Steve Shapiro, EA

09/08/2026

Starting after Dec. 29, 2025, some retirement accounts may help cover qualified long-term care insurance premiums—without the 10% early-withdrawal penalty. It’s a smart way to protect your savings and keep essential coverage in place. Find out how this new SECURE 2.0 rule could fit into your plan.

Discover how a SECURE 2.0 provision allows penalty-free retirement distributions to cover qualified long-term care insurance premiums starting in 2026.

09/08/2026

Think your business expenses are safe because they’re “real”? One Tax Court case says otherwise—poor records can wipe out travel, vehicle, and meal deductions fast. See what the IRS actually expects and how to protect your write-offs. Read now.

Learn how a recent Tax Court case shows why self-employed professionals must maintain contemporaneous records for travel, vehicle, and office deductions.

09/08/2026

Managing finances across three generations can feel overwhelming—but the biggest mistake is often missing how one decision affects the others. From college support to elder care to your own retirement, smart planning matters. Read now to see how to protect your family’s financial future.

Learn how to coordinate finances for aging parents and adult children while protecting your own retirement as a family CFO.

09/08/2026

September 15 is the 3rd estimated tax deadline—an easy one to miss if you have self-employment or investment income. Staying ahead of Form 1040-ES payments can help you avoid underpayment surprises later. Read now to keep your tax strategy on track.

Third quarter estimated tax payments are due September 15. Submit Form 1040-ES to cover self-employment or investment income and avoid underpayment issues.

09/08/2026

If you rely on estimated tax payments, it’s important to make this installment on time to help avoid underpayment issues later in the year.

09/05/2026

Great review from Ed... "Steve is a life saver! Highly recommend for all of you tax needs!"

"Steve is a life saver! Highly recommend for all of you tax needs!"

09/02/2026

Your 50s can be the most important decade for retirement planning—and the biggest tax mistakes often happen here. From catch-up contributions to Roth conversions and Social Security timing, a few smart moves now can protect more of your money later. Read now to see what may be available for you.

Plan your transition. Learn critical tax-saving opportunities, Rule of 55, and SECURE 2.0 catch-up contributions in your 50s and 60s.

09/02/2026

Did you know an executor can face personal liability for unpaid estate taxes? Protect yourself by understanding the IRS forms and steps that can help reduce your risk. Read now to learn how to manage estate tax duties with confidence.

Serving as an executor carries financial risks. Learn when you may be personally liable for unpaid taxes and how to protect yourself using key IRS forms.

09/02/2026

Should you pay off debt or invest? The answer isn’t always obvious—especially when today’s higher interest rates, emergency savings, and tax strategy can change the math. Learn how to balance debt, savings, and long-term goals for a stronger financial plan. Read now.

Should you pay down debt or invest? Learn how higher interest rates and taxes change your cash flow priorities with expert guidance in St. Charles, MO.

08/31/2026

A strong succession plan can protect your business, your family, and your legacy when the unexpected happens. Discover why planning ahead now can help prevent costly disruptions later. Read now to see how the right strategy can make all the difference.

Succession planning ensures a smooth transition and protects business continuity when leadership changes. Contact Steve Shapiro, EA CTRC in St. Charles, MO.