ProVest Wealth Advisors Inc - Noel B. Swain, CFP

ProVest Wealth Advisors Inc - Noel B. Swain, CFP Certified Financial Planner. 401k Help, Money Management, Retirement Income Planning, and more! We take a team approach to working with our clients.

ProVest Wealth Advisors is a financial services firm in the upstate of South Carolina that has been delivering customized financial advice to individual investors for over 30 years. Our entire staff is focused on serving our clients yet the investment research and decision making is carried out by the licensed professionals, Noel Swain and Russ Dickerson. We manage money on a fee basis. While we a

re a full service financial practice, the focus of our business is money management on a fee basis. When we act as your Investment Advisory Representative we take a fiduciary responsibility for the money we manage. Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. ProVest Wealth Advisors & Cambridge are not affiliated

FINRA (www.finra.org) SIPC (www.sipc.org)

Useless Information, but Interesting nonetheless.  (And Noel's comments) It is illegal to catch fish in Washington, DC w...
06/02/2026

Useless Information, but Interesting nonetheless. (And Noel's comments)

It is illegal to catch fish in Washington, DC while on horseback – (And probably pretty hard, too)

It is against the law to drive more than 2000 sheep down Hollywood Blvd. – (2001 sheep, and you’re in the clink)

In Tennessee, it is illegal to drive a car while you’re asleep – (But I’ll bet people do it all the time)

May the sun warm your heart and the blue sky lift your spirits, may you find great happiness in March, and may all your hallelujahs be multiplied.

06/01/2026

Noel Swain discusses the concept of Wealthspan, which is how long your assets will last in Retirement, as well as how to increase that longevity should you find your money won't last long enough

As a new graduate, we know that it can seem daunting to start investing, especially when your finances may be tight. Thi...
05/28/2026

As a new graduate, we know that it can seem daunting to start investing, especially when your finances may be tight. This can lead some new grads to push off investing until the “perfect time” in the future.

Here’s why that can be a bad strategy: Time is one of the biggest advantages we have when it comes to investing. Starting early gives your money more chances to grow — even if you’re only investing a little each month. That growth might not look obvious on a day-to-day basis. But as the years pass, the difference can become much clearer.

You don’t need a lot of money to get started with investing. The most important thing is to start early. Even small contributions to your own investment accounts or employer-sponsored accounts like 401(k)s, over time, can give your money more chances to grow. The sooner you get started, the bigger the impact it makes to the value of your investment portfolio.

If you want help figuring out what investing could look like for you or have questions about your current strategy, don’t hesitate to reach out. We’re here to help craft an investment strategy that’s right for you.

Why do you procrastinate?  Does it help?  Do you get more accomplished when you procrastinate?  When you know you have a...
05/27/2026

Why do you procrastinate? Does it help? Do you get more accomplished when you procrastinate? When you know you have a task that needs to be completed, does putting it off make you feel better? Do you really believe doing it later will be more satisfying than doing it now? So, why do you procrastinate? I don’t know about you, but these are some of the reasons/excuses I use to procrastinate.
Doing it will take an hour but I only have a half-hour right now.
I don’t have all the information I need to complete it at this time.
I can’t do it by myself. I need help.

I know there’s many more excuses, but you get the idea. Procrastination is the enemy of efficiency. We all do it. We all hate that we do it and feel bad for doing it. So, why do we do it? For one reason. IT’S EASY! Never putting something off that can and should be done now is really hard. And nobody likes doing the hard stuff, ever, really.
Let’s take just one subject that is soooo easy to procrastinate on, final arrangements. Most of the people this newsletter goes out to would be, I think it’s safe to say, living in the last half of their life. So, ask yourself, have I decided what I want to happen at the end of my life? Have I already made arrangements, picked out the sentimental items I want certain people to have, looked at the cost of my final expenses, contacted the funeral home that you want to handle things? No? Well, me neither! Why? In my case, and probably in most peoples’ cases, it’s easier NOT to think about. I don’t like thinking about my death. I don’t want to think about what music I want played at my funeral. I don’t want to start putting all my papers in a place where my next-of-kin can find them easily and deal with them quickly. Why? Because it’s easy to put off. And most people put it off until they’re dead.
So, let me ask you a very serious question. Would you get all your final arrangements in order if you had some help and it was easier to do? I’m asking this because I am considering starting a class that would meet two or three times. Each time we met we’d tackle several items that need to be considered when making your plans. Things like Last Will and Testament, Powers of Attorney, Trusts, Life and Health Insurance policies, Investments, Bank Accounts, Car Titles, Mortgage Papers or Deed to your home, Other Property, extra Keys, etc.
I know this service is needed. What I don’t know is if enough people are interested in it that will not procrastinate about it to make a class worthwhile. So, this is where you have a voice, and I want to hear it.
If you’re tired of procrastinating and believe you have put off making your final plans long enough, and you don’t want to burden your children with that chore, then call me at 864 582 7766

