B.E.S.T. Wealth Management, LLC

B.E.S.T. Wealth Management, LLC Financial Planning & Investing Many people aren't sure if they're making good financial decisions.

We build custom plans to help provide peace of mind, financial security, and specific recommendations.

Creating a financial plan that supports your short and long-term goals doesn’t have to be complicated. When you work wit...
03/10/2023

Creating a financial plan that supports your short and long-term goals doesn’t have to be complicated. When you work with B.E.S.T. Wealth, you can rest easy knowing that our 3-step financial planning process gets to the point without overcomplicating things.

Swipe for a peek at our easy-to-follow 3-step process.

https://bestwealth.net/about/financial-planning-process/

Are you wondering if B.E.S.T. Wealth is a good fit for your stage of life? We've said it before and we'll say it again: ...
03/07/2023

Are you wondering if B.E.S.T. Wealth is a good fit for your stage of life? We've said it before and we'll say it again: Your financial needs are unique and you deserve a unique approach.

Swipe for a list of life stages we work with.

Then visit our website to schedule a meeting to get help developing a plan for your present stage.

https://bestwealth.net/

Were you excited to book that warm spring break trip back in January, only to find yourself feeling a little uneasy as i...
03/03/2023

Were you excited to book that warm spring break trip back in January, only to find yourself feeling a little uneasy as it draws nearer? We know it's hard not to feel nervous about your finances as a big trip draws near.

But we promise it's possible to enjoy your vacation and still make good choices regarding your bank account.

• Pack light, but pack well: Avoid overpacking so you can avoid paying additional luggage fees, but make sure you've packed all of your essentials to avoid having to purchase them when out and about.
• Create a budget before you go: Having at least a loose plan for a budget will help you stay on track while on vacation.
• Look for free things to do: Or search Groupon or other coupons for local activities.
• Balance eating out with eating in: If you can cook in your hotel or airbnb, or even buy snacks you can eat on the go, you'll save a lot of money. Plus, it's fun!
• Avoid credit cards: If possible, we recommend leaving the credit card at home. With cash, a debit card, or a pre-paid visa, you'll ensure you have a set limit.

Do you have any tips we haven't shared here? Let us know in the comments!

Are you overwhelmed by the SECURE Act? You want to know what to expect, but it can get a little confusing. We hear you. ...
03/01/2023

Are you overwhelmed by the SECURE Act? You want to know what to expect, but it can get a little confusing. We hear you. That's why we created the SECURE act series.

In each post, we summarize a piece of the SECURE (Setting Every Community Up for Retirement Enhancement) 2.0 Act.

Catch Up Contributions Improving for Company-Sponsored Retirement Plans -

Current law states that you can contribute an extra $7,500 / yr to your company retirement plan ($3,500 / yr to a SIMPLE IRA) if you are age 50 or older. The SECURE 2.0 Act increases this amount and allows you to choose whichever option is greater: either $10,000 or 150% of the regular catch-up limit (this means you can choose either $5,000 or 150% of the regular catch up limit for SIMPLE IRAs) in 2025 for those aged 60 to 63.

Do you still have questions? We're here for you! Visit our website to send us a message today.

Many people choose a 15-year mortgage so they can be mortgage-free sooner. Not only will their loan be paid off earlier,...
02/23/2023

Many people choose a 15-year mortgage so they can be mortgage-free sooner. Not only will their loan be paid off earlier, but they will likely save thousands if not hundreds of thousands of dollars in interest.

We know this can sound appealing, but it's important to remember that saving on interest is not the same as making money. A 30-year mortgage will allow you to have a much lower payment than a 15-year mortgage and the money you save could be invested! However, if you’re not going to invest the savings, then a 15-year mortgage might be the right choice for you.

We know that refinancing can be a somewhat complicated decision to make. There are many individualized factors to consider when making the decision. That's why we designed a detailed calculator to evaluate your individual situation and help you make an informed decision.

Schedule a meeting today to get started looking into your unique factors.

https://calendly.com/bestwealth/intro-mtg?month=2023-01

Your annual summer vacation will be here before you know it. Ensure you can enjoy your trip without having to check your...
02/21/2023

Your annual summer vacation will be here before you know it. Ensure you can enjoy your trip without having to check your bank account before every purchase with the tips below:

• Research: Look for the best deals on hotels, flights, car rentals, and activities. Keep an eye out for coupons.
• Visit the mechanic: If you plan on taking your car, get it checked out to make sure it won't break and cost you more money on the trip
• Start saving now: Set aside money for the next several months (cash in envelopes, a specific savings account, etc.), so you have more money to spend when your trip rolls around. Encourage family members to do the same so they have more to spend on personal souvenirs, too!
• Shop around for a place to stay: Airbnb? VRBO? Camping? Hotel? A combination of them all? The possibilities are endless! Do what works for your trip and budget.
• Be flexible with travel dates if possible: Does your flight or accommodation cost less on certain days of the week? Choose those if you can!
• Pack well: Make a list and check it twice. Avoid making last-minute and often costly purchases for items you've forgotten by not forgetting them.

