FJC Financial Group

05/22/2026

FJC & Friends had a great time at the Knights of Columbus outing earlier today ⛳️

05/11/2026

05/06/2026

Cool professional moment alert🚨

Matthew was recently quoted in an article by MoneyLion discussing how small spending habits can impact your long term financial goals.

Check out the article: https://www.moneylion.com/trending/money/cheap-purchases-keeping-gen-z-broke

Hopefully our first media feature of many!

04/24/2026

Had a great time presenting at the Jay Chazanoff School of Business yesterday at the College of Staten Island! Thank you to for inviting me!

04/07/2026

Do you have a Roth IRA? Did you know that there are income limits that may prevent you from contributing to one??

*This content is not financial advice. It is meant to be educational only.*

03/31/2026

Most people think that they’re behind financially.
 
𝗕𝘂𝘁 𝗼𝗳𝘁𝗲𝗻 𝘁𝗵𝗲 𝗿𝗲𝗮𝗹𝗶𝘁𝘆 𝗶𝘀 𝘁𝗵𝗲𝘆’𝗿𝗲 𝗰𝗼𝗺𝗽𝗮𝗿𝗶𝗻𝗴 𝘁𝗵𝗲𝗺𝘀𝗲𝗹𝘃𝗲𝘀 𝘁𝗼 𝗮 𝘃𝗲𝗿𝘆 𝘀𝗺𝗮𝗹𝗹 (𝗮𝗻𝗱 𝘂𝗻𝗿𝗲𝗮𝗹𝗶𝘀𝘁𝗶𝗰) 𝗴𝗿𝗼𝘂𝗽 𝗼𝗳 𝗽𝗲𝗼𝗽𝗹𝗲.
 
  • If you can consistently pay your rent or mortgage…

  • If you’re not carrying high-interest debt…

  • If you have any kind of emergency savings…

  • If you’re able to invest...
 
𝘠𝘰𝘶’𝘳𝘦 𝘢𝘭𝘳𝘦𝘢𝘥𝘺 𝘢𝘩𝘦𝘢𝘥 𝘰𝘧 𝘢 𝘭𝘢𝘳𝘨𝘦 𝘱𝘦𝘳𝘤𝘦𝘯𝘵𝘢𝘨𝘦 𝘰𝘧 𝘈𝘮𝘦𝘳𝘪𝘤𝘢𝘯𝘴.
 
It’s healthy to acknowledge your wins, no matter how small they may seem comparative to others.
 
𝗧𝗵𝗮𝘁 𝗱𝗼𝗲𝘀𝗻’𝘁 𝗺𝗲𝗮𝗻 𝘀𝘁𝗼𝗽 𝗽𝘂𝘀𝗵𝗶𝗻𝗴. 𝗜𝗳 𝗶𝘁 𝘄𝗮𝘀 𝗲𝗮𝘀𝘆, 𝗲𝘃𝗲𝗿𝘆𝗯𝗼𝗱𝘆 𝘄𝗼𝘂𝗹𝗱 𝗱𝗼 𝗶𝘁!
 
Financial success isn’t always about doing more. It’s a long-term game, and consistency is what wins.
 
So basically, take some time to be proud of your progress because you’re probably doing better than you think.

03/30/2026

One of the best parts about being a young financial advisor is growing alongside the people I help.

One of my first and closest friends is a young, successful business owner. He works his butt off, grinding 6/7 days a week, and he’s the absolute best at what he does.

I get to guide him on any questions he has about money which is awesome, but that’s not even the best part. 𝗚𝗼𝗱 𝘄𝗶𝗹𝗹𝗶𝗻𝗴, 𝗜’𝗹𝗹 𝗯𝗲 𝘁𝗵𝗲𝗿𝗲 𝘁𝗼 𝘀𝗲𝗲 𝗵𝗶𝘀 𝘃𝗶𝘀𝗶𝗼𝗻 𝗮𝗹𝗹 𝘁𝗵𝗲 𝘄𝗮𝘆 𝘁𝗵𝗿𝗼𝘂𝗴𝗵 𝗼𝘃𝗲𝗿 𝘁𝗵𝗲 𝗻𝗲𝘅𝘁 𝟮𝟬+ 𝘆𝗲𝗮𝗿𝘀. 𝗙𝗿𝗼𝗺 𝘁𝗵𝗲 𝗴𝗿𝗼𝘂𝗻𝗱 𝘂𝗽. And that to me is the coolest thing.

I tell all my younger clients the same story. I want all of us to make the right decisions now so that when we’re in our fifties, we’ll all be hanging out on a beach somewhere.

After the first meeting with my friend a while back, we spoke about our goals in life with our businesses. He said, “𝗝𝘂𝘀𝘁 𝗿𝗲𝗺𝗲𝗺𝗯𝗲𝗿, 𝗶𝘁’𝘀 𝗜’𝗹𝗹 𝗺𝗲𝗲𝘁 𝘆𝗼𝘂 𝗮𝘁 𝘁𝗵𝗲 𝘁𝗼𝗽...𝗻𝗼𝘁 𝗿𝗮𝗰𝗲 𝘆𝗼𝘂.”

I love that I get to work hand in hand with friends and clients as we all work toward turning our dreams into reality.

