Sean McCauley, CFP

06/15/2026

Big updates for families planning long-term savings for kids.

Starting in 2026, new 530A accounts (sometimes called “Trump Accounts”) will be available for children under 18. These accounts allow up to $5,000/year in contributions and may include a $1,000 federal seed for eligible newborns (2025–2028).

On paper, the long-term compounding potential is significant—but how (or if) this fits into your family’s plan depends on your goals.

👉 Check out the article for a full breakdown

Have questions about how this could impact your family’s savings strategy? Schedule a quick call:

https://calendly.com/crosstimbersfg

An article explaining 530A Accounts.

06/08/2026

While everyone else is coasting this summer… this is actually one of the best times to get ahead financially.

Schedules loosen up. Things slow down. And most people push financial stuff to “later.”

But a quick check-in now can go a long way:
Are you still on track?
Anything drift over the past few months?

It doesn’t take much—just a few small adjustments to stay intentional.

If it’s been a while since you’ve looked things over, this is a good time.

📅 Book a quick check-in: https://calendly.com/crosstimbersfg
📞 Call/Text: (817) 766-7757
✉️ Email: [email protected]
🌐 www.crosstimbersfg.com

06/05/2026

Markets continued their upward climb in May, supported by strong technology performance, positive economic data, and ongoing diplomatic efforts in the Middle East. The Nasdaq gained 8.36%, the S&P 500 rose 5.15%, and Canada’s S&P/TSX Composite added 2.37%, while investors welcomed better-than-expected job growth and upbeat corporate earnings. With the Fed's next meeting scheduled for June, attention is turning to updated economic projections and what they may signal about the broader economy. From \$24 billion spent on Father's Day to the popularity of dining out and special outings, this month's by-the-numbers highlights how families celebrate the dads in their lives.

Stocks pushed higher in May, fueled by big tech names, positive economic news, and ongoing diplomatic efforts in the Middle East.

06/05/2026

A million dollars is a popular financial goal—but what does it actually take to get there? Enter your numbers and see how contributions and time work together.

👉 Want help turning the numbers into a real plan? Set up time here: https://calendly.com/crosstimbersfg

See what it takes in monthly contributions and time to reach a million-dollar savings goal.

06/01/2026

🎁 Understanding Financial Gift-Giving: The Smart Way to Share Wealth 🎁

Swipe through to learn how you can give financial gifts!

1️⃣ Tax-Free Gifting Up to $19,000 Per Person
In 2026, you can give up to $19,000 per recipient tax-free. Stay under this limit to avoid filing with the IRS.

2️⃣ Unlimited Recipients
Feel free to spread the love! There's no limit on the number of people who can receive an annual gift. Perfect for those looking to help make a difference in someone's life. 💌

3️⃣ Married Couples: Double the Impact
Married? You can gift up to $38,000 per recipient annually, doubling your impact. 💑

4️⃣ Lifetime Exemption: The Big Picture
Beyond annual gifts, your lifetime exemption in 2026 is $15 million. 🌟

5️⃣ Gifting Isn't the Only Approach
Paying directly for qualified tuition or medical expenses? These don't count as gifts, but we would encourage you to speak with your tax, legal, or accounting professional if this approach is part of your strategy. 🏥

🔍 Let's Make This Easy
Gift-giving can be complex, but it doesn't have to be. Understand the rules and realities, and make sure your strategy aligns with your long-term goals. 💡

Ready to strategize? click here to schedule a complimentary call: https://calendly.com/crosstimbersfg

05/27/2026

Find your row first, then look one row up.

That's the difference starting 5 years earlier can make.

At a hypothetical 8% annual return, the difference between starting at 40 vs. 35 on a $500/month contribution is over $200,000 by the time you reach 65. Not because of more money—just more time.

Time in the market is not just valuable, it's the whole game.

Which row did you land on—and did it surprise you?

You can’t go back 5 years—but you can make the next 5 count.
Let’s map it out- book a complimentary call today: 📅 https://calendly.com/crosstimbersfg

05/25/2026

Memorial Day is a time to pay tribute to those who made the ultimate sacrifice in service to the United States. They will always be remembered. Wishing you and your loved ones a peaceful Memorial Day holiday.

05/18/2026

School’s almost out, and the pace of life is about to change. ☀️

For a lot of families, summer means making memories — but it also means increased expenses.

Planning ahead for those seasonal costs can help you enjoy the fun without feeling the financial hangover in the fall.

Because the goal isn’t just building wealth someday… it’s creating margin to enjoy life now too.

If you’d like help creating a financial plan that works for real life — not just retirement someday — let’s talk.

Click the link to schedule a complimentary call: https://calendly.com/crosstimbersfg
📞 Call/Text: (817) 766-7757
✉️ Email: [email protected]
🌐 www.crosstimbersfg.com

05/15/2026

Some of the best financial advice didn’t come from Wall Street…
It came from Mom.

✔️ Spend wisely
✔️ Save consistently
✔️ Don’t try to keep up with everyone else
✔️ Be prepared for the unexpected

Simple principles—but they’re the same ones that show up in solid financial plans today.

Good planning isn’t complicated… it’s consistent.

What’s one money lesson your mom taught you?

If you’ve never had a plan around your finances, I’m always happy to help.

📅 Schedule a time: https://calendly.com/crosstimbersfg
📞 (817) 766-7757
📧 [email protected]
🌐 www.crosstimbersfg.com

05/10/2026

Happy Mother’s Day 💐

To the moms who keep everything moving—often without recognition.

Between work, kids’ schedules, and everything else life throws at you… you’re the reason so much holds together.

I’m especially grateful for my wife and everything she does for our family every single day.

Hope you all get a well-deserved break today.