Audra W. Lubawski, Osaic Institutions

Audra W. Lubawski, Osaic Institutions CFP® and Financial Advisor at FB Wealth Management and Osaic Institutions ,Inc. Member FINRA/SIPC Member FINRA/SIPC. Osaic and the bank are not affiliated.

I am a CFP® and Financial Advisor at FB Wealth Management and Osaic Institution Member FINRA/SIPC. I have been working in the financial industry for 20+ years and my goal is to understand and meet the financial dreams of all of my clients. If you would like to know more, please contact me at the info listed. Investment and insurance products and services are offered through OSAIC INSTITUTIONS, IN

C. FB Wealth Management is a trade name of the bank. Products and services made available through Osaic are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any bank or bank affiliate. These products are subject to investment risk, including the possible loss of value. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK. MAY GO DOWN IN VALUE.

06/15/2026

Review these brief guidelines for opening an IRA.

06/11/2026

Repaying your student loans is serious business! The federal government offers a short grace period before your first payment is due, as well as flexible repayment plans beyond the standard 10-year repayment plan, including income-based plans, graduated plans, and extended plans.

06/08/2026

See which states have enacted pay transparency laws, and which states have pending legislation.

06/04/2026

A Roth individual retirement account (IRA) is a personal savings plan that offers certain tax benefits to encourage retirement savings. Contributions to a Roth IRA are never tax deductible on your federal income tax return, which means that you can contribute only after-tax dollars. But amounts cont...

06/01/2026

Value investing was defined more than 75 years ago, but it's still a fundamental concept to pursue investment goals.

05/28/2026

Your principal residence offers a number of potential tax benefits, including the ability to deduct the mortgage interest and real estate taxes that you pay. You may also be able toexclude some or all of any capital gain resulting from the sale of your principalhome from federal income tax.

05/25/2026

The Economic Growth and Tax Relief Reconciliation Act of2001 made significant changes to IRAs and retirement plans. One provision ofthe act allows some low- and middle-income taxpayers to claim a partial,nonrefundable income tax credit (the "saver's credit") for contributing tocertain tax-deferred r...

05/21/2026

Consider many factors that may affect the timing of your retirement.

05/18/2026

Understand how exchange-traded funds (ETFs) work and the differences among the variety of ETFs available.

05/14/2026

Certain penalties and interest may be charged for paying and fling income taxes late.

Address

205 SE Broad Street
Southern Pines, NC
28387

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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