Rob Leiphart, CERTIFIED FINANCIAL PLANNER tm

06/25/2026

Your chance of an IRS audit may not be that high. It pays to know what may trigger one.

The chances of an IRS audit aren't that high. And being audited does not necessarily imply that the IRS suspects wrongdoing.

06/25/2026

Many successful people stay quiet in financial conversations because they assume they are supposed to understand more than they do.

So they nod along.
They accept the recommendation.
They hope the plan makes sense.

But good advice should not make you feel small.
It should make the decision clearer.
You should understand the trade-offs.
You should know the pros and cons.
You should be able to ask questions without feeling like you are slowing the process down.

The goal is not to turn you into a financial expert.
The goal is to help you make informed decisions about your life, your money, and your future.

If your plan feels more confusing than clear, schedule a 15-minute conversation. A second perspective may help. Link in the first comment.

06/24/2026

One of the hardest parts of evaluating financial advice is knowing what you are actually paying for.

Some costs are easy to spot.
Others are not.

They may be embedded in a product.
They may be tied to compensation.
They may not show up clearly on the statement.
That does not mean every advisor is doing something wrong.

But it does mean every client deserves clarity.
You should be able to ask:
How are you compensated, and by whom?

A clear answer helps build trust.
A vague answer should make you pause.

Transparency is not just about fees. It is about knowing whether the recommendation is serving your life, your goals, and your best interests.

If you want help understanding what you are paying and whether your plan is aligned with you, schedule a 15-minute conversation. Link in the first comment.

06/24/2026

Turning to coaches for advice is a smart thing to do. We'd like to be one of those coaches.

Coaches have helped you your whole life, in ways big and small. We'd like to be one of them.

06/24/2026

One of the hardest parts of evaluating financial advice is knowing what you are actually paying for.

Some costs are easy to spot.
Others are not.
They may be embedded in a product.
They may be tied to compensation.
They may not show up clearly on the statement.
That does not mean every advisor is doing something wrong.

But it does mean every client deserves clarity.
You should be able to ask:
How are you compensated, and by whom?
A clear answer helps build trust.
A vague answer should make you pause.

Transparency is not just about fees. It is about knowing whether the recommendation is serving your life, your goals, and your best interests.

If you want help understanding what you are paying and whether your plan is aligned with you, schedule a 15-minute conversation. Link in the first comment.

06/23/2026

10 tips that can head-off marriage money problems.

Couples may be able to head off many of the problems in a marriage that money can cause.

06/20/2026

Discover the YOLO Economy and why Millennials are prioritizing experiences over material things in this thought-provoking article.

The YOLO Economy is a focus on experiences over material possessions, prompting Boomers to consider a similar mindset.

06/18/2026

As complex as the details of taxes can be, the income tax process is fairly straightforward.

A quick look at how federal income taxes work.

06/17/2026

Many people are worried about Social Security lasting until they retire. Watch this video to learn more about why that's more hype than truth.

Every so often, you'll hear about Social Security benefits running out. But is there truth to the fears, or is it all hype?