03/25/2026

With everything going on in the world right now, we’ve received a handful of messages from worried clients:

“𝘚𝘩𝘰𝘶𝘭𝘥 𝘸𝘦 𝘴𝘦𝘭𝘭 𝘢𝘯𝘥 𝘮𝘰𝘷𝘦 𝘵𝘰 𝘤𝘢𝘴𝘩 𝘶𝘯𝘵𝘪𝘭 𝘵𝘩𝘪𝘯𝘨𝘴 𝘴𝘦𝘵𝘵𝘭𝘦 𝘥𝘰𝘸𝘯?”

This is a totally fair question, and if you’ve watched the news lately, it’s only natural that people might be on edge to say the least.

But here’s the reality backed by years of data:

𝗧𝗵𝗲 𝗺𝗮𝗿𝗸𝗲𝘁’𝘀 𝗯𝗲𝘀𝘁 𝗱𝗮𝘆𝘀 𝗼𝗳𝘁𝗲𝗻 𝗵𝗮𝗽𝗽𝗲𝗻 𝗿𝗶𝗴𝗵𝘁 𝗮𝗳𝘁𝗲𝗿 𝗶𝘁𝘀 𝘄𝗼𝗿𝘀𝘁 𝗱𝗮𝘆𝘀.

If you step out, even briefly, you risk missing those rebounds.

This awesome chart from JPMorgan shows it clearly:

A $10,000 investment grew to ~$80K if you stayed fully invested.

𝗠𝗶𝘀𝘀𝗶𝗻𝗴 𝗷𝘂𝘀𝘁 𝟭𝟬 𝗱𝗮𝘆𝘀(!!!!!) 𝗶𝗻 𝗮𝗹𝗺𝗼𝘀𝘁 𝟮𝟬 𝗬𝗘𝗔𝗥𝗦 𝗰𝘂𝘁𝘀 𝗿𝗲𝘁𝘂𝗿𝗻𝘀 𝗶𝗻 𝗵𝗮𝗹𝗳.. 𝗺𝗶𝘀𝘀 𝗺𝗼𝗿𝗲 𝗮𝗻𝗱 𝘆𝗼𝘂 𝘀𝗲𝗲 𝗿𝗲𝘁𝘂𝗿𝗻𝘀 𝗱𝗿𝗼𝗽 𝗲𝘃𝗲𝗻 𝗺𝗼𝗿𝗲 𝗱𝗿𝗮𝘀𝘁𝗶𝗰𝗮𝗹𝗹𝘆.

The difficult reality:

Those “best days” don’t come with a warning. They usually show up when things still feel uncertain. No one knows if or when markets will turn, and if they say that they do, they’re either naive, lying, or trying to sell you something that you don’t need.

So the decision becomes simple (but not easy):

 ➡️ Try to time the market and risk missing the recovery

 ➡️ Or stay invested and let time do the heavy lifting

𝗜𝘁’𝘀 𝗵𝗮𝗿𝗱 𝘁𝗼 𝘀𝗲𝗽𝗮𝗿𝗮𝘁𝗲 𝘆𝗼𝘂𝗿 𝗿𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝘀𝗲𝗹𝗳 𝗳𝗿𝗼𝗺 𝘆𝗼𝘂𝗿 𝗲𝗺𝗼𝘁𝗶𝗼𝗻𝗮𝗹 𝘀𝗲𝗹𝗳 𝗶𝗻 𝘁𝗵𝗲𝘀𝗲 𝘁𝗶𝗺𝗲𝘀, 𝗮𝗻𝗱 𝘁𝗵𝗮𝘁’𝘀 𝗲𝘅𝗮𝗰𝘁𝗹𝘆 𝘄𝗵𝗲𝗿𝗲 𝗰𝗹𝗶𝗲𝗻𝘁𝘀 𝗼𝗳𝘁𝗲𝗻 𝗴𝗲𝘁 𝘁𝗿𝗲𝗺𝗲𝗻𝗱𝗼𝘂𝘀 𝘃𝗮𝗹𝘂𝗲 𝗮𝗱𝗱𝘀 𝗳𝗿𝗼𝗺 𝘄𝗼𝗿𝗸𝗶𝗻𝗴 𝘄𝗶𝘁𝗵 𝗴𝗼𝗼𝗱 𝗮𝗱𝘃𝗶𝘀𝗼𝗿𝘀.

Volatility is the price of admission for long-term growth.

𝘛𝘪𝘮𝘦 𝘪𝘯 𝘵𝘩𝘦 𝘮𝘢𝘳𝘬𝘦𝘵 > 𝘵𝘪𝘮𝘪𝘯𝘨 𝘵𝘩𝘦 𝘮𝘢𝘳𝘬𝘦𝘵.

03/24/2026

What’s one of the most common but easy to fix financial mistakes that we see all the time?

Personal finance doesn’t have to be complicated! Send this to someone who might benefit from this information➡️

**Note: High Yield Savings rates are variable and may be subject to changes at any time**

*This post is solely meant to be educational. We do not reccomend any specific financial institution over another. The sole purpose of the content within this video is education.*

03/20/2026

Do you have a life insurance policy provided by your employer? Workplace life insurance is a great, low-cost starting point, but it’s usually not built for long-term protection.

Today we’re discussing three common issues with workplace policies that can often leave major gaps in your financial plan.

*This post is not intended to be taken as advice. It is purely meant to be educational.*