You deserve a vacation you can enjoy. Start planning for it now!

Do you have any tips we haven't mentioned here? Share them with us in the comments!

Are you overwhelmed by the ever-growing stack of tax documents yet? You aren't the only one.While the pile sits there st...
02/19/2023

Are you overwhelmed by the ever-growing stack of tax documents yet? You aren't the only one.

While the pile sits there staring you in the face, the deadline to submit your taxes inches nearer.

Let us help you not hate tax season. Schedule a meeting so we can help you take on the tax pile today.

https://calendly.com/bestwealth/intro-mtg?month=2023-01

On Thursday, December 29, President Biden signed into law the $1.7 trillion SECURE (Setting Every Community Up for Retir...
02/15/2023

On Thursday, December 29, President Biden signed into law the $1.7 trillion SECURE (Setting Every Community Up for Retirement Enhancement) 2.0 Act. Whether you've read about it already or this is your first time hearing about it, our goal is to make it a little bit more digestible for you. That's why we've created the SECURE Act series. With each post in this series, we will break down a different piece of the act.

Company Retirement Plan Auto Enrollment: Beginning in 2025, employers will be required to add a provision to new company-sponsored retirement plans (think 401ks) that automatically enroll new employees.

Keep your eyes out for future posts in this series outlining additional parts of the SECURE act.

If you’ve ever tried to sneak your Target haul in the house to avoid that raised eyebrow look from your spouse, you’re n...
02/12/2023

If you’ve ever tried to sneak your Target haul in the house to avoid that raised eyebrow look from your spouse, you’re not alone.

Do you tell your spouse you have to "run errands," only to wind up strolling the aisles at Target with your favorite Starbucks drink in hand? Don't worry, your secret is safe with us!

But we understand it can be disappointing to feel like you can't enjoy a trip to the store because you're always crunching numbers.

When you budget for your discretionary spending, you can enjoy your weekly solo Target trip without going over budget.

Tag a friend that can relate.

Need help including your discretionary spending in your budget? Schedule a free consultation call today to start creating a financial plan that suits your needs!

https://calendly.com/bestwealth/intro-mtg?month=2022-12

Wondering if the B.E.S.T. Wealth team can help you with your taxes? The answer is, we can!We’ve known for a long time th...
02/08/2023

Wondering if the B.E.S.T. Wealth team can help you with your taxes? The answer is, we can!

We’ve known for a long time that taxes and financial planning go hand in hand, which is why we offer tax return preparation for individuals and families. Preparing your tax return helps us to better understand your tax picture so that we can implement the appropriate tax minimization strategies that you’re eligible for. With that said, if you have an accountant that you work with, we are also happy to coordinate any tax strategies with them.

Interested in getting your taxes prepared by B.E.S.T. Wealth? Schedule a time to talk!

https://calendly.com/bestwealth/intro-mtg?month=2022-12

Valentine's Day is going to be here in no time! Even if Valentine's Day looks different for you and your partner, it's s...
02/04/2023

Valentine's Day is going to be here in no time! Even if Valentine's Day looks different for you and your partner, it's still important to budget for a date that they'll remember.

Here at B.E.S.T. Wealth, we always say that there is no one-size-fits-all approach to budgeting, and Valentine's Day is no different! This year, make sure you have a plan so the day doesn't take your bank account by surprise!

What do you like to do or make sure you include for V-Day?

• A nice card
• Heart-shaped pizza
• A good box of chocolates
• Going out to dinner
• A small gift
• Eating takeout on the couch

Something else? Let us know in the comments!

You're standing in the check-out lane with a cart full of carefully chosen groceries when suddenly, you are bombarded wi...
02/01/2023

You're standing in the check-out lane with a cart full of carefully chosen groceries when suddenly, you are bombarded with additional purchases. Should you buy that book? Some mints? A bar of chocolate? A bottled beverage?

Impulse buys can be hard to resist! But here's the thing, if you budget for the occasional impulse buy, you don't always have to avoid them.

We're not saying you should always come home from the store with 5 additional items that you grabbed in the check-out lane at the last minute. But we're not here to rain on your parade either. Budgeting is all about balance. If you want to be able to snag the occasional book or magazine that catches your eye as you check out, you can do it without sacrificing your budget.

Looking to make room in your budget for the occasional impulse buy? Let's connect to get started.

https://calendly.com/bestwealth/intro-mtg?month=2022-12

Address

10880 Baur Boulevard
St. Louis, MO
63132

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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