning and wealth management firm integrating your money and your life with an attitude of gratitude.

04/21/2026

Are you ready to become a homeowner? 🏡

Get started with these steps from the Intrinsic Wealth Counsel blog.

tired of renting, how to transition to homeownership

04/14/2026

Did you see the latest AARP Bulletin? It is chock full of advice on the latest scams and how to prevent them. Grab a copy or check out their Scam & Fraud information online.

Helping the consumer avoid identity theft, dating scams, tax fraud and more

04/07/2026

How will you make your tax refund work for you?

🔎 If you have no outstanding debt that should be paid off, and your emergency fund is exactly where it needs to be, then perhaps you can look at your tax refund as money that can be put to work for “Future You”.

🔮 “Future You” is, in essence, the you that you will be in the future – the you that will take the extra special vacation, or buy the new car, or pay for your grandchildren to come on that cruise with you.

📈 Future You will be really happy that Today You took that chunk of money from your tax refund and invested it for growth.

🤔 The way you invest it for growth can vary based on your specific goals and your specific types of available accounts.

➡️ Perhaps you are eligible to make a Roth contribution this year and can use the money to do that.

➡️ Or a Traditional IRA contribution.

➡️ Or you can lower your take-home pay for a month and increase your 401(k) contribution by the amount of your tax refund.

➡️ Or you can make an extra deposit to your after-tax account.

😊 Whatever your opportunity might be, putting the extra funds to work could be a great way to enhance your investment portfolio for your future.

03/31/2026

With the tax-filing deadline for 2025 taxes fast approaching on Wednesday, April 15th, 2026, we wanted to remind you to make your 2025 IRA, Roth IRA, ESA, and HSA contributions as soon as possible (Due by 4/15/26).

2025 Contribution Limits:
💰 IRA (Traditional & Roth)
🔹 Under Age 50: $7,000
🔹 Age 50 and Over: $8,000

🏥 Health Savings Accounts (HSA)
🔹 Individual Plans: $4,300
🔹 Family Plans: $8,550
🔹 2025 Additional Catch-Up Contribution (Age 55+): $1,000

🎓 Education Savings Account (ESA)
🔹 Limit: $2,000

💡 Tidbit on Roth IRAs
Unlike Traditional IRAs, you can contribute to your Roth IRAs (if eligible), even if you've already filed your taxes, up until the tax-filing deadline. So if you've already filed your taxes, but haven't had the chance to contribute to your Roth IRA, there's still time!

~always consult with your tax counsel before taking any action~

03/24/2026

If you are getting a refund this year and you don't have any high-interest debt, it's time to replenish your emergency fund.

🚨 One of the most pragmatic ways to build financial stability is to make sure you have a sufficient emergency fund that you can easily tap into when needed.

💳 Instead of, for example, reaching for a high-interest credit card to pay for the unexpected expense.

🏰 Think of an emergency fund like a mote around your “castle”. The mote builds a barrier between your finances and unexpected emergencies.

🛟 When emergency funds get used up, you know, for emergencies, they have to be rebuilt for when the next emergency comes around.

📈 If in 2025 you had to tap into your emergency fund and it is lower than it should be, consider using your tax refund to bring the account back to a comfortable level (generally 3 to 6 months’ worth of your non-discretionary expenses).

03/17/2026

Are you expecting a tax refund this year?

💡 If you have high-interest, especially revolving, debt that is unpaid, consider using your refund to pay it off or down.

👨‍👩‍👧 While you might not be in a situation where you personally have any delinquent debt, if you have children or grandchildren in this situation, encourage them to catch up on late payments and bring their accounts current if at all possible.

↗️ Getting caught up on debt will improve your credit score, which tells lending institutions you are a lower-risk customer, which means you will be offered lower-interest credit cards and loans over time.

👛 Paying less interest and keeping more in your pocket is a fantastic step toward building wealth.

🙌 A better credit score will also get you better rates on things like auto and homeowner’s insurance.