06/03/2026
Compliance with state mandates is required, but employers have flexibility in how they meet those obligations.
As state-mandated retirement programs roll out, many employers are using this moment to reassess their strategy and explore broader solutions, like a 401(k), that go beyond minimum requirements.
State-sponsored programs are designed to help employers satisfy minimum compliance requirements. Depending on plan design, employer-sponsored plans may offer additional flexibility and control compared to some state-sponsored programs — which employers often consider as part of broader recruitment, retention, and total rewards strategies.
Click the brochure to learn which states are affected and what the new retirement mandates could mean for your business.
raymondjames.com