05/26/2026

Noel Swain discusses the necessary steps needed to make sure you're mentally, emotionally, and financially ready for retirement.

In honor of Memorial Day, we invite you to join us in taking time to remember and honor the brave men and women who made...
05/22/2026

In honor of Memorial Day, we invite you to join us in taking time to remember and honor the brave men and women who made the ultimate sacrifice to protect our country and preserve our freedom.

Please note that our office will be closed on Monday, May 25th, in observance of Memorial Day. We will resume normal business hours on Tuesday, May 26th, and will respond to any messages received during the closure as promptly as possible.

Wishing you a respectful and meaningful Memorial Day.

Large, often random expenses tend to pop up in the working world. Things like car repairs, medical bills, or a security ...
05/21/2026

Large, often random expenses tend to pop up in the working world. Things like car repairs, medical bills, or a security deposit for an apartment can throw your budget off course if you don’t have any money set aside.

Savings can give you a crucial safety net. Even having a small cushion makes those moments, like car breakdowns or surprise medical expenses, easier to handle. Start by building an emergency fund that covers several months' worth of expenses, then branch out and save for other wants or needs. Starting with small, consistent savings is the best way to go. The habit matters more than the amount at first.

If you have questions about what kind of savings account or savings strategy makes sense for your situation, don’t hesitate to reach out. We’re here to support your goals.

Useless Information, but Interesting nonetheless.  (And my comments) It is against the law to take a lion to the theater...
05/19/2026

Useless Information, but Interesting nonetheless. (And my comments)
It is against the law to take a lion to the theater in Maryland. (I guess SOMEBODY in the Maryland legislature figured other patrons in the theater may be disrupted by having a lion sit beside them, so he took it upon himself to ramrod through this controversial legislation)
Brawley, California, passed a resolution banning snow within the city limits. (And they say city council members aren’t the sharpest knives in the drawer)
It is illegal in New Jersey to slurp your soup. (Can you imagine the legislature passing this and getting it to the governor’s desk for signing, and the governor looks at it and incredulously says “what’s this?” and the originator of the bill says, “well, governor, the citizens of our state are a bunch of slobs, so we need a law!”)

05/18/2026

In part 2, Noel discusses the rise of some of the newer scams that are becoming prevalent due to the rise of AI.

If you’re a new graduate, it can be hard to keep track of your inflow and outflow of cash as you juggle paychecks and ne...
05/14/2026

If you’re a new graduate, it can be hard to keep track of your inflow and outflow of cash as you juggle paychecks and new expenses. That’s where budgeting can come in.

Think of a budget as a way to keep your money working for you. Begin with your take-home pay, which is your pay after tax and any deductions, and make sure your essentials are covered. Then you can see what’s left for everything else.

This can look like putting money into “envelopes” or savings categories or simply tracking the numbers in a spreadsheet. Tracking your spending, even just for a month, can be eye-opening and help you fully understand where your money is going.

If you have questions about your current financial picture or want to discuss investment strategies that can support your goals as a new graduate, don’t hesitate to reach out. We’re here to help guide you.

Address

223 E Blackstock Road
Spartanburg, SC
29301

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 6pm
Friday 8:30am - 1pm

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