Humble Wealth

08/15/2025

Time is our most fragile currency. Stop pretending you’re rich in it. Ask these two questions to uncover your true wealth — and start living Humbly Wealthy today.

Discover how two powerful questions can reveal your true wealth. Live intentionally, invest in what matters most, and embrace the Humble Wealth way of life.

08/14/2025

The 'big, beautiful bill' brings major federal student loan updates — in this interview with Fox10 Phoenix, Michael Foley breaks down some of these changes and what they could mean for your repayment plan.

Have questions? We're here to support you. Click the link below to request your complimentary consult with a member of our team.
www.humblewealth.com/student-loan-consult-request

11/25/2024

Tired of the constant changes and uncertainty of the Federal student loan system? Me too... I wrote this article for Medical Economics to help our medical professionals find ways to regain control of their finances and look upstream to advocate for change.

From promises of widespread forgiveness to halted payments, followed by a chaotic mess of legal disputes over repayment plans, federal student loan borrowers are on an emotional rollercoaster.

10/18/2024

Wondering if it is a good time to refinance your mortgage? Here is how to run the math to find out!

Join financial planner Michael Foley as he explains how to determine whether refinancing your mortgage is a smart financial move. In this concise, under-thre...

10/08/2024

Have federal student loans and are curious as to what options you have now with the SAVE plan litigation going on and the online application systems back live? Here is a three-minute rundown of your options!

In this episode, Michael Foley, a certified financial planner and student loan professional, provides a three-minute breakdown of the latest updates in stude...

09/27/2024

We’re thrilled to announce that Michael Foley, financial advisor and North Star Medical Division president, has been named a finalist for the Think Advisor Luminaries Awards in the Next-Gen Rising Star category!

This recognition honors individuals with less than 10 years of industry experience who are emerging leaders in the financial services sector. Since joining North Star in 2016, Michael has established himself as a visionary in financial literacy and student loan planning for medical professionals.

“I am truly honored to be named a finalist alongside such an impressive group of advisors,” Michael stated. “I’m so grateful to North Star and our team for giving me the capacity and reach to continue serving our healthcare workers and their families.”

Congratulations on this wonderful honor! 👏 https://www.northstarfinancial.com/news-events/michael-foley-named-finalist-in-the-thinkadvisor-luminaries-awards-as-a-next-gen-rising-star/



__
ThinkAdvisor Luminaries candidates are nominated in one or more award categories across the financial services industry - Diversity & Inclusion, Thought Leadership & Education, Executive Leadership, and Deal Making. Winners are selected based on the quantitative and qualitative impact of the innovative way the nominee contributed to the industry by a distinguished and diverse panel of judges from across the advice industry and the ThinkAdvisor editorial team. Listing in this publication and/or award is not a guarantee of future investment success. This recognition should not be construed as an endorsement of the advisor by any client. No compensation was provided directly or indirectly by the recipient for participation or in connection with obtaining or using the third-party rating or award.

08/02/2024

Are you debating paying off a loan versus keeping it in an online savings account? Check out how taxes might change your thought process on that decision...

In this episode, we dive deep into the concept of opportunity costs and how it impacts your financial decisions. Should you pay down debt or invest more? Wha...

07/25/2024

I still remember that the mitochondria are the "powerhouse of the cell" but I don't remember school teaching me anything about taxes! For those in the same boat, check out my latest video to get up to speed on the basics!

For a comprehensive review of your personal situation, always consult with a tax or legal advisor. Neither Cetera Advisor Networks LLC nor any of its representatives may give legal or tax advice.

Hey guys! Today we're diving into the basics of the U.S. income tax system. This is a topic that often confuses many people, and I'm here to break it down fo...

07/02/2024

Need a "cliff notes" of all the major student loan updates and lawsuits going on? Check out my latest video! Lots of misinformation is being spread out there so be sure you are fact-checking and working with a student loan professional before making any irreversible decisions with your federal loans!

Welcome back to another video. Today, we're diving into the latest updates in the student loan world. From legal challenges to the SAVE plan to the impact of...

06/10/2024

Did you know that you can now buy back months to get you closer to forgiveness on the PSLF program? Interesting new concept so feel free to reach out if our team can help you or a loved one!

In this video, certified financial planner and student loan professional Michael Foley breaks down the new update on the Public Service Loan Forgiveness (PSL...