Retirement Planning Consultants Inc

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South Charleston, WV
Retirement Planning Consultants Inc

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A Fiduciary offering managed investment accounts to ensure you can retire comfortably & remain comfortably retired.

Professional Income Tax Preparation for businesses and individuals, payroll preparation, filing of Offers in Compromise with IRS, filing of old returns, tax projections.

10/31/2026

10/26/2026

U.S. credit card debt is approaching a record high.

Americans’ credit card balances reached $1.26 trillion in the second quarter, rising by $21 billion, according to new data from the Federal Reserve Bank of New York.

That puts credit card debt just below the all-time high of $1.28 trillion set late last year.

Strong consumer spending is one factor behind higher balances. Rising prices for essentials like groceries and gas may also be contributing.

Delinquencies remain a concern. The share of credit card balances more than 90 days delinquent rose from 7.6% to 12.8% from mid-2022 through early 2026.

Total U.S. household debt now stands at $18.8 trillion. Auto loan debt also reached a new high of $1.71 trillion.

For households, rising debt is a reminder that everyday expenses, interest rates, minimum payments, and emergency costs can all affect financial flexibility.

Source:

Americans' credit card debt reached $1.26 trillion, increasing by $21 billion in the second quarter of this year, according to new data.

10/20/2026

Making Lemonade from Lemons

10/17/2026

Are your passwords easy to crack or difficult to decipher? Test your knowledge.

Simple steps may help you foil hackers and protect your privacy.

Address

339 3rd Avenue
South Charleston, WV
25303

Website

http://EricAyersman.com/

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