Monique Carter/Big Bosses Tax Service LLC

02/18/2026

01/04/2026

🚨 LET’S CLEAR THIS UP ONCE & FOR ALL 🚨

I keep seeing confusion about tax prep fees vs. bank fees, so here’s the truth in plain language 👇🏽

🧾 Your TAX PREPARATION FEE
This is what you pay your preparer for:
✔️ Preparing your return
✔️ Reviewing documents
✔️ Due diligence
✔️ Filing with the IRS

That fee is set by the preparer and must be disclosed and agreed to.

🏦 BANK FEES & ADVANCE FEES
If you choose a refund advance or bank product, those fees:
✔️ Are charged by the BANK
✔️ Are NOT set by the preparer
✔️ Are automatically taken from your refund
✔️ CANNOT be removed or adjusted by the preparer

⚠️ IMPORTANT
You cannot pay a prep fee out of a refund advance.
Advances are loans issued by the bank. Prep fees are separate.

📌 Everything is listed on your fee disclosure.
If you don’t understand it, ask questions before signing.

Education over confusion.
Transparency over noise.

If a preparer can’t explain your paperwork, find one who can.

12/30/2025

An approved IRS substitute is a form the IRS allows only when a W-2 is missing or incorrect.

The main one is Form 4852
It’s called a Substitute for Form W-2
It’s used only if your employer won’t issue a W-2 or issued a wrong one after you tried to get it corrected

Another is Form W-2c
That’s a corrected W-2 issued by the employer

Important facts 👇🏾
Form 4852 is a last resort
It can delay refunds and increase IRS review. Most tax offices and refund advance banks will not approve advances using it.

A paycheck stub is not an IRS approved substitute. A W-2 or proper IRS substitute is required to actually file correctly

12/27/2025

Hey! This is Monique With ASC TAX SOLUTIONS. We have 6 days until tax season officially starts! If you are SELF EMPLOYED with no w2 or 1099 coming & you have dependents , you can go ahead and start filling out my intake form now. If you need a loan I got you but you have to fill out my intake form to get the loan. If you worked a job this year please wait on your w2s because the irs is cracking down.

To File
Go to ASCTAXES.COM
Click on “BECOMING A CLIENT”
Fill out the intake form
Select “MONIQUE CARTER” as your preparer
You can get your free estimate on our website! Or just text me your income and how many dependents you have for a estimate

12/27/2025

ERO’s have received IRS due diligence letters. What’s been uncovered is honestly disheartening.

Some didn’t even know they were supposed to have client intake forms. Some have no workflows, no systems, no documentation.
One was literally taught that you “just add education credits” to boost refunds — so half her clients had credits they didn’t qualify for.

And that’s not their fault alone. That’s what happens when people are taught shortcuts instead of standards. Let me be very clear: the IRS is not a game. This industry is not “play play.” Fast money will cost you everything.

We’re talking fines.
We’re talking penalties.
We’re talking possible criminal investigations.

And the saddest part? A lot of these people genuinely wanted to do right they just were never taught the right way. So hear me when I say this, with love and urgency:

I don’t care if you hire me or hire somebody else — get your tax business together.
Learn due diligence. Stop doing illegal, fraudulent nonsense. Educate yourself.
Put systems in place. Take this industry seriously.

Your business, your livelihood, your freedom, and your future are worth more than a boosted refund or a viral “tax hack.”

There is a right way to do taxes. And it protects you just as much as it protects your clients. Please invest in yourself. Do your own due diligence.

This is me speaking from experience, not judgment. I don’t want to see anybody lose everything over what could’ve been prevented. When you know better you do better❤️🙏🏾

12/03/2025

When it comes to a tax preparer, you should be looking for someone that will continually reach out to you and make sure you are informative about the new tax credits, bookkeeping and etc.

11/25/2025

And just like that! Tax Season is near!
Maximize your income by making sure you have the right Tax Credits and Tax Preparation