Summit Financial Consulting

11/03/2026

Could Artificial Intelligence Reshape the Economy?

AI seems to be everywhere lately, from the tools we use at work to the companies making headlines on Wall Street.

But could its impact on the economy be bigger than we realize?

Federal Reserve Chairman Kevin Warsh has discussed AI's potential to improve productivity and change how businesses operate, while also acknowledging uncertainty around the transition.

James Wink explores what this could mean for economic growth, inflation, and investors.

Follow the team at Summit Financial Consulting for more tips.

11/01/2026

A $100 Million NFL Contract Doesn't Always Mean $100 Million Guaranteed 🏈

When an NFL player signs a massive contract, it's easy to assume they're getting every dollar of that headline number.

But that's not necessarily how it works.

James Baldwin explains how signing bonuses, guaranteed money, and contract terms can make a big difference in what a player actually receives.

And while most of us aren't negotiating NFL contracts, there's a relatable financial lesson here.

Whether you're reviewing a job offer, negotiating compensation, or signing a financial agreement, understanding the details can be just as important as the number at the top.

Follow the team at Summit Financial Consulting for more.

11/01/2026

You’ll lose about a third of your monthly benefit amount if you claim Social Security at age 62, but there are still times when it makes sense to do so.

You’ll lose about a third of your monthly benefit amount if you claim Social Security at age 62, but there are still times when it makes sense to do so.

10/31/2026

Don’t Let Taxes Keep You Holding a Risky Stock

Big Stock Gains? How Custom Indexing Can Help Reduce Taxes | Money Talks Ep 70

Full Episode: https://youtu.be/F_-1xqi-y20

10/31/2026

Happy Halloween! Wishing you a fun day filled with festive costumes, sweet treats and plenty of spooky fun.

10/30/2026

Donate Appreciated Stock 💰 Tax Savings All Around!

Big Stock Gains? How Custom Indexing Can Help Reduce Taxes | Money Talks Ep 70

Full Episode: https://youtu.be/F_-1xqi-y20

10/29/2026

Wall Street's Golden Rule: Retail Investors Beware! 📈

Big Stock Gains? How Custom Indexing Can Help Reduce Taxes | Money Talks Ep 70

Full Episode: https://youtu.be/F_-1xqi-y20

10/28/2026

Remember When Fast Food Was Cheap? 🌮

There was a time when grabbing a few tacos barely made a dent in your wallet. These days, even a quick lunch can cost more than you expected.

And let's be fair, groceries aren't exactly cheap either.

Zachary A. Bachner, CFP® of Summit Financial Consulting uses Taco Bell to explain how inflation affects our purchasing power and why everyday spending habits are worth paying attention to.

For example, spending $15 on lunch three times a week adds up to $2,340 over a year.

Sometimes managing a budget is less about making major sacrifices and more about finding a balance that works for your household.

Follow the team at Summit Financial Consulting for more tips.

10/26/2026

What Haunts a Financial Advisor? 👻

We decided to have a little Halloween fun and ask the team at Summit Financial Consulting what financial habits give them the chills.

Their answers? Missing an employer's 401(k) match, keeping too much money sitting in savings, paying higher investment fees than necessary, and overpaying for insurance.

Zach Bachner, James Baldwin, and Daniel Ladzinski each shared something they've encountered in their work with clients.

Turns out, some of the scariest financial surprises aren't hiding under the bed. 🎃

Follow the team at Summit Financial Consulting for more tips.

10/26/2026

Does the 'October Effect' spook you, or do you stick to your long-term strategy?

October has a reputation for more than Halloween.

Some of the biggest stock market crashes in history happened during this month, including the crash of 1929 and Black Monday in 1987.

That history helped create what's known as the "October Effect," the belief that stocks are more likely to crash in October.

But is there actually a pattern?

James C. Baldwin of Summit Financial Consulting explains why October's scary reputation doesn't necessarily reflect how the market performs.

Follow the team at Summit Financial Consulting for more tips.